SBA 7(a) lenders in Madison, GA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
21 institutions have SBA 7(a) loans on record in Madison, together $40.9M across 42 loans. Metro City Bank is the largest, with 31% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Metro City Bank | 6 | $12.7M | 31.0% | 0.00% |
| 2 | Live Oak Banking Company | 2 | $3.8M | 9.2% | 0.00% |
| 3 | First Financial Bank | 8 | $3.7M | 9.1% | 0.00% |
| 4 | First Horizon Bank | 1 | $3.2M | 7.9% | 0.00% |
| 5 | Coastal States Bank | 1 | $2.9M | 7.1% | 0.00% |
| 6 | PromiseOne Bank | 3 | $2.7M | 6.6% | 0.00% |
| 7 | VelocitySBA, LLC | 3 | $1.9M | 4.7% | 0.00% |
| 8 | Touchmark National Bank | 1 | $1.6M | 3.9% | 0.00% |
| 9 | Fifth Third Bank | 1 | $1.6M | 3.9% | 0.00% |
| 10 | Peach State Federal Credit Union | 1 | $1.5M | 3.7% | 0.00% |
| 11 | United Community Bank | 2 | $1.4M | 3.4% | 0.00% |
| 12 | Renasant Bank | 1 | $1.0M | 2.4% | 0.00% |
| 13 | First-Citizens Bank & Trust Company | 2 | $850K | 2.1% | 0.00% |
| 14 | Newtek Small Business Finance, Inc. | 2 | $534K | 1.3% | 0.00% |
| 15 | The Huntington National Bank | 1 | $500K | 1.2% | 0.00% |
| 16 | SouthState Bank, National Association | 1 | $425K | 1.0% | 0.00% |
| 17 | BayFirst National Bank | 1 | $150K | 0.4% | 0.00% |
| 18 | Celtic Bank Corporation | 1 | $150K | 0.4% | 0.00% |
| 19 | Truist Bank | 1 | $148K | 0.4% | 0.00% |
| 20 | Newtek Bank, National Association | 1 | $100K | 0.2% | 0.00% |
| 21 | Columbia Bank | 2 | $74K | 0.2% | 93.17% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 21 | $26.4M | 64.5% |
| 2 | Retail trade | 4 | $5.1M | 12.5% |
| 3 | Wholesale trade | 1 | $2.9M | 7.1% |
| 4 | Professional & technical services | 2 | $2.0M | 5.0% |
| 5 | Real estate & leasing | 1 | $1.5M | 3.7% |
| 6 | Manufacturing | 4 | $834K | 2.0% |
| 7 | Construction | 4 | $585K | 1.4% |
| 8 | Other services | 2 | $550K | 1.3% |
| 9 | Administrative & waste services | 1 | $500K | 1.2% |
| 10 | Manufacturing | 2 | $475K | 1.2% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.