SBA 7(a) lenders in Montgomery, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

165 institutions have SBA 7(a) loans on record in Montgomery, together $1.20B across 2,108 loans. The Huntington National Bank is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	The Huntington National Bank	117	$75.9M	6.3%	1.13%
2	Live Oak Banking Company	62	$73.6M	6.2%	1.24%
3	PNC Bank, National Association	202	$70.3M	5.9%	0.65%
4	Simmons Bank	147	$66.9M	5.6%	3.18%
5	Wallis Bank	36	$62.6M	5.2%	0.37%
6	Plains State Bank	41	$55.0M	4.6%	0.74%
7	Zions Bank, A Division of	141	$47.4M	4.0%	0.70%
8	JPMorgan Chase Bank, National Association	201	$46.1M	3.9%	3.51%
9	Wells Fargo Bank National Association	189	$45.3M	3.8%	1.58%
10	Stellar Bank	40	$33.0M	2.8%	1.30%
11	Members Choice CU	16	$24.6M	2.1%	0.58%
12	SouthState Bank, National Association	15	$22.8M	1.9%	0.00%
13	Third Coast Bank	15	$21.8M	1.8%	0.00%
14	Newtek Bank, National Association	41	$20.1M	1.7%	0.00%
15	Celtic Bank Corporation	37	$19.2M	1.6%	6.35%
16	First Bank of the Lake	25	$17.4M	1.5%	1.58%
17	Enterprise Bank & Trust	14	$14.7M	1.2%	0.00%
18	The MINT National Bank	6	$14.5M	1.2%	0.00%
19	Metro City Bank	10	$14.2M	1.2%	13.99%
20	Fifth Third Bank	24	$13.9M	1.2%	0.92%
21	Frost Bank	32	$13.7M	1.1%	2.00%
22	Readycap Lending, LLC	31	$12.9M	1.1%	0.00%
23	United Community Bank	15	$12.0M	1.0%	0.00%
24	b1BANK	8	$11.8M	1.0%	0.00%
25	Byline Bank	7	$10.9M	0.9%	11.01%
26	United Midwest Savings Bank National Association	43	$10.6M	0.9%	7.41%
27	Glacier Bank	9	$9.8M	0.8%	0.00%
28	BayFirst National Bank	38	$8.9M	0.7%	13.21%
29	First Merchants Bank	6	$8.8M	0.7%	0.00%
30	Regions Bank	12	$8.5M	0.7%	0.00%
31	Woodforest National Bank	30	$8.1M	0.7%	1.09%
32	Northeast Bank	44	$7.9M	0.7%	0.79%
33	T Bank, National Association	6	$7.8M	0.7%	0.00%
34	Bank Five Nine	4	$7.6M	0.6%	0.00%
35	Capital One National Association	15	$7.4M	0.6%	3.80%
36	Mission Valley Bank	2	$7.3M	0.6%	0.00%
37	Bank of America, National Association	20	$6.8M	0.6%	0.00%
38	TransPecos Banks, SSB.	3	$6.5M	0.5%	0.00%
39	Bankwell Bank	4	$6.4M	0.5%	0.00%
40	First Financial Bank	3	$6.4M	0.5%	0.00%
41	Sunflower Bank National Association	5	$6.4M	0.5%	0.00%
42	Capital Bank, National Association	5	$6.2M	0.5%	5.05%
43	East West Bank	6	$6.1M	0.5%	0.92%
44	Trustmark Bank	12	$5.9M	0.5%	0.00%
45	Home Bank, National Association	3	$5.9M	0.5%	0.00%
46	First National Bank Texas	13	$5.8M	0.5%	0.00%
47	First Service Credit Union	5	$5.7M	0.5%	0.00%
48	Harvest Small Business Finance, LLC	7	$5.3M	0.4%	0.00%
49	Commonwealth Business Bank	3	$5.2M	0.4%	0.00%
50	Happen Bank	2	$5.1M	0.4%	0.00%
51	Newtek Small Business Finance, Inc.	15	$5.0M	0.4%	7.14%
52	Leader Bank, National Association	2	$4.7M	0.4%	0.00%
53	National Cooperative Bank, National Association	6	$4.6M	0.4%	0.00%
54	Stearns Bank National Association	22	$4.5M	0.4%	10.66%
55	First Business Bank	1	$4.5M	0.4%	0.00%
56	Citizens Bank	9	$4.5M	0.4%	0.00%
57	Texas Capital Bank	4	$4.3M	0.4%	0.00%
58	Hanmi Bank	4	$4.3M	0.4%	0.00%
59	BankUnited, National Association	5	$4.3M	0.4%	0.00%
60	SouthStar Bank, S.S.B.	1	$4.1M	0.3%	0.00%
61	First Guaranty Bank	3	$4.1M	0.3%	0.00%
62	Busey Bank	1	$4.1M	0.3%	0.00%
63	Gulf Coast Bank and Trust Company	7	$4.0M	0.3%	7.11%
64	Columbia Bank	6	$4.0M	0.3%	0.00%
65	Security State Bank and Trust	10	$4.0M	0.3%	0.00%
66	Truist Bank	2	$4.0M	0.3%	0.00%
67	Banc of California	1	$4.0M	0.3%	0.00%
68	Ameris Bank	8	$3.8M	0.3%	0.00%
69	United FCU	1	$3.7M	0.3%	0.00%
70	Bank of Hope	6	$3.7M	0.3%	1.23%
71	PlainsCapital Bank	6	$3.5M	0.3%	0.00%
72	PCB Bank	2	$3.4M	0.3%	0.00%
73	Hancock Whitney Bank	7	$3.4M	0.3%	21.13%
74	The Bancorp Bank National Association	6	$3.3M	0.3%	0.00%
75	First Bank	10	$3.3M	0.3%	9.04%
76	Southwestern National Bank	2	$3.3M	0.3%	0.00%
77	Millennium Bank	1	$3.1M	0.3%	0.00%
78	FDIC - Community Bank & Trust-West Georgia	1	$2.9M	0.2%	0.00%
79	First Financial Bank	8	$2.9M	0.2%	0.00%
80	First National Bank of Pennsylvania	4	$2.8M	0.2%	0.00%
81	First-Citizens Bank & Trust Company	2	$2.8M	0.2%	0.00%
82	Pathward National Association	2	$2.6M	0.2%	0.00%
83	First Horizon Bank	2	$2.6M	0.2%	0.00%
84	Midwest Regional Bank	7	$2.5M	0.2%	11.66%
85	Texas Gulf Bank National Association	3	$2.4M	0.2%	0.00%
86	Texas Dow Empl CU	5	$2.4M	0.2%	0.84%
87	HomeTrust Bank	2	$2.3M	0.2%	0.00%
88	First Internet Bank of Indiana	3	$2.1M	0.2%	0.00%
89	Centerstone SBA Lending, Inc.	1	$2.1M	0.2%	0.00%
90	Texas First Bank	2	$2.0M	0.2%	0.00%
91	TowneBank	2	$2.0M	0.2%	0.00%
92	Amerant Bank, National Association	1	$2.0M	0.2%	82.53%
93	Lendistry SBLC, LLC	11	$1.9M	0.2%	0.00%
94	MidFirst Bank	2	$1.9M	0.2%	0.00%
95	US Metro Bank	1	$1.7M	0.1%	0.00%
96	First State Bank Nebraska	1	$1.7M	0.1%	0.00%
97	Pioneer Bank SSB	2	$1.7M	0.1%	30.96%
98	Prism Bank	1	$1.7M	0.1%	0.00%
99	Capital Bank	1	$1.6M	0.1%	0.00%
100	FFB Bank	2	$1.6M	0.1%	0.00%
101	Evolve Bank and Trust	2	$1.5M	0.1%	0.00%
102	Susser Bank	2	$1.4M	0.1%	0.00%
103	Stone Bank	3	$1.4M	0.1%	0.00%
104	Encore Bank	1	$1.4M	0.1%	0.00%
105	Colony Bank	3	$1.4M	0.1%	0.00%
106	Prosperity Bank	3	$1.4M	0.1%	0.00%
107	First State Bank	1	$1.3M	0.1%	0.00%
108	America First Federal Credit Union	3	$1.3M	0.1%	0.00%
109	Heritage Bank Inc	3	$1.3M	0.1%	0.00%
110	Grasshopper Bank National Association	2	$1.3M	0.1%	0.00%
111	Pinnacle Bank	3	$1.3M	0.1%	35.23%
112	Popular Bank	4	$1.3M	0.1%	0.00%
113	LiftFund, Inc.	9	$1.2M	0.1%	0.00%
114	Western Alliance Bank	1	$1.2M	0.1%	0.00%
115	United Western Bank	1	$1.1M	0.1%	0.00%
116	Beacon Bank and Trust	2	$1.1M	0.1%	0.00%
117	North State Bank	3	$1.1M	0.1%	0.00%
118	Atlantic Union Bank	1	$949K	0.1%	0.00%
119	KeyBank National Association	2	$936K	0.1%	0.00%
120	Lincoln Savings Bank	1	$923K	0.1%	0.00%
121	Platinum Bank	2	$881K	0.1%	0.00%
122	Five Star Bank	2	$665K	0.1%	0.00%
123	PromiseOne Bank	1	$650K	0.1%	0.00%
124	Capital Certified Development Corporation	4	$648K	0.1%	0.00%
125	The Fidelity Bank	1	$575K	0.0%	0.00%
126	Dime Commercial Bank	1	$550K	0.0%	0.00%
127	Randolph-Brooks FCU	2	$545K	0.0%	8.97%
128	Fund-Ex Solutions Group, LLC	1	$533K	0.0%	0.00%
129	CDC Small Business Finance Corp.	3	$519K	0.0%	0.00%
130	Lone Star Bank	2	$519K	0.0%	0.00%
131	Bank of the West	1	$517K	0.0%	3.29%
132	First Savings Bank	1	$516K	0.0%	0.00%
133	Village Bank and Trust, National Association	1	$500K	0.0%	0.00%
134	Independence Bank	5	$500K	0.0%	0.00%
135	Small Business Bank	2	$500K	0.0%	0.00%
136	CIBC Bank USA	1	$499K	0.0%	0.00%
137	Quaint Oak Bank	1	$494K	0.0%	0.00%
138	Regent Bank	1	$488K	0.0%	0.00%
139	Seacoast National Bank	2	$415K	0.0%	0.00%
140	Amarillo National Bank	1	$400K	0.0%	0.00%
141	American Momentum Bank	1	$400K	0.0%	0.00%
142	Luminate Bank	1	$375K	0.0%	0.00%
143	Vision One CU	1	$344K	0.0%	0.00%
144	First Fidelity Bank	1	$332K	0.0%	0.00%
145	PeopleFund	2	$329K	0.0%	0.00%
146	Legacy National Bank	1	$325K	0.0%	0.00%
147	Florida Capital Bank, National Association	2	$315K	0.0%	56.44%
148	Texas Advantage Community Bank National Association	1	$305K	0.0%	0.00%
149	Houston Federal Credit Union	1	$300K	0.0%	0.00%
150	Concordia Bank & Trust Company	1	$282K	0.0%	0.00%
151	Truliant FCU	1	$275K	0.0%	0.00%
152	Bank OZK	1	$263K	0.0%	0.00%
153	Firstrust Savings Bank	1	$256K	0.0%	0.00%
154	Granite Bank	1	$250K	0.0%	0.00%
155	Golden Bank National Association	1	$250K	0.0%	0.00%
156	First Commonwealth Bank	1	$235K	0.0%	0.00%
157	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
158	U.S. Bank, National Association	2	$145K	0.0%	0.00%
159	TexasOne Community CU	1	$120K	0.0%	0.00%
160	VelocitySBA, LLC	10	$103K	0.0%	18.71%
161	DreamSpring	1	$74K	0.0%	0.00%
162	Timberline Bank	1	$70K	0.0%	0.00%
163	SoFi Bank, National Association	1	$65K	0.0%	0.00%
164	Jordan Federal Credit Union	1	$50K	0.0%	0.00%
165	Manufacturers and Traders Trust Company	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	265	$215.6M	18.0%
2	Accommodation & food services	210	$150.2M	12.6%
3	Retail trade	152	$135.1M	11.3%
4	Other services	226	$127.3M	10.6%
5	Professional & technical services	217	$75.5M	6.3%
6	Construction	256	$73.5M	6.1%
7	Arts, entertainment & recreation	95	$58.7M	4.9%
8	Manufacturing	91	$58.3M	4.9%
9	Retail trade	94	$56.5M	4.7%
10	Wholesale trade	78	$45.2M	3.8%
11	Real estate & leasing	52	$41.3M	3.5%
12	Administrative & waste services	117	$35.4M	3.0%
13	Transportation & warehousing	64	$28.8M	2.4%
14	Finance & insurance	44	$28.5M	2.4%
15	Educational services	47	$19.2M	1.6%
16	Mining & extraction	19	$17.9M	1.5%
17	Manufacturing	19	$10.3M	0.9%
18	Management of companies	6	$7.4M	0.6%
19	Manufacturing	22	$4.3M	0.4%
20	Transportation & warehousing	8	$2.9M	0.2%
21	Information	15	$2.6M	0.2%
22	Agriculture, forestry & fishing	6	$1.2M	0.1%
23	Utilities	4	$1.1M	0.1%
24	Public administration	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.