SBA 7(a) lenders in Bell, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

121 institutions have SBA 7(a) loans on record in Bell, together $305.0M across 658 loans. PNC Bank, National Association is the largest, with 7% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	PNC Bank, National Association	89	$21.9M	7.2%	1.46%
2	Wallis Bank	10	$18.8M	6.2%	0.78%
3	Live Oak Banking Company	15	$15.4M	5.0%	0.00%
4	The Huntington National Bank	28	$13.7M	4.5%	0.05%
5	First National Bank Texas	54	$12.2M	4.0%	0.00%
6	Royal Business Bank	2	$9.7M	3.2%	0.00%
7	SouthState Bank, National Association	5	$8.1M	2.7%	0.00%
8	First Bank of the Lake	5	$7.8M	2.5%	0.00%
9	Readycap Lending, LLC	13	$7.6M	2.5%	0.26%
10	Horizon Bank SSB	22	$7.4M	2.4%	0.00%
11	Citizens Bank	6	$7.1M	2.3%	0.00%
12	Commonwealth Business Bank	6	$6.9M	2.3%	0.00%
13	Celtic Bank Corporation	11	$6.2M	2.0%	3.65%
14	Open Bank	3	$5.7M	1.9%	0.00%
15	Wells Fargo Bank National Association	31	$5.4M	1.8%	9.37%
16	American Momentum Bank	4	$5.3M	1.7%	0.00%
17	Hanover Community Bank	1	$5.0M	1.6%	0.00%
18	Hanmi Bank	23	$4.5M	1.5%	5.81%
19	US Metro Bank	2	$4.5M	1.5%	0.00%
20	Peoples Bank	1	$4.2M	1.4%	0.00%
21	JPMorgan Chase Bank, National Association	30	$4.2M	1.4%	2.44%
22	The First National Bank of Tom Bean	1	$4.1M	1.3%	0.00%
23	VeraBank National Association	16	$4.0M	1.3%	0.00%
24	VelocitySBA, LLC	13	$3.8M	1.2%	1.23%
25	Plains State Bank	2	$3.5M	1.1%	0.00%
26	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	12	$3.4M	1.1%	0.00%
27	Texell CU	13	$3.3M	1.1%	3.20%
28	Southwestern National Bank	1	$3.2M	1.0%	0.00%
29	Bank of the Orient	2	$3.2M	1.0%	0.00%
30	PCB Bank	4	$3.2M	1.0%	0.00%
31	GBank	2	$3.0M	1.0%	0.00%
32	Herring Bank	1	$2.9M	0.9%	0.00%
33	Enterprise Bank & Trust	4	$2.8M	0.9%	0.00%
34	Northeast Bank	18	$2.8M	0.9%	0.00%
35	Newtek Small Business Finance, Inc.	6	$2.7M	0.9%	0.00%
36	U.S. Bank, National Association	2	$2.7M	0.9%	0.00%
37	Byline Bank	4	$2.6M	0.9%	45.84%
38	Amistad Bank	1	$2.5M	0.8%	0.00%
39	Newtek Bank, National Association	14	$2.4M	0.8%	0.00%
40	PromiseOne Bank	2	$2.4M	0.8%	0.00%
41	Port 51 Lending LLC	1	$2.4M	0.8%	0.00%
42	Trustmark Bank	3	$2.3M	0.7%	0.00%
43	Third Coast Bank	3	$2.2M	0.7%	0.00%
44	Frost Bank	3	$2.1M	0.7%	0.00%
45	United Midwest Savings Bank National Association	12	$2.1M	0.7%	0.00%
46	PlainsCapital Bank	8	$2.0M	0.6%	0.00%
47	Bank of Hope	7	$1.9M	0.6%	0.00%
48	Midwest Regional Bank	3	$1.7M	0.6%	0.00%
49	BayFirst National Bank	7	$1.6M	0.5%	0.00%
50	Golden Bank National Association	1	$1.5M	0.5%	0.00%
51	1st Financial Bank USA	1	$1.5M	0.5%	0.00%
52	First Western SBLC, LLC	1	$1.5M	0.5%	0.00%
53	First United Bank and Trust Company	3	$1.5M	0.5%	0.00%
54	Titan Bank, National Association	1	$1.4M	0.5%	0.00%
55	HomeTrust Bank	2	$1.4M	0.5%	0.00%
56	Stearns Bank National Association	5	$1.4M	0.5%	0.31%
57	United Community Bank	2	$1.3M	0.4%	0.00%
58	First State Bank	1	$1.3M	0.4%	0.00%
59	Bank Five Nine	2	$1.2M	0.4%	0.00%
60	Cornerstone Capital Bank SSB	2	$1.2M	0.4%	0.00%
61	First Merchants Bank	1	$1.2M	0.4%	0.00%
62	Simmons Bank	4	$1.2M	0.4%	0.00%
63	Stellar Bank	1	$1.2M	0.4%	0.00%
64	First Bank	1	$1.2M	0.4%	72.24%
65	Moody National Bank	1	$1.1M	0.4%	0.00%
66	The MINT National Bank	1	$1.0M	0.3%	0.00%
67	PeopleFund	12	$1.0M	0.3%	24.72%
68	Randolph-Brooks FCU	9	$971K	0.3%	10.39%
69	East West Bank	3	$967K	0.3%	0.00%
70	American Bank National Association	1	$900K	0.3%	0.00%
71	Gulf Coast Bank and Trust Company	1	$895K	0.3%	0.00%
72	First National Bank of Omaha	2	$850K	0.3%	0.00%
73	Frontier Bank of Texas	3	$848K	0.3%	0.00%
74	Texas Capital Bank	1	$832K	0.3%	0.00%
75	KeyBank National Association	2	$828K	0.3%	0.00%
76	Fifth Third Bank	1	$824K	0.3%	0.00%
77	Renasant Bank	1	$797K	0.3%	0.00%
78	Prosperity Bank	2	$776K	0.3%	0.00%
79	Central National Bank	2	$744K	0.2%	0.00%
80	Happen Bank	2	$726K	0.2%	0.00%
81	LiftFund, Inc.	6	$692K	0.2%	18.21%
82	The Bancorp Bank National Association	1	$668K	0.2%	0.00%
83	Columbia Bank	1	$665K	0.2%	0.00%
84	Stone Bank	2	$645K	0.2%	0.00%
85	First Savings Bank	2	$589K	0.2%	0.00%
86	Amarillo National Bank	1	$575K	0.2%	0.00%
87	Citizens National Bank	1	$566K	0.2%	0.00%
88	Customers Bank	2	$557K	0.2%	0.00%
89	American Continental Bank	1	$550K	0.2%	0.00%
90	First Command Bank	2	$515K	0.2%	0.00%
91	TowneBank	1	$475K	0.2%	0.00%
92	BankUnited, National Association	1	$424K	0.1%	0.00%
93	Lincoln Savings Bank	2	$400K	0.1%	0.00%
94	Millennial Bank	1	$350K	0.1%	0.00%
95	Ameris Bank	1	$350K	0.1%	0.00%
96	TransPecos Banks, SSB.	1	$350K	0.1%	0.00%
97	First Texas Bank	1	$338K	0.1%	0.00%
98	Axiom Bank, National Association	1	$327K	0.1%	0.00%
99	Banc of California	1	$290K	0.1%	0.00%
100	Centennial Bank	2	$280K	0.1%	0.00%
101	Independence Bank	2	$250K	0.1%	0.00%
102	The First National Bank of Bastrop	1	$235K	0.1%	0.00%
103	Truist Bank	1	$234K	0.1%	0.00%
104	First-Citizens Bank & Trust Company	1	$225K	0.1%	0.00%
105	City Bank	1	$222K	0.1%	0.00%
106	Paragon Bank	1	$200K	0.1%	0.00%
107	SouthStar Bank, S.S.B.	2	$184K	0.1%	0.00%
108	Extraco Banks National Association	1	$180K	0.1%	36.66%
109	Zions Bank, A Division of	2	$175K	0.1%	0.00%
110	Firstrust Savings Bank	1	$173K	0.1%	0.00%
111	SouthWest Bank	1	$150K	0.0%	0.00%
112	The City National Bank of Colorado City	2	$150K	0.0%	0.00%
113	Security State Bank and Trust	2	$148K	0.0%	62.54%
114	Bank OZK	1	$120K	0.0%	0.00%
115	CDC Small Business Finance Corp.	2	$115K	0.0%	0.00%
116	Colony Bank	1	$108K	0.0%	0.00%
117	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$106K	0.0%	0.00%
118	BOKF, National Association	1	$100K	0.0%	0.00%
119	Bank of America, National Association	3	$80K	0.0%	0.00%
120	Lendistry SBLC, LLC	1	$52K	0.0%	0.00%
121	Alliance Credit Union	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	125	$107.7M	35.3%
2	Health care & social assistance	76	$35.4M	11.6%
3	Other services	101	$31.0M	10.2%
4	Retail trade	62	$26.6M	8.7%
5	Arts, entertainment & recreation	28	$19.3M	6.3%
6	Retail trade	34	$15.5M	5.1%
7	Construction	51	$13.9M	4.5%
8	Real estate & leasing	16	$13.1M	4.3%
9	Professional & technical services	29	$9.0M	2.9%
10	Administrative & waste services	42	$8.0M	2.6%
11	Manufacturing	9	$6.0M	2.0%
12	Transportation & warehousing	21	$4.8M	1.6%
13	Transportation & warehousing	4	$2.4M	0.8%
14	Finance & insurance	9	$2.3M	0.8%
15	Wholesale trade	16	$2.2M	0.7%
16	Public administration	1	$2.1M	0.7%
17	Manufacturing	10	$1.8M	0.6%
18	Educational services	7	$1.3M	0.4%
19	Manufacturing	7	$1.1M	0.4%
20	Management of companies	1	$500K	0.2%
21	Agriculture, forestry & fishing	4	$416K	0.1%
22	Mining & extraction	1	$300K	0.1%
23	Information	3	$160K	0.1%
24	Utilities	1	$38K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.