SBA 7(a) lenders in Upson, GA
Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.
Lenders
23 institutions have SBA 7(a) loans on record in Upson, together $25.8M across 35 loans. Truist Bank is the largest, with 16% of approvals.
| Rank | Lender | Loans | Approved | Share | Loss rate |
|---|---|---|---|---|---|
| 1 | Truist Bank | 1 | $4.1M | 15.7% | 0.00% |
| 2 | Renasant Bank | 2 | $4.0M | 15.4% | 0.00% |
| 3 | First Financial Bank | 5 | $3.6M | 14.1% | 0.00% |
| 4 | Pinnacle Bank | 1 | $3.6M | 13.8% | 0.00% |
| 5 | First National Bank of Coffee County | 2 | $2.2M | 8.4% | 0.00% |
| 6 | First Port City Bank | 1 | $2.1M | 8.2% | 0.00% |
| 7 | Wells Fargo Bank National Association | 1 | $1.1M | 4.4% | 0.00% |
| 8 | PromiseOne Bank | 1 | $1.1M | 4.3% | 0.00% |
| 9 | United Bank | 3 | $1.0M | 4.1% | 0.00% |
| 10 | Colony Bank | 2 | $516K | 2.0% | 0.00% |
| 11 | Readycap Lending, LLC | 2 | $490K | 1.9% | 0.00% |
| 12 | Newtek Bank, National Association | 2 | $450K | 1.7% | 0.00% |
| 13 | Craft Bank | 1 | $380K | 1.5% | 0.00% |
| 14 | First Horizon Bank | 1 | $262K | 1.0% | 0.00% |
| 15 | The Huntington National Bank | 2 | $212K | 0.8% | 23.17% |
| 16 | JPMorgan Chase Bank, National Association | 1 | $200K | 0.8% | 0.00% |
| 17 | Independence Bank | 1 | $125K | 0.5% | 0.00% |
| 18 | SouthState Bank, National Association | 1 | $100K | 0.4% | 0.00% |
| 19 | Florida Business Development Corporation | 1 | $100K | 0.4% | 0.00% |
| 20 | Northeast Bank | 1 | $55K | 0.2% | 0.00% |
| 21 | Capital One National Association | 1 | $50K | 0.2% | 0.00% |
| 22 | Celtic Bank Corporation | 1 | $35K | 0.1% | 0.00% |
| 23 | VelocitySBA, LLC | 1 | $5K | 0.0% | 0.00% |
Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.
What the money went into
| Rank | Industry | Loans | Approved | Share of county |
|---|---|---|---|---|
| 1 | Agriculture, forestry & fishing | 7 | $8.4M | 32.5% |
| 2 | Health care & social assistance | 3 | $4.5M | 17.4% |
| 3 | Retail trade | 3 | $4.3M | 16.6% |
| 4 | Construction | 5 | $4.1M | 16.0% |
| 5 | Other services | 4 | $1.2M | 4.7% |
| 6 | Manufacturing | 1 | $1.1M | 4.4% |
| 7 | Retail trade | 3 | $794K | 3.1% |
| 8 | Accommodation & food services | 3 | $562K | 2.2% |
| 9 | Transportation & warehousing | 1 | $440K | 1.7% |
| 10 | Educational services | 1 | $152K | 0.6% |
| 11 | Wholesale trade | 1 | $100K | 0.4% |
| 12 | Professional & technical services | 1 | $100K | 0.4% |
| 13 | Finance & insurance | 1 | $35K | 0.1% |
| 14 | Administrative & waste services | 1 | $5K | 0.0% |
Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.