SBA 7(a) lenders for Utilities

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

313 institutions have SBA 7(a) loans on record in this sector, together $459.1M across 1,084 loans. Newtek Bank, National Association is the largest, with 8% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Newtek Bank, National Association	21	$36.1M	7.9%
2	Byline Bank	17	$18.9M	4.1%
3	Enterprise Bank & Trust	4	$12.0M	2.6%
4	U.S. Bank, National Association	36	$10.8M	2.4%
5	Live Oak Banking Company	5	$10.7M	2.3%
6	Manufacturers and Traders Trust Company	37	$10.7M	2.3%
7	First Community Bank	4	$10.4M	2.3%
8	Ameris Bank	3	$9.2M	2.0%
9	PNC Bank, National Association	43	$8.5M	1.8%
10	Celtic Bank Corporation	18	$7.9M	1.7%
11	The Huntington National Bank	55	$7.7M	1.7%
12	Columbia Bank	17	$7.6M	1.6%
13	Newtek Small Business Finance, Inc.	10	$7.0M	1.5%
14	Fifth Third Bank	13	$6.9M	1.5%
15	First National Bank of Pennsylvania	8	$6.7M	1.5%
16	Regions Bank	4	$6.4M	1.4%
17	Georgia's Own Credit Union	3	$6.0M	1.3%
18	Fulton Bank, National Association	5	$5.7M	1.2%
19	Seacoast National Bank	4	$5.7M	1.2%
20	FDIC - Community Bank & Trust-West Georgia	3	$5.6M	1.2%
21	Truist Bank	14	$5.5M	1.2%
22	Idaho Central CU	2	$5.0M	1.1%
23	Truliant FCU	1	$4.8M	1.0%
24	Wells Fargo Bank National Association	66	$4.7M	1.0%
25	Banc of California	3	$4.6M	1.0%
26	East West Bank	5	$4.4M	1.0%
27	Northeast Bank	30	$4.4M	1.0%
28	JPMorgan Chase Bank, National Association	29	$4.2M	0.9%
29	BOKF, National Association	6	$4.2M	0.9%
30	Pinnacle Bank	3	$4.0M	0.9%
31	BayFirst National Bank	21	$3.8M	0.8%
32	Community Trust Bank, Inc.	5	$3.7M	0.8%
33	Zions Bank, A Division of	12	$3.6M	0.8%
34	RiverBank	1	$3.6M	0.8%
35	Enterprise Bank	1	$3.5M	0.8%
36	Coulee Bank	4	$3.4M	0.7%
37	Readycap Lending, LLC	14	$3.4M	0.7%
38	First Merchants Bank	2	$3.1M	0.7%
39	FWBank	2	$3.1M	0.7%
40	Genesis Bank	3	$3.1M	0.7%
41	Countybank	1	$3.1M	0.7%
42	The Yellowstone Bank	2	$3.1M	0.7%
43	Independence Bank	4	$3.0M	0.7%
44	Fall River Five Cents Savings Bank d/b/a BankFive	2	$3.0M	0.7%
45	The Bank of Tampa	2	$2.9M	0.6%
46	Midwest Regional Bank	1	$2.9M	0.6%
47	United Midwest Savings Bank National Association	20	$2.9M	0.6%
48	Meridian Bank	2	$2.8M	0.6%
49	KeyBank National Association	14	$2.5M	0.5%
50	Central Pacific Bank	1	$2.5M	0.5%
51	Citizens Business Bank National Association	3	$2.4M	0.5%
52	American Bank	2	$2.4M	0.5%
53	Climate First Bank	1	$2.4M	0.5%
54	Integro Bank	2	$2.4M	0.5%
55	Glacier Bank	3	$2.4M	0.5%
56	VelocitySBA, LLC	3	$2.3M	0.5%
57	Renasant Bank	1	$2.3M	0.5%
58	Oriental Bank	7	$2.3M	0.5%
59	City Bank	2	$1.9M	0.4%
60	Horizon Bank SSB	1	$1.9M	0.4%
61	Farmers and Merchants Savings Bank	1	$1.9M	0.4%
62	Busey Bank	2	$1.9M	0.4%
63	Hancock Whitney Bank	6	$1.8M	0.4%
64	St. Louis Bank	1	$1.8M	0.4%
65	Legence Bank	1	$1.7M	0.4%
66	Happen Bank	1	$1.7M	0.4%
67	TD Bank, National Association	16	$1.7M	0.4%
68	United Business Bank	1	$1.7M	0.4%
69	Beacon Bank and Trust	4	$1.6M	0.4%
70	Washington Trust Bank	3	$1.6M	0.4%
71	22nd State Bank, A Division of 22nd State Banking Company	1	$1.6M	0.4%
72	The Bank of Princeton	2	$1.6M	0.4%
73	Third Coast Bank	1	$1.6M	0.3%
74	Bank of Belleville	5	$1.6M	0.3%
75	First Internet Bank of Indiana	2	$1.5M	0.3%
76	Alaska Growth Capital BIDCO, Inc.	1	$1.5M	0.3%
77	Ultima Bank Minnesota	3	$1.4M	0.3%
78	Plumas Bank	1	$1.4M	0.3%
79	Banner Bank	8	$1.4M	0.3%
80	Webster Bank National Association	5	$1.4M	0.3%
81	Eastern Bank	14	$1.4M	0.3%
82	Lendistry SBLC, LLC	4	$1.4M	0.3%
83	Hana Small Business Lending, Inc.	1	$1.3M	0.3%
84	Mid Penn Bank	4	$1.3M	0.3%
85	Bank of Clarke	1	$1.3M	0.3%
86	Prosperity Bank	3	$1.2M	0.3%
87	Arizona Financial Credit Union	1	$1.2M	0.3%
88	First Commonwealth Bank	4	$1.2M	0.3%
89	First State Bank	1	$1.2M	0.3%
90	First-Citizens Bank & Trust Company	2	$1.2M	0.3%
91	Community First Bank of the Heartland	2	$1.2M	0.3%
92	Citizens Bank	1	$1.2M	0.3%
93	The First Bank and Trust Company	3	$1.1M	0.2%
94	PlainsCapital Bank	2	$1.1M	0.2%
95	ACC Capital	1	$1.1M	0.2%
96	Commercial Bank	2	$1.1M	0.2%
97	BankPlus	2	$1.0M	0.2%
98	Security Financial Bank	1	$1.0M	0.2%
99	Banco Popular de Puerto Rico	12	$1.0M	0.2%
100	Chemung Canal Trust Company	4	$1.0M	0.2%

Top 100 of 313 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Harris, TX	22	$19.2M
2	Los Angeles, CA	29	$15.0M
3	Mecklenburg, NC	7	$11.3M
4	Fresno, CA	4	$10.9M
5	Maricopa, AZ	20	$10.5M
6	Orange, CA	11	$9.8M
7	Gwinnett, GA	10	$9.3M
8	Leon, FL	4	$8.3M
9	Cobb, GA	3	$6.0M
10	Palm Beach, FL	5	$5.7M
11	Suffolk, NY	7	$5.3M
12	Sacramento, CA	4	$5.2M
13	Cook, IL	7	$5.2M
14	Tulsa, OK	2	$5.2M
15	Baltimore, MD	4	$5.1M
16	Canyon, ID	4	$5.1M
17	Pinellas, FL	5	$5.0M
18	Lycoming, PA	1	$5.0M
19	Windsor, VT	1	$5.0M
20	Norfolk, MA	8	$4.9M
21	Davidson, TN	4	$4.6M
22	Hennepin, MN	8	$4.5M
23	Collier, FL	4	$4.4M
24	Hillsborough, FL	6	$4.3M
25	Allegheny, PA	4	$3.8M
26	Lubbock, TX	8	$3.7M
27	San Diego, CA	15	$3.7M
28	Fort Bend, TX	5	$3.6M
29	Bonner, ID	1	$3.6M
30	Spokane, WA	1	$3.6M
31	Hamilton, IN	2	$3.6M
32	Ada, ID	4	$3.6M
33	Honolulu, HI	8	$3.4M
34	Broward, FL	7	$3.3M
35	Contra Costa, CA	5	$3.2M
36	Madera, CA	3	$3.2M
37	Marion, IN	2	$3.1M
38	Bristol, MA	3	$3.1M
39	Spartanburg, SC	1	$3.1M
40	King, WA	9	$3.1M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.