Construction lenders in Saratoga, NY
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
17 institutions have SBA 7(a) loans on record to this industry in Saratoga, NY, together $14.9M across 147 loans. The Adirondack Trust Company is the largest, with 16% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | The Adirondack Trust Company | 40 | $2.4M | 16.3% |
| 2 | Arrow Bank National Association | 27 | $2.3M | 15.3% |
| 3 | NBT Bank, National Association | 6 | $1.9M | 13.0% |
| 4 | New York Business Development Corporation | 2 | $1.5M | 10.4% |
| 5 | Beacon Bank and Trust | 12 | $1.4M | 9.7% |
| 6 | KeyBank National Association | 20 | $1.2M | 8.2% |
| 7 | Manufacturers and Traders Trust Company | 10 | $1.2M | 7.8% |
| 8 | Chemung Canal Trust Company | 7 | $916K | 6.2% |
| 9 | Ballston Spa National Bank | 6 | $370K | 2.5% |
| 10 | Bank of America, National Association | 2 | $350K | 2.4% |
| 11 | Citizens Bank, National Association | 5 | $349K | 2.3% |
| 12 | Newtek Bank, National Association | 1 | $300K | 2.0% |
| 13 | Northeast Bank | 2 | $280K | 1.9% |
| 14 | Trustco Bank | 2 | $110K | 0.7% |
| 15 | Hudson Valley Federal Credit Union | 1 | $100K | 0.7% |
| 16 | TD Bank, National Association | 3 | $75K | 0.5% |
| 17 | Independence Bank | 1 | $25K | 0.2% |
See construction lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.