SBA 7(a) lenders for Finance & insurance

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

1,111 institutions have SBA 7(a) loans on record in this sector, together $7.12B across 18,086 loans. Live Oak Banking Company is the largest, with 22% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Live Oak Banking Company	1,979	$1.60B	22.5%
2	Byline Bank	493	$475.1M	6.7%
3	Wells Fargo Bank National Association	729	$287.3M	4.0%
4	U.S. Bank, National Association	1,092	$285.7M	4.0%
5	United Midwest Savings Bank National Association	257	$221.3M	3.1%
6	Pathward National Association	226	$213.8M	3.0%
7	The Huntington National Bank	898	$164.1M	2.3%
8	Bankwell Bank	78	$156.6M	2.2%
9	Readycap Lending, LLC	343	$117.7M	1.7%
10	Newtek Bank, National Association	261	$114.5M	1.6%
11	JPMorgan Chase Bank, National Association	541	$83.1M	1.2%
12	BayFirst National Bank	458	$80.0M	1.1%
13	Banc of California	89	$73.9M	1.0%
14	TD Bank, National Association	564	$65.0M	0.9%
15	Newtek Small Business Finance, Inc.	138	$63.0M	0.9%
16	BMO Bank National Association	131	$58.8M	0.8%
17	Enterprise Bank & Trust	76	$58.1M	0.8%
18	Manufacturers and Traders Trust Company	495	$55.2M	0.8%
19	Bank of America, National Association	178	$54.8M	0.8%
20	SouthState Bank, National Association	100	$51.9M	0.7%
21	Columbia Bank	223	$50.9M	0.7%
22	Celtic Bank Corporation	341	$50.8M	0.7%
23	Truist Bank	106	$48.5M	0.7%
24	Regions Bank	69	$46.6M	0.7%
25	KeyBank National Association	138	$44.0M	0.6%
26	PNC Bank, National Association	294	$42.9M	0.6%
27	Northeast Bank	252	$39.5M	0.6%
28	Pinnacle Bank	41	$39.3M	0.6%
29	Fifth Third Bank	174	$39.2M	0.6%
30	The Bancorp Bank National Association	41	$38.4M	0.5%
31	Capital Bank, National Association	81	$37.3M	0.5%
32	Harvest Small Business Finance, LLC	38	$35.2M	0.5%
33	First-Citizens Bank & Trust Company	48	$34.6M	0.5%
34	First Bank of the Lake	37	$33.3M	0.5%
35	Zions Bank, A Division of	213	$32.6M	0.5%
36	First State Bank Nebraska	51	$31.9M	0.4%
37	Mechanics and Farmers Bank	45	$30.8M	0.4%
38	Beacon Bank and Trust	103	$30.3M	0.4%
39	MVB Bank, Inc.	27	$27.2M	0.4%
40	First Internet Bank of Indiana	17	$27.2M	0.4%
41	Old National Bank	51	$25.0M	0.4%
42	Seacoast National Bank	34	$22.9M	0.3%
43	Oconee State Bank	28	$22.9M	0.3%
44	Bank of Hope	105	$21.9M	0.3%
45	Renasant Bank	27	$21.5M	0.3%
46	Touchmark National Bank	33	$21.4M	0.3%
47	Carver State Bank	110	$21.2M	0.3%
48	Choice Financial Group	22	$20.4M	0.3%
49	FinWise Bank	32	$19.9M	0.3%
50	Associated Bank National Association	67	$18.9M	0.3%
51	First Bank	25	$17.3M	0.2%
52	First Community Bank	34	$16.1M	0.2%
53	Paradise Bank	11	$16.1M	0.2%
54	Firstrust Savings Bank	24	$15.9M	0.2%
55	Eastern Bank	204	$15.7M	0.2%
56	Commercial Bank of California	15	$15.5M	0.2%
57	Stearns Bank National Association	52	$14.8M	0.2%
58	City National Bank	28	$14.8M	0.2%
59	FFB Bank	27	$14.7M	0.2%
60	Webster Bank National Association	32	$14.7M	0.2%
61	Alerus Financial, National Association	20	$14.6M	0.2%
62	America First Federal Credit Union	40	$14.5M	0.2%
63	T Bank, National Association	8	$14.1M	0.2%
64	CCFBank National Association	18	$13.9M	0.2%
65	Five Star Bank	68	$13.6M	0.2%
66	First Interstate Bank	51	$13.5M	0.2%
67	Citizens Business Bank National Association	33	$13.5M	0.2%
68	Grasshopper Bank National Association	15	$13.1M	0.2%
69	First Merchants Bank	45	$12.9M	0.2%
70	First Bank of Central Ohio	11	$12.8M	0.2%
71	Busey Bank	16	$12.7M	0.2%
72	UMB Bank, National Association	42	$12.6M	0.2%
73	Community Banks of Colorado, A Division of NBH Bank	18	$12.6M	0.2%
74	Optus Bank	84	$12.2M	0.2%
75	Banner Bank	63	$12.2M	0.2%
76	BankUnited, National Association	29	$12.2M	0.2%
77	East West Bank	32	$12.1M	0.2%
78	Merchants Bank of Indiana	11	$12.0M	0.2%
79	Village Bank and Trust, National Association	15	$12.0M	0.2%
80	MidFirst Bank	16	$11.4M	0.2%
81	First Financial Bank	31	$11.1M	0.2%
82	First Horizon Bank	18	$10.8M	0.2%
83	Glacier Bank	54	$10.7M	0.2%
84	Simmons Bank	38	$10.7M	0.2%
85	Wilmington Savings Fund Society FSB	19	$10.7M	0.1%
86	Capital One National Association	97	$10.4M	0.1%
87	Western Alliance Bank	18	$10.4M	0.1%
88	Citizens Bank, National Association	102	$10.2M	0.1%
89	Valley National Bank	16	$9.9M	0.1%
90	OakStar Bank	21	$9.8M	0.1%
91	HomeTrust Bank	8	$9.6M	0.1%
92	Arizona Financial Credit Union	11	$9.6M	0.1%
93	VelocitySBA, LLC	299	$9.5M	0.1%
94	The American National Bank of Texas	18	$9.3M	0.1%
95	Northwest Bank	11	$9.2M	0.1%
96	United Bank of Philadelphia	35	$9.2M	0.1%
97	Connecticut Community Bank, National Association	21	$9.1M	0.1%
98	Industrial Bank	7	$9.0M	0.1%
99	First Oklahoma Bank	12	$9.0M	0.1%
100	Lake Forest Bank & Trust Company, National Association	11	$9.0M	0.1%

Top 100 of 1,111 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	587	$329.6M
2	Maricopa, AZ	392	$192.0M
3	Orange, CA	303	$182.7M
4	Harris, TX	252	$128.7M
5	Cook, IL	300	$117.7M
6	Dallas, TX	192	$98.2M
7	Broward, FL	221	$97.6M
8	Miami-Dade, FL	241	$96.1M
9	San Diego, CA	219	$91.7M
10	Hennepin, MN	201	$85.4M
11	Tarrant, TX	151	$82.3M
12	Fulton, GA	105	$75.4M
13	Pinellas, FL	110	$73.4M
14	King, WA	145	$69.9M
15	Clark, NV	155	$69.6M
16	Oakland, MI	146	$68.1M
17	Palm Beach, FL	157	$65.9M
18	Travis, TX	91	$65.6M
19	Hillsborough, FL	91	$61.2M
20	Suffolk, NY	137	$58.7M
21	Orange, FL	91	$53.4M
22	Dupage, IL	101	$50.6M
23	Santa Clara, CA	78	$49.7M
24	Mecklenburg, NC	79	$49.0M
25	Arapahoe, CO	96	$48.9M
26	Collin, TX	90	$48.8M
27	San Francisco, CA	49	$48.0M
28	Salt Lake, UT	200	$47.9M
29	Riverside, CA	102	$43.7M
30	Franklin, OH	145	$41.0M
31	Johnson, KS	91	$40.8M
32	Montgomery, PA	93	$39.7M
33	Nassau, NY	122	$39.1M
34	Kings, NY	85	$39.1M
35	Denton, TX	70	$38.9M
36	New York, NY	97	$38.5M
37	Cuyahoga, OH	114	$37.3M
38	San Bernardino, CA	78	$36.9M
39	Contra Costa, CA	77	$36.7M
40	Middlesex, MA	115	$35.9M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.