Construction lenders in Santa Rosa, FL
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
22 institutions have SBA 7(a) loans on record to this industry in Santa Rosa, FL, together $34.3M across 50 loans. Centennial Bank is the largest, with 26% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Centennial Bank | 2 | $9.0M | 26.2% |
| 2 | Live Oak Banking Company | 5 | $7.4M | 21.6% |
| 3 | Truist Bank | 3 | $5.0M | 14.5% |
| 4 | The Fidelity Bank | 2 | $3.4M | 9.8% |
| 5 | Regions Bank | 1 | $3.3M | 9.7% |
| 6 | Pinnacle Bank | 3 | $2.3M | 6.7% |
| 7 | Northeast Bank | 4 | $1.0M | 3.0% |
| 8 | Hancock Whitney Bank | 6 | $860K | 2.5% |
| 9 | PNC Bank, National Association | 9 | $300K | 0.9% |
| 10 | Readycap Lending, LLC | 2 | $255K | 0.7% |
| 11 | BayFirst National Bank | 1 | $250K | 0.7% |
| 12 | Seacoast National Bank | 1 | $150K | 0.4% |
| 13 | United Midwest Savings Bank National Association | 1 | $150K | 0.4% |
| 14 | Independence Bank | 1 | $150K | 0.4% |
| 15 | CenTrust Bank, A Division of SmartBiz Bank National Association | 1 | $150K | 0.4% |
| 16 | Renasant Bank | 1 | $144K | 0.4% |
| 17 | Newtek Bank, National Association | 1 | $125K | 0.4% |
| 18 | Navy FCU | 1 | $112K | 0.3% |
| 19 | United Bank | 2 | $100K | 0.3% |
| 20 | Celtic Bank Corporation | 1 | $90K | 0.3% |
| 21 | Bank of America, National Association | 1 | $35K | 0.1% |
| 22 | VelocitySBA, LLC | 1 | $10K | 0.0% |
See construction lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.