SBA 7(a) lenders in Cherokee, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

117 institutions have SBA 7(a) loans on record in Cherokee, together $587.9M across 967 loans. The Huntington National Bank is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	52	$38.8M	6.6%	3.09%
2	Ameris Bank	41	$34.9M	5.9%	3.56%
3	Renasant Bank	46	$27.6M	4.7%	5.40%
4	Metro City Bank	20	$26.5M	4.5%	0.51%
5	Live Oak Banking Company	19	$23.9M	4.1%	0.00%
6	Pinnacle Bank	16	$23.5M	4.0%	0.81%
7	Citizens Bank	18	$17.3M	2.9%	0.00%
8	Wells Fargo Bank National Association	112	$16.5M	2.8%	4.47%
9	United Community Bank	22	$15.7M	2.7%	0.00%
10	Georgia's Own Credit Union	14	$15.2M	2.6%	0.00%
11	Community Bank of Pickens County	18	$13.0M	2.2%	5.64%
12	SouthState Bank, National Association	20	$12.9M	2.2%	0.00%
13	LGE Community CU	17	$12.4M	2.1%	0.00%
14	HomeTrust Bank	11	$11.5M	2.0%	0.00%
15	JPMorgan Chase Bank, National Association	34	$10.5M	1.8%	0.20%
16	Truist Bank	43	$10.3M	1.7%	1.07%
17	First National Community Bank	15	$9.5M	1.6%	0.00%
18	Colony Bank	4	$9.0M	1.5%	0.00%
19	PromiseOne Bank	7	$8.8M	1.5%	0.00%
20	Bank OZK	15	$8.8M	1.5%	16.93%
21	First Bank	6	$8.2M	1.4%	0.00%
22	First-Citizens Bank & Trust Company	11	$7.9M	1.3%	0.00%
23	Coastal States Bank	10	$7.6M	1.3%	0.00%
24	Regions Bank	7	$7.6M	1.3%	0.00%
25	First Horizon Bank	9	$7.3M	1.2%	14.71%
26	Readycap Lending, LLC	23	$7.1M	1.2%	2.65%
27	Byline Bank	6	$7.0M	1.2%	0.00%
28	Paragon Bank	4	$6.8M	1.2%	0.00%
29	TD Bank, National Association	2	$6.6M	1.1%	0.00%
30	Craft Bank	3	$6.5M	1.1%	0.00%
31	Beacon Bank and Trust	4	$6.3M	1.1%	0.00%
32	Hanmi Bank	4	$6.3M	1.1%	0.00%
33	Bank of America, National Association	19	$5.8M	1.0%	0.74%
34	PNC Bank, National Association	8	$5.7M	1.0%	4.49%
35	Newtek Bank, National Association	21	$5.5M	0.9%	0.00%
36	Open Bank	2	$5.4M	0.9%	0.00%
37	Pathward National Association	3	$5.2M	0.9%	0.00%
38	Vallant Bank	1	$5.0M	0.9%	0.00%
39	Apex Bank	1	$5.0M	0.9%	0.00%
40	Hanover Community Bank	1	$5.0M	0.9%	0.00%
41	Commonwealth Business Bank	1	$5.0M	0.9%	0.00%
42	Bank Five Nine	3	$5.0M	0.9%	0.00%
43	Port 51 Lending LLC	1	$4.9M	0.8%	0.00%
44	Touchmark National Bank	9	$4.8M	0.8%	0.00%
45	Newtek Small Business Finance, Inc.	8	$4.7M	0.8%	0.00%
46	Embassy National Bank	3	$4.6M	0.8%	0.00%
47	Georgia Banking Company	10	$4.6M	0.8%	0.00%
48	First Community Bank	7	$4.5M	0.8%	0.00%
49	BayFirst National Bank	20	$4.3M	0.7%	16.88%
50	Stearns Bank National Association	11	$4.1M	0.7%	0.00%
51	Truliant FCU	3	$4.1M	0.7%	0.00%
52	Northeast Bank	19	$4.1M	0.7%	48.77%
53	Bank of Hope	14	$4.0M	0.7%	1.50%
54	First Internet Bank of Indiana	3	$3.0M	0.5%	0.00%
55	Milestone Bank	1	$2.8M	0.5%	0.00%
56	United Midwest Savings Bank National Association	22	$2.8M	0.5%	8.99%
57	American Pride Bank	4	$2.6M	0.4%	0.00%
58	Fifth Third Bank	5	$2.4M	0.4%	0.00%
59	Capital Bank, National Association	3	$2.4M	0.4%	0.00%
60	Celtic Bank Corporation	20	$2.1M	0.4%	14.46%
61	Valley National Bank	1	$1.9M	0.3%	0.00%
62	Magnolia State Bank	1	$1.8M	0.3%	0.00%
63	22nd State Bank, A Division of 22nd State Banking Company	3	$1.8M	0.3%	0.00%
64	Cogent Bank	2	$1.7M	0.3%	0.00%
65	First Financial Bank	3	$1.5M	0.3%	0.00%
66	River City Bank	3	$1.4M	0.2%	0.00%
67	Mechanics and Farmers Bank	2	$1.4M	0.2%	0.00%
68	First National Bank of Coffee County	1	$1.2M	0.2%	0.00%
69	Simmons Bank	3	$1.2M	0.2%	34.06%
70	United Bank	3	$1.1M	0.2%	0.00%
71	Lendistry SBLC, LLC	4	$1.1M	0.2%	0.00%
72	Beal Bank USA	1	$1.1M	0.2%	0.00%
73	The Bancorp Bank National Association	2	$1.1M	0.2%	0.00%
74	1st Financial Bank USA	1	$1.0M	0.2%	0.00%
75	Banesco USA	2	$966K	0.2%	0.00%
76	Old National Bank	2	$904K	0.2%	0.00%
77	FDIC - Community Bank & Trust-West Georgia	4	$882K	0.2%	0.00%
78	First National Bank of Pennsylvania	1	$865K	0.1%	0.00%
79	First Bank of the Lake	3	$850K	0.1%	0.00%
80	Five Star Bank	3	$800K	0.1%	0.00%
81	VelocitySBA, LLC	11	$710K	0.1%	5.43%
82	Harvest Small Business Finance, LLC	2	$668K	0.1%	0.00%
83	North State Bank	1	$653K	0.1%	0.00%
84	Hana Small Business Lending, Inc.	1	$605K	0.1%	0.00%
85	Affinity Bank, National Association	1	$580K	0.1%	0.00%
86	FinWise Bank	1	$526K	0.1%	0.00%
87	First Commonwealth Bank	1	$495K	0.1%	0.00%
88	Wilmington Savings Fund Society FSB	2	$475K	0.1%	0.00%
89	Evolve Bank and Trust	1	$421K	0.1%	0.00%
90	Builtwell Bank	1	$410K	0.1%	0.00%
91	Merchants Bank of Indiana	1	$409K	0.1%	0.00%
92	Brightbridge, Inc.	2	$397K	0.1%	0.00%
93	CIBM Bank	1	$378K	0.1%	0.00%
94	First Bank	2	$347K	0.1%	21.21%
95	Bankwell Bank	1	$337K	0.1%	0.00%
96	IncredibleBank	1	$336K	0.1%	0.00%
97	CIBC Bank USA	2	$331K	0.1%	0.00%
98	Banc of California	1	$316K	0.1%	0.00%
99	Loyal Trust Bank	1	$310K	0.1%	0.00%
100	The Bank of Houston	1	$306K	0.1%	0.00%
101	Stock Yards Bank & Trust Company	1	$280K	0.0%	0.00%
102	East West Bank	1	$280K	0.0%	0.00%
103	FirstBank	2	$280K	0.0%	0.00%
104	United Bank of Philadelphia	1	$258K	0.0%	0.00%
105	Columbia Bank	7	$250K	0.0%	64.34%
106	Lexicon Bank	1	$244K	0.0%	0.00%
107	CDC Small Business Finance Corp.	3	$200K	0.0%	0.00%
108	Central Bank	1	$198K	0.0%	0.00%
109	Capital One National Association	3	$185K	0.0%	69.37%
110	Federal Deposit Insurance Corporation	2	$180K	0.0%	0.00%
111	Independence Bank	2	$175K	0.0%	96.78%
112	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
113	Stone Bank	1	$150K	0.0%	0.00%
114	Carver State Bank	1	$100K	0.0%	0.00%
115	iTHINK Financial Credit Union	1	$82K	0.0%	0.00%
116	Millennium Bank	1	$52K	0.0%	0.00%
117	SoFi Bank, National Association	2	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	110	$93.2M	15.9%
2	Accommodation & food services	124	$90.0M	15.3%
3	Retail trade	103	$85.3M	14.5%
4	Other services	96	$57.1M	9.7%
5	Construction	116	$52.5M	8.9%
6	Professional & technical services	90	$40.8M	6.9%
7	Arts, entertainment & recreation	35	$25.7M	4.4%
8	Manufacturing	26	$23.2M	3.9%
9	Administrative & waste services	67	$19.5M	3.3%
10	Retail trade	40	$18.9M	3.2%
11	Wholesale trade	34	$15.9M	2.7%
12	Transportation & warehousing	22	$15.7M	2.7%
13	Finance & insurance	24	$10.2M	1.7%
14	Manufacturing	16	$9.9M	1.7%
15	Agriculture, forestry & fishing	12	$9.1M	1.6%
16	Educational services	14	$7.2M	1.2%
17	Real estate & leasing	10	$5.3M	0.9%
18	Manufacturing	9	$4.5M	0.8%
19	Transportation & warehousing	8	$2.5M	0.4%
20	Information	10	$1.3M	0.2%
21	Utilities	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.