SBA 7(a) lenders in Montgomery, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

168 institutions have SBA 7(a) loans on record in Montgomery, together $1.23B across 2,144 loans. Live Oak Banking Company is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	66	$79.5M	6.5%	1.15%
2	The Huntington National Bank	119	$78.7M	6.4%	2.18%
3	PNC Bank, National Association	202	$70.3M	5.7%	0.65%
4	Simmons Bank	148	$69.9M	5.7%	3.64%
5	Wallis Bank	36	$62.6M	5.1%	0.37%
6	Plains State Bank	41	$55.0M	4.5%	0.74%
7	JPMorgan Chase Bank, National Association	202	$50.5M	4.1%	3.28%
8	Zions Bancorporation, National Association	144	$48.7M	4.0%	0.68%
9	Wells Fargo Bank National Association	190	$45.5M	3.7%	1.58%
10	Prosperity Bank	40	$33.4M	2.7%	1.29%
11	Members Choice CU	16	$24.6M	2.0%	0.58%
12	SouthState Bank, National Association	15	$22.8M	1.9%	0.00%
13	Third Coast Bank	15	$21.8M	1.8%	0.00%
14	Newtek Bank, National Association	44	$20.9M	1.7%	0.00%
15	Celtic Bank Corporation	37	$19.2M	1.6%	6.35%
16	First Bank of the Lake	26	$17.7M	1.4%	1.55%
17	Enterprise Bank & Trust	14	$14.7M	1.2%	0.00%
18	The MINT National Bank	6	$14.5M	1.2%	0.00%
19	Fifth Third Bank	26	$14.4M	1.2%	0.89%
20	Metro City Bank	10	$14.2M	1.2%	13.99%
21	Frost Bank	32	$13.7M	1.1%	2.00%
22	Readycap Lending, LLC	32	$13.0M	1.1%	0.00%
23	Byline Bank	8	$12.0M	1.0%	10.00%
24	United Community Bank	15	$12.0M	1.0%	0.00%
25	b1BANK	8	$11.8M	1.0%	0.00%
26	United Midwest Savings Bank National Association	43	$10.6M	0.9%	7.41%
27	Glacier Bank	9	$9.8M	0.8%	0.00%
28	Capital Bank, National Association	6	$9.2M	0.7%	3.40%
29	Northeast Bank	47	$9.0M	0.7%	0.70%
30	BayFirst National Bank	38	$8.9M	0.7%	15.85%
31	First Merchants Bank	6	$8.8M	0.7%	0.00%
32	Regions Bank	13	$8.8M	0.7%	0.00%
33	Woodforest National Bank	30	$8.1M	0.7%	1.09%
34	T Bank, National Association	6	$7.8M	0.6%	0.00%
35	Bank Five Nine	4	$7.6M	0.6%	0.00%
36	Capital One National Association	15	$7.4M	0.6%	3.80%
37	Mission Valley Bank	2	$7.3M	0.6%	0.00%
38	Bank of America, National Association	20	$6.8M	0.6%	0.00%
39	TransPecos Banks, SSB.	3	$6.5M	0.5%	0.00%
40	Bankwell Bank	4	$6.4M	0.5%	0.00%
41	First Financial Bank	3	$6.4M	0.5%	0.00%
42	Sunflower Bank National Association	5	$6.4M	0.5%	0.00%
43	East West Bank	6	$6.1M	0.5%	0.92%
44	Harvest Small Business Finance, LLC	8	$6.1M	0.5%	0.00%
45	Trustmark Bank	12	$5.9M	0.5%	0.00%
46	Home Bank, National Association	3	$5.9M	0.5%	0.00%
47	First National Bank Texas	13	$5.8M	0.5%	0.00%
48	First Service Credit Union	5	$5.7M	0.5%	0.00%
49	Commonwealth Business Bank	3	$5.2M	0.4%	0.00%
50	Happen Bank	2	$5.1M	0.4%	0.00%
51	Newtek Small Business Finance, LLC	15	$5.0M	0.4%	7.14%
52	Leader Bank, National Association	2	$4.7M	0.4%	0.00%
53	National Cooperative Bank, National Association	6	$4.6M	0.4%	0.00%
54	Stearns Bank National Association	22	$4.5M	0.4%	10.66%
55	First Business Bank	1	$4.5M	0.4%	0.00%
56	Citizens Bank	9	$4.5M	0.4%	0.00%
57	Texas Capital Bank	4	$4.3M	0.4%	0.00%
58	Hanmi Bank	4	$4.3M	0.3%	0.00%
59	BankUnited, National Association	5	$4.3M	0.3%	0.00%
60	SouthStar Bank, S.S.B.	1	$4.1M	0.3%	0.00%
61	Busey Bank	1	$4.1M	0.3%	0.00%
62	First Guaranty Bank	3	$4.1M	0.3%	0.00%
63	Gulf Coast Bank and Trust Company	7	$4.0M	0.3%	7.11%
64	Columbia Bank	6	$4.0M	0.3%	0.00%
65	Security State Bank and Trust	10	$4.0M	0.3%	0.00%
66	Truist Bank	2	$4.0M	0.3%	0.00%
67	Banc of California	1	$4.0M	0.3%	0.00%
68	Ameris Bank	8	$3.8M	0.3%	0.00%
69	United FCU	1	$3.7M	0.3%	0.00%
70	Bank of Hope	6	$3.7M	0.3%	1.23%
71	PlainsCapital Bank	6	$3.5M	0.3%	0.00%
72	PCB Bank	2	$3.4M	0.3%	0.00%
73	Hancock Whitney Bank	7	$3.4M	0.3%	21.13%
74	The Bancorp Bank National Association	6	$3.3M	0.3%	0.00%
75	First Bank	10	$3.3M	0.3%	9.04%
76	Southwestern National Bank	2	$3.3M	0.3%	0.00%
77	First Internet Bank of Indiana	4	$3.2M	0.3%	0.00%
78	Millennium Bank	1	$3.1M	0.2%	0.00%
79	Midwest Regional Bank	8	$3.0M	0.2%	24.01%
80	FDIC - Community Bank & Trust-West Georgia	1	$2.9M	0.2%	0.00%
81	First Financial Bank	8	$2.9M	0.2%	0.00%
82	First National Bank of Pennsylvania	4	$2.8M	0.2%	0.00%
83	First-Citizens Bank & Trust Company	2	$2.8M	0.2%	0.00%
84	Lake Forest Bank & Trust Company, National Association	1	$2.7M	0.2%	0.00%
85	Pathward National Association	2	$2.6M	0.2%	0.00%
86	First Horizon Bank	2	$2.6M	0.2%	0.00%
87	Texas Gulf Bank National Association	3	$2.4M	0.2%	0.00%
88	Texas Dow Empl CU	5	$2.4M	0.2%	0.84%
89	HomeTrust Bank	2	$2.3M	0.2%	0.00%
90	CIBC Bank USA	3	$2.3M	0.2%	0.00%
91	Centerstone SBA Lending, Inc.	1	$2.1M	0.2%	0.00%
92	Texas First Bank	2	$2.0M	0.2%	0.00%
93	TowneBank	2	$2.0M	0.2%	0.00%
94	Amerant Bank, National Association	1	$2.0M	0.2%	82.53%
95	Lendistry SBLC, LLC	11	$1.9M	0.2%	0.00%
96	MidFirst Bank	2	$1.9M	0.2%	0.00%
97	US Metro Bank	1	$1.7M	0.1%	0.00%
98	VelocitySBA, LLC	12	$1.7M	0.1%	1.12%
99	First State Bank Nebraska	1	$1.7M	0.1%	0.00%
100	Pioneer Bank SSB	2	$1.7M	0.1%	30.96%
101	Prism Bank	1	$1.7M	0.1%	0.00%
102	Capital Bank	1	$1.6M	0.1%	0.00%
103	FFB Bank	2	$1.6M	0.1%	0.00%
104	Evolve Bank and Trust	2	$1.5M	0.1%	0.00%
105	Susser Bank	2	$1.4M	0.1%	0.00%
106	Stone Bank	3	$1.4M	0.1%	0.00%
107	Encore Bank	1	$1.4M	0.1%	0.00%
108	Colony Bank	3	$1.4M	0.1%	0.00%
109	First State Bank	1	$1.3M	0.1%	0.00%
110	America First Federal Credit Union	3	$1.3M	0.1%	0.00%
111	Heritage Bank Inc	3	$1.3M	0.1%	0.00%
112	Grasshopper Bank National Association	2	$1.3M	0.1%	0.00%
113	Pinnacle Bank	3	$1.3M	0.1%	35.23%
114	Popular Bank	4	$1.3M	0.1%	0.00%
115	LiftFund, Inc.	9	$1.2M	0.1%	0.00%
116	Western Alliance Bank	1	$1.2M	0.1%	0.00%
117	United Western Bank	1	$1.1M	0.1%	0.00%
118	Beacon Bank and Trust	2	$1.1M	0.1%	0.00%
119	North State Bank	3	$1.1M	0.1%	0.00%
120	Accordia Bank	1	$1.0M	0.1%	0.00%
121	Stellar Bank	3	$997K	0.1%	0.00%
122	Atlantic Union Bank	1	$949K	0.1%	0.00%
123	KeyBank National Association	2	$936K	0.1%	0.00%
124	Lincoln Savings Bank	1	$923K	0.1%	0.00%
125	Platinum Bank	2	$881K	0.1%	0.00%
126	U.S. Bank, National Association	3	$799K	0.1%	0.00%
127	Five Star Bank	2	$665K	0.1%	0.00%
128	PromiseOne Bank	1	$650K	0.1%	0.00%
129	Capital Certified Development Corporation	4	$648K	0.1%	0.00%
130	The Fidelity Bank	1	$575K	0.0%	0.00%
131	Dime Commercial Bank	1	$550K	0.0%	0.00%
132	Randolph-Brooks FCU	2	$545K	0.0%	8.97%
133	The Bank of Edison	1	$536K	0.0%	0.00%
134	Fund-Ex Solutions Group, LLC	1	$533K	0.0%	0.00%
135	Lone Star Bank	2	$519K	0.0%	0.00%
136	CDC Small Business Finance Corp.	3	$519K	0.0%	0.00%
137	Bank of the West	1	$517K	0.0%	3.29%
138	First Savings Bank	1	$516K	0.0%	0.00%
139	Village Bank and Trust, National Association	1	$500K	0.0%	0.00%
140	Small Business Bank	2	$500K	0.0%	0.00%
141	Independence Bank	5	$500K	0.0%	0.00%
142	Quaint Oak Bank	1	$494K	0.0%	0.00%
143	Regent Bank	1	$488K	0.0%	0.00%
144	Seacoast National Bank	2	$415K	0.0%	0.00%
145	Amarillo National Bank	1	$400K	0.0%	0.00%
146	American Momentum Bank	1	$400K	0.0%	0.00%
147	Luminate Bank	1	$375K	0.0%	0.00%
148	Vision One CU	1	$344K	0.0%	0.00%
149	First Fidelity Bank	1	$332K	0.0%	0.00%
150	PeopleFund	2	$329K	0.0%	0.00%
151	Legacy National Bank	1	$325K	0.0%	0.00%
152	Florida Capital Bank, National Association	2	$315K	0.0%	56.44%
153	Texas Advantage Community Bank National Association	1	$305K	0.0%	0.00%
154	Houston Federal Credit Union	1	$300K	0.0%	0.00%
155	Concordia Bank & Trust Company	1	$282K	0.0%	0.00%
156	Truliant FCU	1	$275K	0.0%	0.00%
157	Bank OZK	1	$263K	0.0%	0.00%
158	Firstrust Savings Bank	1	$256K	0.0%	0.00%
159	Granite Bank	1	$250K	0.0%	0.00%
160	Golden Bank National Association	1	$250K	0.0%	0.00%
161	First Commonwealth Bank	1	$235K	0.0%	0.00%
162	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
163	TexasOne Community CU	1	$120K	0.0%	0.00%
164	DreamSpring	1	$74K	0.0%	0.00%
165	Timberline Bank	1	$70K	0.0%	23.41%
166	SoFi Bank, National Association	1	$65K	0.0%	0.00%
167	Jordan Federal Credit Union	1	$50K	0.0%	0.00%
168	Manufacturers and Traders Trust Company	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	269	$222.5M	18.1%
2	Accommodation & food services	211	$152.3M	12.4%
3	Retail trade	153	$136.0M	11.0%
4	Other services	230	$128.3M	10.4%
5	Professional & technical services	221	$80.6M	6.5%
6	Construction	260	$76.8M	6.2%
7	Manufacturing	93	$60.1M	4.9%
8	Arts, entertainment & recreation	97	$59.9M	4.9%
9	Retail trade	96	$56.8M	4.6%
10	Real estate & leasing	55	$46.5M	3.8%
11	Wholesale trade	80	$46.1M	3.7%
12	Administrative & waste services	120	$37.2M	3.0%
13	Finance & insurance	45	$31.2M	2.5%
14	Transportation & warehousing	65	$29.7M	2.4%
15	Educational services	47	$19.2M	1.6%
16	Mining & extraction	19	$17.9M	1.5%
17	Manufacturing	20	$11.1M	0.9%
18	Management of companies	6	$7.4M	0.6%
19	Manufacturing	23	$4.4M	0.4%
20	Transportation & warehousing	8	$2.9M	0.2%
21	Information	15	$2.6M	0.2%
22	Agriculture, forestry & fishing	6	$1.2M	0.1%
23	Utilities	4	$1.1M	0.1%
24	Public administration	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.