SBA 7(a) lenders in Spokane, WA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

104 institutions have SBA 7(a) loans on record in Spokane, together $869.9M across 2,408 loans. Glacier Bank is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Glacier Bank	441	$125.9M	14.5%	2.23%
2	Washington Trust Bank	246	$80.5M	9.3%	0.69%
3	Banner Bank	221	$57.4M	6.6%	2.64%
4	Columbia Bank	151	$53.1M	6.1%	2.30%
5	First Interstate Bank	149	$45.7M	5.3%	0.91%
6	Numerica CU	275	$43.5M	5.0%	1.62%
7	Live Oak Banking Company	25	$39.4M	4.5%	1.02%
8	RiverBank	80	$35.3M	4.1%	0.00%
9	Wells Fargo Bank National Association	104	$33.7M	3.9%	0.82%
10	U.S. Bank, National Association	184	$32.8M	3.8%	0.93%
11	State Bank Northwest	45	$26.9M	3.1%	1.40%
12	Northwest Bank	53	$24.2M	2.8%	0.46%
13	Heritage Bank	12	$16.0M	1.8%	0.00%
14	Mountain Pacific Bank	5	$14.3M	1.6%	0.00%
15	Celtic Bank Corporation	17	$14.0M	1.6%	1.33%
16	Bank of Hope	4	$11.8M	1.4%	0.00%
17	Royal Business Bank	3	$10.4M	1.2%	0.00%
18	Readycap Lending, LLC	13	$10.3M	1.2%	0.00%
19	Idaho Central CU	22	$10.0M	1.2%	0.00%
20	The Huntington National Bank	18	$9.0M	1.0%	0.00%
21	Gesa CU	17	$8.2M	0.9%	0.00%
22	Harvest Small Business Finance, LLC	6	$7.4M	0.8%	0.00%
23	Mechanics Bank	8	$6.9M	0.8%	0.00%
24	JPMorgan Chase Bank, National Association	44	$5.6M	0.6%	5.13%
25	First Internet Bank of Indiana	2	$5.4M	0.6%	0.00%
26	UniBank	5	$5.2M	0.6%	0.00%
27	Bank of America, National Association	22	$5.2M	0.6%	2.33%
28	First Bank	3	$5.1M	0.6%	0.00%
29	Hanmi Bank	4	$5.1M	0.6%	31.20%
30	22nd State Bank, A Division of 22nd State Banking Company	1	$5.0M	0.6%	0.00%
31	US Metro Bank	1	$4.9M	0.6%	0.00%
32	Centerstone SBA Lending, Inc.	2	$4.7M	0.5%	0.00%
33	Banc of California	3	$4.5M	0.5%	7.72%
34	The Bancorp Bank National Association	2	$4.4M	0.5%	0.00%
35	CRF Small Business Loan Company, LLC	3	$3.9M	0.4%	0.00%
36	Pathward National Association	3	$3.9M	0.4%	0.00%
37	United Midwest Savings Bank National Association	10	$3.8M	0.4%	0.00%
38	GBank	1	$3.7M	0.4%	0.00%
39	KeyBank National Association	9	$3.6M	0.4%	2.23%
40	Western State Bank	1	$3.5M	0.4%	0.00%
41	Newtek Bank, National Association	11	$3.4M	0.4%	0.00%
42	First Merchants Bank	3	$3.3M	0.4%	0.00%
43	Commonwealth Business Bank	2	$3.3M	0.4%	0.00%
44	TowneBank	2	$3.1M	0.4%	0.00%
45	First Financial Bank	1	$3.0M	0.3%	0.00%
46	Harborstone CU	4	$2.8M	0.3%	0.00%
47	Spokane Teachers Credit Union	9	$2.6M	0.3%	0.00%
48	Kinecta FCU	1	$2.5M	0.3%	0.00%
49	Northeast Bank	16	$2.5M	0.3%	0.00%
50	First Utah Bank	1	$2.4M	0.3%	0.00%
51	Zions Bank, A Division of	9	$2.3M	0.3%	0.00%
52	Enterprise Bank & Trust	3	$2.2M	0.3%	0.00%
53	Bankwell Bank	1	$2.1M	0.2%	0.00%
54	New Millennium Bank	2	$2.1M	0.2%	0.00%
55	First Business Bank	1	$2.1M	0.2%	0.00%
56	Federal Deposit Insurance Corporation	1	$2.0M	0.2%	60.02%
57	BayFirst National Bank	14	$1.9M	0.2%	0.00%
58	Lender 2057189	4	$1.8M	0.2%	0.00%
59	Stearns Bank National Association	4	$1.7M	0.2%	2.79%
60	IncredibleBank	1	$1.6M	0.2%	0.00%
61	Merchants Bank of Indiana	2	$1.5M	0.2%	0.00%
62	First-Citizens Bank & Trust Company	2	$1.4M	0.2%	0.00%
63	Montana Community Development Corp.	8	$1.3M	0.2%	0.00%
64	Milestone Bank	1	$1.3M	0.1%	0.00%
65	bankcda	5	$1.2M	0.1%	0.00%
66	Customers Bank	1	$1.1M	0.1%	0.00%
67	Byline Bank	2	$1.1M	0.1%	0.00%
68	Five Star Bank	3	$995K	0.1%	0.00%
69	Global Federal Credit Union	7	$995K	0.1%	46.17%
70	North State Bank	2	$911K	0.1%	26.79%
71	1st Financial Bank USA	1	$875K	0.1%	0.00%
72	United Business Bank	1	$847K	0.1%	0.00%
73	Popular Bank	4	$845K	0.1%	32.28%
74	Coastal States Bank	2	$812K	0.1%	0.00%
75	Seattle Economic Development Fund dba Community Ca	4	$763K	0.1%	27.36%
76	Citizens Bank	2	$758K	0.1%	0.00%
77	Farmers State Bank	1	$747K	0.1%	54.64%
78	Associated Bank National Association	2	$730K	0.1%	0.00%
79	Open Bank	2	$685K	0.1%	0.00%
80	Heritage Bank Inc	2	$685K	0.1%	0.00%
81	Lendistry SBLC, LLC	4	$635K	0.1%	0.00%
82	America First Federal Credit Union	1	$600K	0.1%	0.00%
83	Simmons Bank	2	$591K	0.1%	23.25%
84	Truliant FCU	1	$571K	0.1%	0.00%
85	First Bank of the Lake	2	$550K	0.1%	0.00%
86	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$460K	0.1%	0.00%
87	United Community Bank	1	$437K	0.1%	0.00%
88	Ameris Bank	1	$423K	0.0%	0.00%
89	Paragon Bank	1	$401K	0.0%	73.28%
90	Craft3	3	$383K	0.0%	21.27%
91	BMO Bank National Association	1	$350K	0.0%	0.00%
92	Evergreen Business Capital	3	$269K	0.0%	10.46%
93	Capital One National Association	5	$260K	0.0%	18.86%
94	HomeTrust Bank	1	$225K	0.0%	0.00%
95	Peoples Bank	1	$200K	0.0%	0.00%
96	Capital Bank, National Association	2	$200K	0.0%	0.00%
97	Colony Bank	1	$150K	0.0%	0.00%
98	First Fed Bank	1	$150K	0.0%	0.00%
99	CDC Small Business Finance Corp.	1	$133K	0.0%	0.00%
100	FinWise Bank	1	$125K	0.0%	0.00%
101	F&M Bank	1	$100K	0.0%	0.00%
102	VelocitySBA, LLC	9	$93K	0.0%	10.12%
103	Sound Credit Union	2	$20K	0.0%	0.00%
104	SoFi Bank, National Association	1	$16K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	309	$145.7M	16.7%
2	Health care & social assistance	258	$113.5M	13.0%
3	Retail trade	233	$96.0M	11.0%
4	Construction	356	$82.4M	9.5%
5	Professional & technical services	158	$69.1M	7.9%
6	Other services	216	$59.3M	6.8%
7	Retail trade	104	$36.5M	4.2%
8	Real estate & leasing	64	$36.3M	4.2%
9	Manufacturing	87	$35.8M	4.1%
10	Arts, entertainment & recreation	78	$33.9M	3.9%
11	Administrative & waste services	127	$32.4M	3.7%
12	Wholesale trade	95	$31.0M	3.6%
13	Manufacturing	41	$26.8M	3.1%
14	Finance & insurance	50	$17.4M	2.0%
15	Manufacturing	67	$16.3M	1.9%
16	Transportation & warehousing	73	$11.8M	1.4%
17	Transportation & warehousing	14	$7.6M	0.9%
18	Information	35	$6.2M	0.7%
19	Educational services	23	$4.9M	0.6%
20	Utilities	1	$3.6M	0.4%
21	Agriculture, forestry & fishing	17	$2.9M	0.3%
22	Mining & extraction	1	$305K	0.0%
23	Public administration	1	$52K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.