SBA 7(a) lenders for Educational services

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

1,136 institutions have SBA 7(a) loans on record in this sector, together $5.20B across 15,006 loans. Wells Fargo Bank National Association is the largest, with 7% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Wells Fargo Bank National Association	1,315	$350.0M	6.7%
2	The Huntington National Bank	1,112	$275.1M	5.3%
3	Live Oak Banking Company	124	$198.1M	3.8%
4	U.S. Bank, National Association	494	$169.3M	3.3%
5	JPMorgan Chase Bank, National Association	846	$131.5M	2.5%
6	Newtek Bank, National Association	306	$101.3M	1.9%
7	Byline Bank	69	$90.6M	1.7%
8	Celtic Bank Corporation	295	$88.0M	1.7%
9	PNC Bank, National Association	291	$84.0M	1.6%
10	Readycap Lending, LLC	230	$78.6M	1.5%
11	Newtek Small Business Finance, Inc.	143	$65.4M	1.3%
12	TD Bank, National Association	566	$64.6M	1.2%
13	Columbia Bank	220	$63.3M	1.2%
14	Pinnacle Bank	59	$62.9M	1.2%
15	Bank of America, National Association	152	$60.6M	1.2%
16	Enterprise Bank & Trust	69	$56.6M	1.1%
17	SouthState Bank, National Association	71	$54.9M	1.1%
18	Manufacturers and Traders Trust Company	515	$54.6M	1.1%
19	Capital One National Association	64	$53.2M	1.0%
20	Regions Bank	50	$53.0M	1.0%
21	Harvest Small Business Finance, LLC	43	$52.1M	1.0%
22	KeyBank National Association	141	$49.6M	1.0%
23	Truist Bank	118	$47.1M	0.9%
24	Fifth Third Bank	112	$46.5M	0.9%
25	Zions Bank, A Division of	230	$42.8M	0.8%
26	United Community Bank	39	$41.6M	0.8%
27	First Merchants Bank	48	$40.7M	0.8%
28	Banc of California	28	$40.1M	0.8%
29	BayFirst National Bank	217	$38.8M	0.7%
30	Northeast Bank	250	$37.0M	0.7%
31	First National Bank of Pennsylvania	46	$34.1M	0.7%
32	Bank of Hope	144	$33.1M	0.6%
33	Happen Bank	28	$33.0M	0.6%
34	Beacon Bank and Trust	83	$32.9M	0.6%
35	First Bank of the Lake	52	$32.4M	0.6%
36	Stearns Bank National Association	123	$32.1M	0.6%
37	Bank Five Nine	46	$31.8M	0.6%
38	BMO Bank National Association	58	$29.8M	0.6%
39	Bank of Ann Arbor	29	$29.6M	0.6%
40	The Bancorp Bank National Association	35	$25.9M	0.5%
41	Metro City Bank	18	$24.2M	0.5%
42	America First Federal Credit Union	39	$24.1M	0.5%
43	East West Bank	37	$23.9M	0.5%
44	First-Citizens Bank & Trust Company	34	$23.6M	0.5%
45	PCB Bank	22	$23.2M	0.4%
46	BankUnited, National Association	29	$23.1M	0.4%
47	United Midwest Savings Bank National Association	165	$22.9M	0.4%
48	Stellar Bank	21	$22.6M	0.4%
49	Commonwealth Business Bank	19	$19.3M	0.4%
50	Glacier Bank	48	$19.0M	0.4%
51	Midwest Regional Bank	32	$18.8M	0.4%
52	Meridian Bank	24	$18.3M	0.4%
53	Gulf Coast Bank and Trust Company	33	$17.4M	0.3%
54	First Horizon Bank	25	$17.3M	0.3%
55	MidFirst Bank	16	$17.0M	0.3%
56	Stone Bank	15	$16.9M	0.3%
57	Citizens Bank	28	$16.3M	0.3%
58	Wilmington Savings Fund Society FSB	30	$15.9M	0.3%
59	First Bank	20	$15.6M	0.3%
60	Simmons Bank	33	$15.4M	0.3%
61	Busey Bank	15	$15.2M	0.3%
62	Provident Bank	20	$14.8M	0.3%
63	Merchants Bank of Indiana	12	$14.6M	0.3%
64	Open Bank	16	$14.4M	0.3%
65	Citizens Bank, National Association	87	$14.4M	0.3%
66	CDC Small Business Finance Corp.	98	$14.2M	0.3%
67	US Metro Bank	9	$14.1M	0.3%
68	First Internet Bank of Indiana	15	$14.1M	0.3%
69	Banner Bank	43	$14.1M	0.3%
70	First Utah Bank	5	$13.3M	0.3%
71	HomeTrust Bank	14	$12.9M	0.2%
72	Plains State Bank	7	$12.9M	0.2%
73	Lendistry SBLC, LLC	78	$12.8M	0.2%
74	Five Star Bank	46	$12.4M	0.2%
75	Bank OZK	16	$12.4M	0.2%
76	Ameris Bank	26	$12.4M	0.2%
77	Customers Bank	14	$12.1M	0.2%
78	Old National Bank	41	$12.1M	0.2%
79	First Federal Bank	10	$12.1M	0.2%
80	United Business Bank	11	$12.0M	0.2%
81	Commercial Bank of California	7	$11.8M	0.2%
82	Hancock Whitney Bank	20	$11.8M	0.2%
83	Bell Bank	8	$11.6M	0.2%
84	Citizens Business Bank National Association	20	$11.6M	0.2%
85	TowneBank	16	$11.6M	0.2%
86	22nd State Bank, A Division of 22nd State Banking Company	9	$11.4M	0.2%
87	Commercial Bank of Texas N.A.	7	$11.3M	0.2%
88	VelocitySBA, LLC	329	$11.2M	0.2%
89	Centennial Bank	19	$11.2M	0.2%
90	Woori America Bank	13	$11.1M	0.2%
91	Coastal States Bank	9	$11.0M	0.2%
92	Village Bank and Trust, National Association	16	$10.9M	0.2%
93	Unity Bank	13	$10.8M	0.2%
94	EverTrust Bank	8	$10.8M	0.2%
95	Mission Valley Bank	16	$10.8M	0.2%
96	Eastern Bank	130	$10.6M	0.2%
97	Fremont Bank	4	$10.4M	0.2%
98	IncredibleBank	10	$10.4M	0.2%
99	Hanover Community Bank	15	$10.3M	0.2%
100	Fulton Bank, National Association	19	$10.2M	0.2%

Top 100 of 1,136 lenders.

Where this industry borrows

Rank	County	Loans	Approved
1	Los Angeles, CA	542	$234.3M
2	Maricopa, AZ	258	$143.8M
3	Harris, TX	259	$126.5M
4	Orange, CA	218	$112.4M
5	Collin, TX	154	$100.1M
6	Cook, IL	234	$95.9M
7	King, WA	167	$92.1M
8	San Diego, CA	208	$87.9M
9	Miami-Dade, FL	161	$70.7M
10	Santa Clara, CA	144	$67.8M
11	Tarrant, TX	123	$61.3M
12	Travis, TX	108	$58.0M
13	Salt Lake, UT	162	$58.0M
14	Fort Bend, TX	79	$56.9M
15	Fulton, GA	112	$49.2M
16	Wake, NC	82	$47.4M
17	Broward, FL	101	$47.2M
18	Alameda, CA	110	$46.2M
19	Utah, UT	91	$46.2M
20	Dallas, TX	113	$45.6M
21	Bexar, TX	97	$43.7M
22	Dupage, IL	75	$42.5M
23	New York, NY	156	$41.7M
24	Hillsborough, FL	73	$38.7M
25	Gwinnett, GA	85	$38.6M
26	Denton, TX	81	$37.3M
27	Bergen, NJ	116	$37.1M
28	Sacramento, CA	91	$37.0M
29	Hennepin, MN	127	$36.6M
30	Mecklenburg, NC	69	$36.4M
31	Dekalb, GA	56	$36.0M
32	Orange, FL	76	$35.3M
33	Williamson, TX	70	$35.1M
34	Clark, NV	110	$34.6M
35	Middlesex, MA	165	$34.5M
36	Oakland, MI	118	$33.6M
37	Riverside, CA	79	$33.5M
38	Palm Beach, FL	74	$33.1M
39	Montgomery, PA	91	$31.9M
40	Suffolk, NY	78	$31.4M

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.