SBA 7(a) lenders in Lubbock, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

97 institutions have SBA 7(a) loans on record in Lubbock, together $378.8M across 895 loans. UMB Bank, National Association is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	UMB Bank, National Association	98	$43.1M	11.4%	3.28%
2	Live Oak Banking Company	13	$21.7M	5.7%	0.00%
3	Cornerstone Capital Bank SSB	77	$21.1M	5.6%	1.45%
4	Amarillo National Bank	51	$18.6M	4.9%	5.27%
5	City Bank	62	$16.2M	4.3%	2.16%
6	SouthWest Bank	39	$13.1M	3.5%	2.65%
7	Community Banks of Colorado, A Division of NBH Bank	67	$10.9M	2.9%	5.55%
8	Newtek Bank, National Association	18	$10.1M	2.7%	0.00%
9	Global One Bank	2	$9.6M	2.5%	0.00%
10	Celtic Bank Corporation	10	$9.6M	2.5%	2.13%
11	Readycap Lending, LLC	12	$9.1M	2.4%	0.00%
12	PlainsCapital Bank	36	$9.0M	2.4%	2.79%
13	The Huntington National Bank	14	$8.6M	2.3%	0.00%
14	Wells Fargo Bank National Association	46	$7.6M	2.0%	0.29%
15	Prosperity Bank	43	$7.5M	2.0%	0.87%
16	Centennial Bank	25	$7.0M	1.9%	2.38%
17	Western Commerce Bank	4	$6.9M	1.8%	0.00%
18	Newtek Small Business Finance, Inc.	5	$6.8M	1.8%	0.00%
19	Third Coast Bank	23	$6.4M	1.7%	1.85%
20	Centerstone SBA Lending, Inc.	2	$6.4M	1.7%	0.00%
21	American Bank of Commerce	27	$6.0M	1.6%	3.87%
22	Regions Bank	4	$5.4M	1.4%	0.00%
23	Pathward National Association	1	$5.0M	1.3%	0.00%
24	Plains State Bank	2	$5.0M	1.3%	0.00%
25	Grasshopper Bank National Association	2	$4.9M	1.3%	0.00%
26	JPMorgan Chase Bank, National Association	9	$4.8M	1.3%	34.81%
27	Banc of California	3	$4.4M	1.2%	0.00%
28	Bank Five Nine	4	$4.4M	1.2%	0.00%
29	PromiseOne Bank	2	$4.3M	1.1%	0.00%
30	Wallis Bank	1	$4.3M	1.1%	0.00%
31	Midwest Regional Bank	3	$4.2M	1.1%	2.02%
32	GBank	1	$4.2M	1.1%	0.00%
33	Port 51 Lending LLC	1	$4.1M	1.1%	0.00%
34	The MINT National Bank	5	$4.1M	1.1%	0.00%
35	PNC Bank, National Association	32	$3.5M	0.9%	1.79%
36	United Midwest Savings Bank National Association	10	$3.5M	0.9%	14.15%
37	Bank of America, National Association	2	$3.1M	0.8%	0.00%
38	First United Bank	20	$3.0M	0.8%	0.00%
39	Stearns Bank National Association	3	$2.9M	0.8%	6.06%
40	Western Bank	4	$2.8M	0.7%	0.00%
41	Capitol Federal Savings Bank	1	$2.4M	0.6%	0.00%
42	Northeast Bank	13	$2.2M	0.6%	7.63%
43	Fifth Third Bank	2	$2.1M	0.6%	0.00%
44	Commonwealth Business Bank	1	$2.0M	0.5%	0.00%
45	T Bank, National Association	1	$1.9M	0.5%	0.00%
46	Byline Bank	3	$1.8M	0.5%	0.00%
47	First Merchants Bank	3	$1.8M	0.5%	0.00%
48	Enterprise Bank & Trust	1	$1.8M	0.5%	0.00%
49	American Momentum Bank	7	$1.7M	0.4%	0.00%
50	VelocitySBA, LLC	6	$1.6M	0.4%	0.00%
51	Lone Oak Bank National Association	3	$1.5M	0.4%	0.00%
52	Beacon Bank and Trust	1	$1.5M	0.4%	0.00%
53	Milestone Bank	1	$1.4M	0.4%	0.00%
54	Citizens Bank	3	$1.3M	0.3%	0.00%
55	America First Federal Credit Union	1	$1.3M	0.3%	0.00%
56	Wellington State Bank	5	$1.2M	0.3%	0.00%
57	Texas Capital Bank	1	$1.2M	0.3%	0.00%
58	Simmons Bank	3	$1.1M	0.3%	0.00%
59	Hanmi Bank	1	$1.1M	0.3%	0.00%
60	SouthState Bank, National Association	1	$1.0M	0.3%	0.00%
61	Wilmington Savings Fund Society FSB	1	$950K	0.3%	0.00%
62	Peoples Bank	1	$765K	0.2%	0.00%
63	PeopleFund	7	$746K	0.2%	0.00%
64	Heritage Bank Inc	1	$727K	0.2%	0.00%
65	Capital Certified Development Corporation	2	$687K	0.2%	0.00%
66	First-Citizens Bank & Trust Company	1	$675K	0.2%	0.00%
67	BayFirst National Bank	4	$649K	0.2%	88.65%
68	Gulf Coast Bank and Trust Company	1	$592K	0.2%	0.00%
69	First Western SBLC, LLC	1	$550K	0.1%	0.00%
70	Five Star Bank	2	$550K	0.1%	0.00%
71	CRF Small Business Loan Company, LLC	2	$525K	0.1%	0.00%
72	Interstate Bank	2	$502K	0.1%	0.00%
73	Time Bank	1	$500K	0.1%	0.00%
74	TD Bank, National Association	1	$500K	0.1%	0.00%
75	Lendistry SBLC, LLC	2	$494K	0.1%	0.00%
76	Merchants Bank of Indiana	1	$471K	0.1%	0.00%
77	First United Bank and Trust Company	1	$420K	0.1%	0.00%
78	Northwest FCU	1	$350K	0.1%	0.00%
79	Hancock Whitney Bank	1	$277K	0.1%	0.00%
80	Bank of Hope	1	$276K	0.1%	0.00%
81	FDIC - Community Bank & Trust-West Georgia	1	$250K	0.1%	0.00%
82	Popular Bank	2	$246K	0.1%	87.83%
83	Magnifi Financial CU	1	$234K	0.1%	0.00%
84	Texas Bank	1	$210K	0.1%	0.00%
85	First Financial Bank	1	$208K	0.1%	0.00%
86	Wasatch Peaks FCU	1	$206K	0.1%	0.00%
87	Independence Bank	1	$150K	0.0%	87.64%
88	First Bank of the Lake	1	$150K	0.0%	0.00%
89	The Pecos County State Bank	1	$149K	0.0%	0.00%
90	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	1	$139K	0.0%	0.00%
91	CDC Small Business Finance Corp.	2	$120K	0.0%	0.00%
92	Texas First Bank	1	$69K	0.0%	0.00%
93	First National Bank and Trust Company of Weatherford d/b/a First Bank Texas	1	$65K	0.0%	0.00%
94	James Polk Stone Community Bank	1	$56K	0.0%	0.00%
95	Alliance Credit Union	1	$50K	0.0%	0.00%
96	Columbia Bank	2	$45K	0.0%	27.44%
97	AimBank, A Division of First Bank and Trust	1	$26K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	125	$87.9M	23.2%
2	Other services	115	$49.4M	13.1%
3	Retail trade	97	$29.5M	7.8%
4	Health care & social assistance	78	$27.9M	7.4%
5	Real estate & leasing	24	$25.4M	6.7%
6	Construction	79	$21.0M	5.5%
7	Wholesale trade	54	$19.6M	5.2%
8	Retail trade	61	$18.1M	4.8%
9	Professional & technical services	48	$16.2M	4.3%
10	Manufacturing	29	$15.8M	4.2%
11	Arts, entertainment & recreation	39	$13.3M	3.5%
12	Finance & insurance	20	$11.3M	3.0%
13	Educational services	17	$10.8M	2.9%
14	Administrative & waste services	35	$10.5M	2.8%
15	Manufacturing	20	$6.0M	1.6%
16	Information	5	$4.2M	1.1%
17	Utilities	8	$3.7M	1.0%
18	Mining & extraction	14	$3.6M	0.9%
19	Manufacturing	8	$2.0M	0.5%
20	Agriculture, forestry & fishing	2	$1.0M	0.3%
21	Transportation & warehousing	13	$973K	0.3%
22	Transportation & warehousing	4	$331K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.