SBA 7(a) lenders for Utilities

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

316 institutions have SBA 7(a) loans on record in this sector, together $473.2M across 1,107 loans. Newtek Bank, National Association is the largest, with 8% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Newtek Bank, National Association	22	$36.2M	7.7%
2	Byline Bank	17	$18.9M	4.0%
3	Enterprise Bank & Trust	4	$12.0M	2.5%
4	U.S. Bank, National Association	38	$11.5M	2.4%
5	Live Oak Banking Company	6	$11.0M	2.3%
6	Manufacturers and Traders Trust Company	38	$10.9M	2.3%
7	First Community Bank	4	$10.4M	2.2%
8	PNC Bank, National Association	45	$9.4M	2.0%
9	Ameris Bank	3	$9.2M	1.9%
10	Celtic Bank Corporation	18	$7.9M	1.7%
11	The Huntington National Bank	55	$7.7M	1.6%
12	Columbia Bank	17	$7.6M	1.6%
13	Zions Bank, A Division of	13	$7.4M	1.6%
14	Fifth Third Bank	14	$7.1M	1.5%
15	FDIC cert 2057189	10	$7.0M	1.5%
16	First National Bank of Pennsylvania	8	$6.7M	1.4%
17	Regions Bank	4	$6.4M	1.4%
18	Georgia's Own Credit Union	3	$6.0M	1.3%
19	Glacier Bank	4	$5.8M	1.2%
20	Fulton Bank, National Association	5	$5.7M	1.2%
21	Seacoast National Bank	4	$5.7M	1.2%
22	FDIC - Community Bank & Trust-West Georgia	3	$5.6M	1.2%
23	Truist Bank	14	$5.5M	1.2%
24	Banc of California	4	$5.1M	1.1%
25	Idaho Central CU	2	$5.0M	1.0%
26	Truliant FCU	1	$4.8M	1.0%
27	Wells Fargo Bank National Association	66	$4.7M	1.0%
28	Northeast Bank	31	$4.5M	1.0%
29	East West Bank	5	$4.4M	0.9%
30	JPMorgan Chase Bank, National Association	29	$4.2M	0.9%
31	BOKF, National Association	6	$4.2M	0.9%
32	Pinnacle Bank	3	$4.0M	0.8%
33	BayFirst National Bank	21	$3.8M	0.8%
34	Community Trust Bank, Inc.	5	$3.7M	0.8%
35	RiverBank	1	$3.6M	0.8%
36	Enterprise Bank	1	$3.5M	0.7%
37	Coulee Bank	4	$3.4M	0.7%
38	Readycap Lending, LLC	15	$3.4M	0.7%
39	First Merchants Bank	2	$3.1M	0.7%
40	FWBank	2	$3.1M	0.7%
41	Genesis Bank	3	$3.1M	0.7%
42	Countybank	1	$3.1M	0.7%
43	The Yellowstone Bank	2	$3.1M	0.6%
44	Independence Bank	4	$3.0M	0.6%
45	Fall River Five Cents Savings Bank d/b/a BankFive	2	$3.0M	0.6%
46	The Bank of Tampa	2	$2.9M	0.6%
47	Midwest Regional Bank	1	$2.9M	0.6%
48	City National Bank	2	$2.9M	0.6%
49	United Midwest Savings Bank National Association	20	$2.9M	0.6%
50	Meridian Bank	2	$2.8M	0.6%
51	KeyBank National Association	14	$2.5M	0.5%
52	Central Pacific Bank	1	$2.5M	0.5%
53	Citizens Business Bank National Association	3	$2.4M	0.5%
54	American Bank	2	$2.4M	0.5%
55	Climate First Bank	1	$2.4M	0.5%
56	Integro Bank	2	$2.4M	0.5%
57	VelocitySBA, LLC	3	$2.3M	0.5%
58	Renasant Bank	1	$2.3M	0.5%
59	Oriental Bank	7	$2.3M	0.5%
60	City Bank	2	$1.9M	0.4%
61	Horizon Bank SSB	1	$1.9M	0.4%
62	Farmers and Merchants Savings Bank	1	$1.9M	0.4%
63	Busey Bank	2	$1.9M	0.4%
64	Hancock Whitney Bank	6	$1.8M	0.4%
65	St. Louis Bank	1	$1.8M	0.4%
66	Legence Bank	1	$1.7M	0.4%
67	Happen Bank	1	$1.7M	0.4%
68	TD Bank, National Association	16	$1.7M	0.4%
69	Prosperity Bank	4	$1.7M	0.4%
70	United Business Bank	1	$1.7M	0.4%
71	Lendistry SBLC, LLC	5	$1.7M	0.3%
72	Beacon Bank and Trust	4	$1.6M	0.3%
73	Washington Trust Bank	3	$1.6M	0.3%
74	22nd State Bank, A Division of 22nd State Banking Company	1	$1.6M	0.3%
75	The Bank of Princeton	2	$1.6M	0.3%
76	Third Coast Bank	1	$1.6M	0.3%
77	Bank of Belleville	5	$1.6M	0.3%
78	First Internet Bank of Indiana	2	$1.5M	0.3%
79	Alaska Growth Capital BIDCO, Inc.	1	$1.5M	0.3%
80	Ultima Bank Minnesota	3	$1.4M	0.3%
81	Plumas Bank	1	$1.4M	0.3%
82	Banner Bank	8	$1.4M	0.3%
83	Santander Bank, National Association	5	$1.4M	0.3%
84	Eastern Bank	14	$1.4M	0.3%
85	Hana Small Business Lending, Inc.	1	$1.3M	0.3%
86	Mid Penn Bank	4	$1.3M	0.3%
87	Bank of Clarke	1	$1.3M	0.3%
88	Arizona Financial Credit Union	1	$1.2M	0.3%
89	First Commonwealth Bank	4	$1.2M	0.3%
90	First State Bank	1	$1.2M	0.3%
91	First-Citizens Bank & Trust Company	2	$1.2M	0.3%
92	Community First Bank of the Heartland	2	$1.2M	0.3%
93	Citizens Bank	1	$1.2M	0.3%
94	The First Bank and Trust Company	3	$1.1M	0.2%
95	PlainsCapital Bank	2	$1.1M	0.2%
96	ACC Capital	1	$1.1M	0.2%
97	Commercial Bank	2	$1.1M	0.2%
98	BankPlus	2	$1.0M	0.2%
99	Security Financial Bank	1	$1.0M	0.2%
100	Banco Popular de Puerto Rico	12	$1.0M	0.2%

Top 100 of 316 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Harris, TX	22	$19.2M
2	Los Angeles, CA	29	$15.0M
3	Mecklenburg, NC	7	$11.3M
4	Fresno, CA	4	$10.9M
5	Maricopa, AZ	20	$10.5M
6	Orange, CA	11	$9.8M
7	Gwinnett, GA	10	$9.3M
8	Leon, FL	4	$8.3M
9	Jefferson, CO	6	$6.1M
10	Cobb, GA	3	$6.0M
11	Palm Beach, FL	5	$5.7M
12	Suffolk, NY	8	$5.5M
13	Sacramento, CA	4	$5.2M
14	Cook, IL	7	$5.2M
15	Tulsa, OK	2	$5.2M
16	Bonneville, ID	3	$5.2M
17	Baltimore, MD	4	$5.1M
18	Canyon, ID	4	$5.1M
19	Pinellas, FL	5	$5.0M
20	Lycoming, PA	1	$5.0M
21	Windsor, VT	1	$5.0M
22	Norfolk, MA	8	$4.9M
23	Davidson, TN	4	$4.6M
24	Riverside, CA	12	$4.5M
25	Hennepin, MN	8	$4.5M
26	Collier, FL	4	$4.4M
27	Hillsborough, FL	6	$4.3M
28	San Diego, CA	17	$3.9M
29	Contra Costa, CA	6	$3.9M
30	Allegheny, PA	4	$3.8M
31	Lubbock, TX	8	$3.7M
32	Fort Bend, TX	5	$3.6M
33	Bonner, ID	1	$3.6M
34	Spokane, WA	1	$3.6M
35	Hamilton, IN	2	$3.6M
36	Ada, ID	4	$3.6M
37	Broward, FL	8	$3.5M
38	Honolulu, HI	8	$3.4M
39	Bristol, MA	4	$3.3M
40	Madera, CA	3	$3.2M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.