SBA 7(a) lenders in Hart, GA
Approvals in SBA fiscal years 2010–2024. Source data as of 2026-06-30.
Lenders
26 institutions have SBA 7(a) loans on record in Hart, together $58.8M across 57 loans. Metro City Bank is the largest, with 44% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 16 | $25.7M | 43.7% | 0.00% |
| 2 | Touchmark National Bank | 5 | $7.8M | 13.2% | 0.00% |
| 3 | First Financial Bank | 9 | $3.6M | 6.2% | 0.00% |
| 4 | Cogent Bank | 1 | $3.4M | 5.7% | 0.00% |
| 5 | PromiseOne Bank | 2 | $2.5M | 4.3% | 0.00% |
| 6 | United Community Bank | 1 | $1.8M | 3.1% | 0.00% |
| 7 | VelocitySBA, LLC | 1 | $1.6M | 2.8% | 0.00% |
| 8 | Old National Bank | 1 | $1.6M | 2.7% | 0.00% |
| 9 | New Millennium Bank | 1 | $1.6M | 2.6% | 0.00% |
| 10 | Live Oak Banking Company | 2 | $1.3M | 2.3% | 0.00% |
| 11 | Northeast Georgia Bank | 1 | $1.2M | 2.0% | 0.00% |
| 12 | Community Bank of Pickens County | 1 | $1.2M | 2.0% | 0.00% |
| 13 | Georgia's Own Credit Union | 1 | $925K | 1.6% | 0.00% |
| 14 | Millennium Bank | 1 | $799K | 1.4% | 0.00% |
| 15 | Paragon Bank | 1 | $796K | 1.4% | 0.00% |
| 16 | SouthState Bank, National Association | 2 | $710K | 1.2% | 0.00% |
| 17 | Central Bank | 1 | $370K | 0.6% | 0.00% |
| 18 | Coastal States Bank | 1 | $354K | 0.6% | 58.25% |
| 19 | Independence Bank | 2 | $300K | 0.5% | 72.19% |
| 20 | First Bank of the Lake | 1 | $290K | 0.5% | 0.00% |
| 21 | Vallant Bank | 1 | $271K | 0.5% | 0.00% |
| 22 | Bank of Hope | 1 | $257K | 0.4% | 0.00% |
| 23 | Business Carolina, Inc. | 1 | $250K | 0.4% | 0.00% |
| 24 | BayFirst National Bank | 1 | $90K | 0.2% | 0.00% |
| 25 | Northeast Bank | 1 | $88K | 0.1% | 0.00% |
| 26 | Wells Fargo Bank National Association | 1 | $8K | 0.0% | 97.42% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 36 | $43.9M | 74.6% |
| 2 | Retail trade | 5 | $6.2M | 10.6% |
| 3 | Retail trade | 7 | $4.1M | 7.0% |
| 4 | Professional & technical services | 1 | $1.8M | 3.1% |
| 5 | Manufacturing | 1 | $1.2M | 2.0% |
| 6 | Construction | 4 | $568K | 1.0% |
| 7 | Other services | 1 | $414K | 0.7% |
| 8 | Accommodation & food services | 1 | $271K | 0.5% |
| 9 | Health care & social assistance | 1 | $250K | 0.4% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.