SBA 7(a) lenders in Cherokee, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

122 institutions have SBA 7(a) loans on record in Cherokee, together $606.5M across 982 loans. The Huntington National Bank is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	52	$38.8M	6.4%	3.09%
2	Ameris Bank	41	$34.9M	5.7%	3.56%
3	Renasant Bank	46	$27.6M	4.6%	5.40%
4	Metro City Bank	20	$26.5M	4.4%	0.51%
5	Live Oak Banking Company	20	$24.0M	4.0%	0.00%
6	Pinnacle Bank	16	$23.5M	3.9%	0.81%
7	Wells Fargo Bank National Association	113	$17.4M	2.9%	4.33%
8	Citizens Bank	18	$17.3M	2.9%	0.00%
9	United Community Bank	22	$15.7M	2.6%	0.00%
10	Georgia's Own Credit Union	14	$15.2M	2.5%	0.00%
11	Community Bank of Pickens County	20	$14.9M	2.5%	4.92%
12	PromiseOne Bank	8	$13.8M	2.3%	0.00%
13	SouthState Bank, National Association	20	$12.9M	2.1%	0.00%
14	LGE Community CU	17	$12.4M	2.0%	0.00%
15	HomeTrust Bank	11	$11.5M	1.9%	0.00%
16	JPMorgan Chase Bank, National Association	34	$10.5M	1.7%	0.20%
17	Truist Bank	43	$10.3M	1.7%	1.07%
18	First National Community Bank	15	$9.5M	1.6%	0.00%
19	Colony Bank	4	$9.0M	1.5%	0.00%
20	Bank OZK	15	$8.8M	1.4%	16.93%
21	First Bank	6	$8.2M	1.4%	0.00%
22	First-Citizens Bank & Trust Company	11	$7.9M	1.3%	0.00%
23	Coastal States Bank	10	$7.6M	1.3%	0.00%
24	Regions Bank	7	$7.6M	1.2%	0.00%
25	First Horizon Bank	9	$7.3M	1.2%	14.71%
26	Readycap Lending, LLC	23	$7.1M	1.2%	2.65%
27	Byline Bank	6	$7.0M	1.2%	0.00%
28	Paragon Bank	4	$6.8M	1.1%	0.00%
29	TD Bank, National Association	2	$6.6M	1.1%	0.00%
30	Craft Bank	3	$6.5M	1.1%	0.00%
31	Beacon Bank and Trust	4	$6.3M	1.0%	0.00%
32	Hanmi Bank	4	$6.3M	1.0%	0.00%
33	Newtek Bank, National Association	22	$5.8M	1.0%	0.00%
34	Bank of America, National Association	19	$5.8M	1.0%	0.74%
35	PNC Bank, National Association	8	$5.7M	0.9%	4.49%
36	Open Bank	2	$5.4M	0.9%	0.00%
37	Pathward National Association	3	$5.2M	0.9%	0.00%
38	Commonwealth Business Bank	1	$5.0M	0.8%	0.00%
39	Vallant Bank	1	$5.0M	0.8%	0.00%
40	Hanover Community Bank	1	$5.0M	0.8%	0.00%
41	Apex Bank	1	$5.0M	0.8%	0.00%
42	Bank Five Nine	3	$5.0M	0.8%	0.00%
43	Port 51 Lending LLC	1	$4.9M	0.8%	0.00%
44	Touchmark National Bank	9	$4.8M	0.8%	0.00%
45	Newtek Small Business Finance, LLC	8	$4.7M	0.8%	0.00%
46	Embassy National Bank	3	$4.6M	0.8%	0.00%
47	Georgia Banking Company	10	$4.6M	0.8%	0.00%
48	First Community Bank	7	$4.5M	0.7%	0.00%
49	BayFirst National Bank	20	$4.3M	0.7%	16.88%
50	Northeast Bank	20	$4.2M	0.7%	47.57%
51	Stearns Bank National Association	11	$4.1M	0.7%	0.00%
52	Truliant FCU	3	$4.1M	0.7%	0.00%
53	Bank of Hope	14	$4.0M	0.7%	1.50%
54	Bank of Oak Ridge	1	$3.8M	0.6%	0.00%
55	First Internet Bank of Indiana	3	$3.0M	0.5%	0.00%
56	Milestone Bank	1	$2.8M	0.5%	0.00%
57	United Midwest Savings Bank National Association	22	$2.8M	0.5%	8.99%
58	American Pride Bank	5	$2.7M	0.4%	0.00%
59	Oconee State Bank	1	$2.5M	0.4%	0.00%
60	Capital Bank, National Association	3	$2.4M	0.4%	0.00%
61	Fifth Third Bank	5	$2.4M	0.4%	0.00%
62	Celtic Bank Corporation	20	$2.1M	0.4%	14.46%
63	Seacoast National Bank	1	$2.1M	0.3%	0.00%
64	Valley National Bank	1	$1.9M	0.3%	0.00%
65	Magnolia State Bank	1	$1.8M	0.3%	0.00%
66	22nd State Bank, A Division of 22nd State Banking Company	3	$1.8M	0.3%	0.00%
67	Cogent Bank	2	$1.7M	0.3%	0.00%
68	First Financial Bank	3	$1.5M	0.3%	0.00%
69	River City Bank	3	$1.4M	0.2%	0.00%
70	Mechanics and Farmers Bank	2	$1.4M	0.2%	0.00%
71	First National Bank of Coffee County	1	$1.2M	0.2%	0.00%
72	Simmons Bank	3	$1.2M	0.2%	34.06%
73	United Bank	3	$1.1M	0.2%	0.00%
74	Lendistry SBLC, LLC	4	$1.1M	0.2%	0.00%
75	Beal Bank USA	1	$1.1M	0.2%	0.00%
76	The Bancorp Bank National Association	2	$1.1M	0.2%	0.00%
77	VelocitySBA, LLC	12	$1.0M	0.2%	3.74%
78	1st Financial Bank USA	1	$1.0M	0.2%	0.00%
79	First Commonwealth Bank	2	$990K	0.2%	0.00%
80	Banesco USA	2	$966K	0.2%	0.00%
81	Old National Bank	2	$904K	0.1%	0.00%
82	FDIC - Community Bank & Trust-West Georgia	4	$882K	0.1%	0.00%
83	First National Bank of Pennsylvania	1	$865K	0.1%	0.00%
84	First Bank of the Lake	3	$850K	0.1%	0.00%
85	T Bank, National Association	1	$824K	0.1%	0.00%
86	Five Star Bank	3	$800K	0.1%	0.00%
87	Harvest Small Business Finance, LLC	2	$668K	0.1%	0.00%
88	North State Bank	1	$653K	0.1%	0.00%
89	Hana Small Business Lending, Inc.	1	$605K	0.1%	0.00%
90	The Fidelity Bank	1	$580K	0.1%	0.00%
91	FinWise Bank	1	$526K	0.1%	0.00%
92	Wilmington Savings Fund Society FSB	2	$475K	0.1%	0.00%
93	Evolve Bank and Trust	1	$421K	0.1%	0.00%
94	Builtwell Bank	1	$410K	0.1%	0.00%
95	Merchants Bank of Indiana	1	$409K	0.1%	0.00%
96	Brightbridge, Inc.	2	$397K	0.1%	0.00%
97	CIBM Bank	1	$378K	0.1%	0.00%
98	First Bank	2	$347K	0.1%	21.21%
99	Bankwell Bank	1	$337K	0.1%	0.00%
100	IncredibleBank	1	$336K	0.1%	0.00%
101	CIBC Bank USA	2	$331K	0.1%	0.00%
102	Banc of California	1	$316K	0.1%	0.00%
103	Loyal Trust Bank	1	$310K	0.1%	0.00%
104	The Bank of Houston	1	$306K	0.1%	0.00%
105	Stock Yards Bank & Trust Company	1	$280K	0.0%	0.00%
106	FirstBank	2	$280K	0.0%	0.00%
107	East West Bank	1	$280K	0.0%	0.00%
108	United Bank of Philadelphia	1	$258K	0.0%	0.00%
109	Columbia Bank	7	$250K	0.0%	64.34%
110	Lexicon Bank	1	$244K	0.0%	0.00%
111	CDC Small Business Finance Corp.	3	$200K	0.0%	0.00%
112	Central Bank	1	$198K	0.0%	0.00%
113	Capital One National Association	3	$185K	0.0%	69.37%
114	Federal Deposit Insurance Corporation	2	$180K	0.0%	0.00%
115	Independence Bank	2	$175K	0.0%	96.78%
116	Stone Bank	1	$150K	0.0%	0.00%
117	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
118	Carver State Bank	1	$100K	0.0%	0.00%
119	iTHINK Financial Credit Union	1	$82K	0.0%	0.00%
120	Millennium Bank	1	$52K	0.0%	0.00%
121	SoFi Bank, National Association	2	$50K	0.0%	0.00%
122	U.S. Bank, National Association	1	$47K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	112	$93.6M	15.4%
2	Retail trade	105	$91.8M	15.1%
3	Accommodation & food services	124	$90.0M	14.8%
4	Other services	100	$63.4M	10.4%
5	Construction	117	$52.6M	8.7%
6	Professional & technical services	90	$40.8M	6.7%
7	Arts, entertainment & recreation	36	$26.2M	4.3%
8	Manufacturing	27	$25.7M	4.2%
9	Administrative & waste services	68	$20.5M	3.4%
10	Retail trade	41	$19.7M	3.2%
11	Wholesale trade	34	$15.9M	2.6%
12	Transportation & warehousing	22	$15.7M	2.6%
13	Finance & insurance	25	$10.3M	1.7%
14	Manufacturing	16	$9.9M	1.6%
15	Agriculture, forestry & fishing	12	$9.1M	1.5%
16	Educational services	15	$7.5M	1.2%
17	Real estate & leasing	10	$5.3M	0.9%
18	Manufacturing	9	$4.5M	0.7%
19	Transportation & warehousing	8	$2.5M	0.4%
20	Information	10	$1.3M	0.2%
21	Utilities	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.