Retail trade lenders in Saratoga, NY
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
18 institutions have SBA 7(a) loans on record to this industry in Saratoga, NY, together $16.6M across 95 loans. The Adirondack Trust Company is the largest, with 23% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | The Adirondack Trust Company | 36 | $3.8M | 23.0% |
| 2 | KeyBank National Association | 15 | $2.7M | 16.1% |
| 3 | Manufacturers and Traders Trust Company | 3 | $2.1M | 13.0% |
| 4 | Celtic Bank Corporation | 1 | $1.4M | 8.4% |
| 5 | Beacon Bank and Trust | 5 | $1.4M | 8.2% |
| 6 | Community Bank, National Association | 3 | $1.2M | 7.5% |
| 7 | NBT Bank, National Association | 8 | $1.0M | 6.1% |
| 8 | New York Business Development Corporation | 3 | $707K | 4.3% |
| 9 | Bank of America, National Association | 1 | $500K | 3.0% |
| 10 | Ballston Spa National Bank | 5 | $432K | 2.6% |
| 11 | Arrow Bank National Association | 8 | $430K | 2.6% |
| 12 | Five Star Bank | 1 | $350K | 2.1% |
| 13 | NYBDC Local Development Corporation dba Pursuit Community Finance | 1 | $233K | 1.4% |
| 14 | BayFirst National Bank | 1 | $100K | 0.6% |
| 15 | Hudson Valley Federal Credit Union | 1 | $75K | 0.5% |
| 16 | Capital One National Association | 1 | $50K | 0.3% |
| 17 | PNC Bank, National Association | 1 | $50K | 0.3% |
| 18 | Citizens Bank, National Association | 1 | $30K | 0.2% |
See retail trade lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.