Construction lenders in Pinellas, FL

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

64 institutions have SBA 7(a) loans on record to this industry in Pinellas, FL, together $107.1M across 264 loans. Lake Michigan CU is the largest, with 6% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Lake Michigan CU	13	$6.8M	6.4%
2	Truist Bank	14	$6.7M	6.2%
3	BayFirst National Bank	14	$6.3M	5.9%
4	The Huntington National Bank	19	$6.0M	5.6%
5	Newtek Bank, National Association	8	$5.9M	5.5%
6	Valley National Bank	5	$5.5M	5.1%
7	Hancock Whitney Bank	7	$5.4M	5.1%
8	First Internet Bank of Indiana	6	$5.4M	5.0%
9	22nd State Bank, A Division of 22nd State Banking Company	3	$5.1M	4.7%
10	Newtek Small Business Finance, Inc.	4	$3.8M	3.6%
11	Climate First Bank	1	$3.5M	3.3%
12	Bank of America, National Association	6	$3.3M	3.0%
13	Lendistry SBLC, LLC	3	$3.0M	2.8%
14	Wells Fargo Bank National Association	19	$2.4M	2.2%
15	JPMorgan Chase Bank, National Association	18	$2.2M	2.0%
16	Northeast Bank	7	$2.0M	1.9%
17	Genesis Bank	1	$2.0M	1.9%
18	SouthState Bank, National Association	5	$1.8M	1.7%
19	Pinnacle Bank	7	$1.7M	1.6%
20	1st Financial Bank USA	1	$1.6M	1.5%
21	Live Oak Banking Company	4	$1.5M	1.4%
22	Seacoast National Bank	6	$1.4M	1.3%
23	American Momentum Bank	4	$1.4M	1.3%
24	First-Citizens Bank & Trust Company	4	$1.3M	1.2%
25	Celtic Bank Corporation	7	$1.2M	1.1%
26	Beacon Bank and Trust	1	$1.1M	1.0%
27	Republic Bank & Trust Company	2	$1.1M	1.0%
28	The Bank of Tampa	2	$1.0M	0.9%
29	Byline Bank	1	$1.0M	0.9%
30	The Bancorp Bank National Association	1	$998K	0.9%
31	Stone Bank	1	$825K	0.8%
32	United Midwest Savings Bank National Association	4	$815K	0.8%
33	Gulf Coast Bank and Trust Company	1	$765K	0.7%
34	First Horizon Bank	1	$735K	0.7%
35	Banesco USA	1	$704K	0.7%
36	Evolve Bank and Trust	1	$702K	0.7%
37	Fifth Third Bank	6	$697K	0.7%
38	Bank of Central Florida	1	$676K	0.6%
39	Harvest Small Business Finance, LLC	1	$651K	0.6%
40	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$625K	0.6%
41	First Bank of the Lake	2	$589K	0.5%
42	Readycap Lending, LLC	2	$575K	0.5%
43	Flagship Bank	1	$550K	0.5%
44	DFCU Financial	2	$525K	0.5%
45	CRF Small Business Loan Company, LLC	1	$512K	0.5%
46	First Federal Bank	1	$435K	0.4%
47	Centennial Bank	4	$430K	0.4%
48	Magnifi Financial CU	2	$397K	0.4%
49	The Bank of Houston	1	$370K	0.3%
50	TD Bank, National Association	9	$365K	0.3%
51	Florida Business Development Corporation	1	$350K	0.3%
52	Enterprise Bank & Trust	1	$349K	0.3%
53	BankUnited, National Association	2	$335K	0.3%
54	Stearns Bank National Association	1	$322K	0.3%
55	Grasshopper Bank National Association	1	$287K	0.3%
56	CDC Small Business Finance Corp.	1	$250K	0.2%
57	Bank OZK	2	$225K	0.2%
58	GTE FCU d/b/a GTE Financial	3	$225K	0.2%
59	PNC Bank, National Association	2	$100K	0.1%
60	First National Bank of Pennsylvania	1	$100K	0.1%
61	Regions Bank	1	$100K	0.1%
62	VelocitySBA, LLC	7	$78K	0.1%
63	Columbia Bank	2	$55K	0.1%
64	Capital One National Association	1	$50K	0.0%

See construction lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.