Retail trade lenders in Saratoga, NY
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
11 institutions have SBA 7(a) loans on record to this industry in Saratoga, NY, together $3.6M across 49 loans. NBT Bank, National Association is the largest, with 25% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | NBT Bank, National Association | 8 | $900K | 25.3% |
| 2 | The Adirondack Trust Company | 21 | $859K | 24.2% |
| 3 | Chemung Canal Trust Company | 1 | $500K | 14.1% |
| 4 | Arrow Bank National Association | 6 | $475K | 13.4% |
| 5 | Ballston Spa National Bank | 3 | $169K | 4.8% |
| 6 | Manufacturers and Traders Trust Company | 2 | $164K | 4.6% |
| 7 | Unity Bank | 1 | $160K | 4.5% |
| 8 | Beacon Bank and Trust | 3 | $125K | 3.5% |
| 9 | KeyBank National Association | 2 | $80K | 2.3% |
| 10 | Empire State Certified Development Corporation | 1 | $75K | 2.1% |
| 11 | Vermont Community Loan Fund, Inc. | 1 | $49K | 1.4% |
See retail trade lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.