Lynx Renard
SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Pickens, GA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

37 institutions have SBA 7(a) loans on record in Pickens, together $142.3M across 172 loans. Community Bank of Pickens County is the largest, with 31% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Community Bank of Pickens County49$43.4M30.5%1.92%
2Live Oak Banking Company8$14.4M10.1%0.00%
3United Community Bank7$8.6M6.1%2.64%
4United Bank4$7.2M5.1%14.38%
5First Financial Bank12$5.8M4.1%0.00%
6Metro City Bank4$5.6M3.9%0.00%
7SouthState Bank, National Association6$5.2M3.7%27.15%
8Readycap Lending, LLC5$4.3M3.0%0.00%
9First National Community Bank3$4.2M2.9%0.00%
10HomeTrust Bank4$4.0M2.8%0.00%
11Pinnacle Bank3$3.9M2.7%0.00%
12Stearns Bank National Association8$3.6M2.5%0.00%
13Farmers State Bank of Alto Pass, Illinois1$3.0M2.1%0.00%
14Coastal States Bank6$2.9M2.0%0.00%
15Loyal Trust Bank1$2.9M2.0%0.00%
16Newtek Bank, National Association7$2.9M2.0%0.00%
17Newtek Small Business Finance, Inc.4$2.8M2.0%0.00%
18Craft Bank1$2.7M1.9%0.00%
19Capital One National Association1$2.6M1.8%0.00%
20The Huntington National Bank3$2.3M1.6%0.00%
21River City Bank4$1.4M1.0%0.00%
22Renasant Bank3$1.2M0.8%0.00%
23Truist Bank1$1.0M0.7%0.00%
24Bank OZK2$940K0.7%0.00%
25Wells Fargo Bank National Association4$911K0.6%0.00%
26Celtic Bank Corporation5$679K0.5%21.24%
27Georgia's Own Credit Union2$650K0.5%0.00%
28Embassy National Bank1$639K0.4%0.00%
29iTHINK Financial Credit Union3$583K0.4%0.00%
30First Community Bank1$560K0.4%0.00%
31Ameris Bank1$355K0.2%0.00%
32First-Citizens Bank & Trust Company1$347K0.2%0.00%
33PromiseOne Bank1$320K0.2%0.00%
34United Midwest Savings Bank National Association2$300K0.2%0.00%
35American Commerce Bank, National Association1$212K0.1%0.00%
36JPMorgan Chase Bank, National Association1$61K0.0%22.58%
37VelocitySBA, LLC2$23K0.0%47.08%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Agriculture, forestry & fishing29$27.4M19.2%
2Retail trade21$24.0M16.8%
3Health care & social assistance15$21.2M14.9%
4Accommodation & food services21$15.0M10.6%
5Construction20$11.0M7.7%
6Retail trade9$8.8M6.2%
7Other services9$5.9M4.1%
8Wholesale trade12$5.4M3.8%
9Real estate & leasing2$4.6M3.2%
10Manufacturing5$4.1M2.8%
11Transportation & warehousing5$3.4M2.4%
12Manufacturing6$2.9M2.0%
13Transportation & warehousing3$2.6M1.8%
14Professional & technical services6$2.5M1.8%
15Manufacturing2$1.7M1.2%
16Administrative & waste services3$760K0.5%
17Finance & insurance2$685K0.5%
18Arts, entertainment & recreation2$361K0.3%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.