SBA 7(a) lenders for Retail trade

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

1,849 institutions have SBA 7(a) loans on record in this sector, together $15.97B across 46,649 loans. Wells Fargo Bank National Association is the largest, with 4% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Wells Fargo Bank National Association	3,738	$699.9M	4.4%
2	The Huntington National Bank	3,379	$698.9M	4.4%
3	Celtic Bank Corporation	839	$630.6M	3.9%
4	Readycap Lending, LLC	842	$498.3M	3.1%
5	U.S. Bank, National Association	2,152	$496.5M	3.1%
6	Live Oak Banking Company	280	$368.5M	2.3%
7	JPMorgan Chase Bank, National Association	2,372	$354.5M	2.2%
8	Byline Bank	296	$333.4M	2.1%
9	Open Bank	136	$244.9M	1.5%
10	Newtek Bank, National Association	724	$237.6M	1.5%
11	Wallis Bank	128	$224.4M	1.4%
12	FinWise Bank	160	$222.8M	1.4%
13	Enterprise Bank & Trust	188	$221.8M	1.4%
14	Bank of Hope	642	$220.9M	1.4%
15	Metro City Bank	149	$211.7M	1.3%
16	Commonwealth Business Bank	136	$188.6M	1.2%
17	Newtek Small Business Finance, Inc.	370	$186.4M	1.2%
18	TD Bank, National Association	1,839	$185.2M	1.2%
19	First Internet Bank of Indiana	134	$176.6M	1.1%
20	BayFirst National Bank	799	$171.8M	1.1%
21	PCB Bank	91	$156.2M	1.0%
22	Columbia Bank	646	$153.6M	1.0%
23	US Metro Bank	75	$146.6M	0.9%
24	Manufacturers and Traders Trust Company	1,374	$146.0M	0.9%
25	Northeast Bank	944	$143.7M	0.9%
26	KeyBank National Association	622	$141.9M	0.9%
27	Bank of America, National Association	514	$141.4M	0.9%
28	Truist Bank	480	$138.3M	0.9%
29	First Financial Bank	112	$137.8M	0.9%
30	Citizens Bank	131	$120.4M	0.8%
31	Southwestern National Bank	60	$119.1M	0.7%
32	East West Bank	110	$116.3M	0.7%
33	PNC Bank, National Association	798	$113.5M	0.7%
34	Old National Bank	213	$112.9M	0.7%
35	BMO Bank National Association	181	$109.8M	0.7%
36	Fifth Third Bank	294	$104.4M	0.7%
37	Harvest Small Business Finance, LLC	117	$103.6M	0.6%
38	Pinnacle Bank	125	$101.7M	0.6%
39	Beacon Bank and Trust	249	$95.7M	0.6%
40	First Bank of the Lake	149	$92.7M	0.6%
41	T Bank, National Association	44	$89.4M	0.6%
42	Zions Bank, A Division of	496	$83.3M	0.5%
43	SouthState Bank, National Association	154	$82.1M	0.5%
44	Hanmi Bank	85	$69.3M	0.4%
45	Customers Bank	89	$67.5M	0.4%
46	Colony Bank	123	$66.6M	0.4%
47	Cross River Bank	48	$65.9M	0.4%
48	Regions Bank	127	$65.1M	0.4%
49	America First Federal Credit Union	95	$63.1M	0.4%
50	Mountain Pacific Bank	20	$61.2M	0.4%
51	BankUnited, National Association	64	$61.0M	0.4%
52	United Community Bank	97	$58.8M	0.4%
53	Banc of California	62	$57.2M	0.4%
54	UniBank	88	$56.1M	0.4%
55	The Bancorp Bank National Association	54	$56.0M	0.4%
56	Simmons Bank	189	$54.5M	0.3%
57	Lendistry SBLC, LLC	288	$51.3M	0.3%
58	FDIC - Community Bank & Trust-West Georgia	24	$50.7M	0.3%
59	First-Citizens Bank & Trust Company	91	$49.5M	0.3%
60	Pathward National Association	26	$49.0M	0.3%
61	Georgia's Own Credit Union	20	$48.4M	0.3%
62	Plumas Bank	54	$48.1M	0.3%
63	TowneBank	66	$46.5M	0.3%
64	The MINT National Bank	21	$46.5M	0.3%
65	Glacier Bank	153	$45.9M	0.3%
66	Ameris Bank	60	$44.3M	0.3%
67	Merchants Bank of Indiana	35	$43.8M	0.3%
68	United Business Bank	36	$43.2M	0.3%
69	Banner Bank	160	$42.8M	0.3%
70	HomeTrust Bank	53	$42.3M	0.3%
71	Stearns Bank National Association	137	$41.6M	0.3%
72	Centerstone SBA Lending, Inc.	28	$41.5M	0.3%
73	PromiseOne Bank	42	$41.1M	0.3%
74	First Community Bank	24	$40.5M	0.3%
75	Happen Bank	40	$40.4M	0.3%
76	United Midwest Savings Bank National Association	165	$40.4M	0.3%
77	Mountain America FCU	226	$40.0M	0.3%
78	New Millennium Bank	29	$39.4M	0.2%
79	Fulton Bank, National Association	65	$38.8M	0.2%
80	Hanover Community Bank	33	$38.2M	0.2%
81	First Bank	55	$38.1M	0.2%
82	First Merchants Bank	67	$38.0M	0.2%
83	Mission Valley Bank	23	$37.9M	0.2%
84	Midwest Regional Bank	52	$36.9M	0.2%
85	Eastern Bank	316	$36.9M	0.2%
86	American Continental Bank	27	$36.2M	0.2%
87	Five Star Bank	121	$34.6M	0.2%
88	UMB Bank, National Association	126	$34.2M	0.2%
89	Citizens Bank, National Association	296	$34.1M	0.2%
90	First National Bank of Pennsylvania	99	$33.8M	0.2%
91	Renasant Bank	49	$32.5M	0.2%
92	OakStar Bank	54	$32.3M	0.2%
93	Banco Popular de Puerto Rico	213	$29.8M	0.2%
94	Bank of the Orient	17	$29.3M	0.2%
95	First Interstate Bank	127	$29.3M	0.2%
96	City National Bank	35	$28.4M	0.2%
97	VelocitySBA, LLC	913	$27.8M	0.2%
98	First Business Bank	42	$27.3M	0.2%
99	Stone Bank	37	$27.0M	0.2%
100	Provident Bank	29	$26.9M	0.2%

Top 100 of 1,849 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	1,613	$687.8M
2	Harris, TX	542	$284.6M
3	Maricopa, AZ	646	$256.9M
4	Orange, CA	586	$228.3M
5	King, WA	453	$227.0M
6	Kings, NY	652	$217.1M
7	Dallas, TX	387	$216.2M
8	San Diego, CA	510	$191.6M
9	Cook, IL	530	$186.0M
10	San Bernardino, CA	274	$159.3M
11	Riverside, CA	289	$150.8M
12	Snohomish, WA	148	$141.0M
13	Tarrant, TX	254	$140.9M
14	Pierce, WA	172	$135.9M
15	Broward, FL	321	$132.9M
16	Miami-Dade, FL	465	$122.2M
17	Salt Lake, UT	393	$120.8M
18	Clark, NV	347	$116.1M
19	Kern, CA	104	$107.5M
20	Hennepin, MN	389	$102.5M
21	Sacramento, CA	176	$101.3M
22	New York, NY	347	$94.1M
23	Gwinnett, GA	168	$92.8M
24	Palm Beach, FL	234	$90.8M
25	Utah, UT	254	$88.2M
26	Rockland, NY	258	$87.8M
27	Multnomah, OR	187	$84.4M
28	Travis, TX	254	$83.4M
29	Orange, NY	167	$79.7M
30	Fulton, GA	191	$78.0M
31	Bexar, TX	209	$77.6M
32	Stanislaus, CA	41	$76.5M
33	Alameda, CA	179	$75.0M
34	Bergen, NJ	195	$74.9M
35	Fresno, CA	88	$73.7M
36	San Joaquin, CA	61	$69.7M
37	Nassau, NY	228	$69.7M
38	Pinellas, FL	171	$63.8M
39	Ocean, NJ	179	$63.3M
40	Greene, MO	142	$62.9M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.