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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Lubbock, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

99 institutions have SBA 7(a) loans on record in Lubbock, together $396.6M across 910 loans. UMB Bank, National Association is the largest, with 11% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1UMB Bank, National Association98$43.1M10.9%3.28%
2Cornerstone Capital Bank SSB80$25.0M6.3%1.22%
3Live Oak Banking Company13$21.7M5.5%0.00%
4Amarillo National Bank51$18.6M4.7%5.27%
5City Bank62$16.2M4.1%2.16%
6SouthWest Bank40$14.4M3.6%2.42%
7Community Banks of Colorado, A Division of NBH Bank67$10.9M2.7%5.55%
8Newtek Bank, National Association18$10.1M2.6%0.00%
9Global One Bank2$9.6M2.4%0.00%
10Celtic Bank Corporation10$9.6M2.4%2.13%
11PlainsCapital Bank38$9.1M2.3%2.75%
12Readycap Lending, LLC12$9.1M2.3%0.00%
13The Huntington National Bank14$8.6M2.2%0.00%
14Wells Fargo Bank National Association46$7.6M1.9%0.39%
15Prosperity Bank43$7.5M1.9%0.87%
16Centennial Bank25$7.0M1.8%2.38%
17Western Commerce Bank4$6.9M1.7%0.00%
18Lender 20571895$6.8M1.7%0.00%
19Third Coast Bank23$6.4M1.6%1.85%
20Centerstone SBA Lending, Inc.2$6.4M1.6%0.00%
21Byline Bank4$6.1M1.5%0.00%
22American Bank of Commerce27$6.0M1.5%3.87%
23Enterprise Bank & Trust2$5.8M1.5%0.00%
24Regions Bank4$5.4M1.4%0.00%
25Pathward National Association1$5.0M1.3%0.00%
26Plains State Bank2$5.0M1.3%0.00%
27Grasshopper Bank National Association2$4.9M1.2%0.00%
28JPMorgan Chase Bank, National Association9$4.8M1.2%34.81%
29United Midwest Savings Bank National Association11$4.5M1.1%10.94%
30Banc of California3$4.4M1.1%0.00%
31Bank Five Nine4$4.4M1.1%0.00%
32PromiseOne Bank2$4.3M1.1%0.00%
33Wallis Bank1$4.3M1.1%0.00%
34Midwest Regional Bank3$4.2M1.1%2.02%
35GBank1$4.2M1.0%0.00%
36Port 51 Lending LLC1$4.1M1.0%0.00%
37The MINT National Bank5$4.1M1.0%0.00%
38PNC Bank, National Association32$3.5M0.9%1.79%
39VelocitySBA, LLC7$3.4M0.9%0.00%
40Bank of America, National Association2$3.1M0.8%0.00%
41First United Bank21$3.1M0.8%0.00%
42Stearns Bank National Association3$2.9M0.7%6.06%
43Western Bank4$2.8M0.7%0.00%
44Northeast Bank15$2.5M0.6%6.86%
45Capitol Federal Savings Bank1$2.4M0.6%0.00%
46Fifth Third Bank2$2.1M0.5%0.00%
47Commonwealth Business Bank1$2.0M0.5%0.00%
48T Bank, National Association1$1.9M0.5%0.00%
49First Merchants Bank3$1.8M0.4%0.00%
50American Momentum Bank7$1.7M0.4%0.00%
51Lone Oak Bank National Association3$1.5M0.4%0.00%
52Beacon Bank and Trust1$1.5M0.4%0.00%
53Milestone Bank1$1.4M0.4%0.00%
54Citizens Bank3$1.3M0.3%0.00%
55America First Federal Credit Union1$1.3M0.3%0.00%
56Wellington State Bank5$1.2M0.3%0.00%
57Texas Capital Bank1$1.2M0.3%0.00%
58Simmons Bank3$1.1M0.3%0.00%
59Hanmi Bank1$1.1M0.3%0.00%
60SouthState Bank, National Association1$1.0M0.3%0.00%
61Wilmington Savings Fund Society FSB1$950K0.2%0.00%
62US Metro Bank1$923K0.2%0.00%
63Peoples Bank1$765K0.2%0.00%
64PeopleFund7$746K0.2%0.00%
65Heritage Bank Inc1$727K0.2%0.00%
66Capital Certified Development Corporation2$687K0.2%0.00%
67First-Citizens Bank & Trust Company1$675K0.2%0.00%
68BayFirst National Bank4$649K0.2%88.65%
69Gulf Coast Bank and Trust Company1$592K0.1%0.00%
70Five Star Bank2$550K0.1%47.71%
71Lender 25823711$550K0.1%0.00%
72CRF Small Business Loan Company, LLC2$525K0.1%0.00%
73Interstate Bank2$502K0.1%0.00%
74TD Bank, National Association1$500K0.1%0.00%
75Time Bank1$500K0.1%0.00%
76Lendistry SBLC, LLC2$494K0.1%0.00%
77Merchants Bank of Indiana1$471K0.1%0.00%
78First United Bank and Trust Company1$420K0.1%0.00%
79Northwest FCU1$350K0.1%0.00%
80Hancock Whitney Bank1$277K0.1%0.00%
81Bank of Hope1$276K0.1%0.00%
82FDIC - Community Bank & Trust-West Georgia1$250K0.1%0.00%
83Popular Bank2$246K0.1%87.83%
84Magnifi Financial CU1$234K0.1%0.00%
85Texas Bank1$210K0.1%0.00%
86First Financial Bank1$208K0.1%0.00%
87Wasatch Peaks FCU1$206K0.1%0.00%
88First Bank of the Lake1$150K0.0%0.00%
89Independence Bank1$150K0.0%87.64%
90The Pecos County State Bank1$149K0.0%0.00%
91The First National Bank of McGregor d/b/a TFNB Your Bank for Life1$139K0.0%0.00%
92CDC Small Business Finance Corp.2$120K0.0%0.00%
93CenTrust Bank, A Division of SmartBiz Bank National Association1$100K0.0%0.00%
94Texas First Bank1$69K0.0%0.00%
95First National Bank and Trust Company of Weatherford d/b/a First Bank Texas1$65K0.0%0.00%
96James Polk Stone Community Bank1$56K0.0%0.00%
97Alliance Credit Union1$50K0.0%0.00%
98Columbia Bank2$45K0.0%27.44%
99AimBank, A Division of First Bank and Trust1$26K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services125$87.9M23.2%
2Other services115$49.4M13.1%
3Retail trade97$29.5M7.8%
4Health care & social assistance78$27.9M7.4%
5Real estate & leasing24$25.4M6.7%
6Construction79$21.0M5.5%
7Wholesale trade54$19.6M5.2%
8Retail trade61$18.1M4.8%
9Professional & technical services48$16.2M4.3%
10Manufacturing29$15.8M4.2%
11Arts, entertainment & recreation39$13.3M3.5%
12Finance & insurance20$11.3M3.0%
13Educational services17$10.8M2.9%
14Administrative & waste services35$10.5M2.8%
15Manufacturing20$6.0M1.6%
16Information5$4.2M1.1%
17Utilities8$3.7M1.0%
18Mining & extraction14$3.6M0.9%
19Manufacturing8$2.0M0.5%
20Agriculture, forestry & fishing2$1.0M0.3%
21Transportation & warehousing13$973K0.3%
22Transportation & warehousing4$331K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.