Retail trade lenders in Bay, FL
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
18 institutions have SBA 7(a) loans on record to this industry in Bay, FL, together $8.3M across 29 loans. Pinnacle Bank is the largest, with 15% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Pinnacle Bank | 2 | $1.3M | 15.1% |
| 2 | First Bank of the Lake | 3 | $1.0M | 12.1% |
| 3 | Truist Bank | 1 | $807K | 9.7% |
| 4 | Regions Bank | 1 | $737K | 8.8% |
| 5 | Ameris Bank | 2 | $681K | 8.2% |
| 6 | Harvest Small Business Finance, LLC | 1 | $639K | 7.7% |
| 7 | Community Bank of Mississippi | 2 | $540K | 6.5% |
| 8 | First Federal Bank | 1 | $438K | 5.3% |
| 9 | Trustmark Bank | 2 | $401K | 4.8% |
| 10 | Wells Fargo Bank National Association | 2 | $376K | 4.5% |
| 11 | Hancock Whitney Bank | 2 | $339K | 4.1% |
| 12 | Celtic Bank Corporation | 4 | $335K | 4.0% |
| 13 | Florida Capital Bank, National Association | 1 | $268K | 3.2% |
| 14 | Five Star Bank | 1 | $250K | 3.0% |
| 15 | Colony Bank | 1 | $110K | 1.3% |
| 16 | Peoples Bank and Trust Company | 1 | $92K | 1.1% |
| 17 | Columbia Bank | 1 | $50K | 0.6% |
| 18 | VelocitySBA, LLC | 1 | $5K | 0.1% |
See retail trade lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.