Retail trade lenders in Santa Cruz, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
17 institutions have SBA 7(a) loans on record to this industry in Santa Cruz, CA, together $28.4M across 54 loans. Fifth Third Bank is the largest, with 21% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Fifth Third Bank | 3 | $5.9M | 20.6% |
| 2 | US Metro Bank | 1 | $5.0M | 17.6% |
| 3 | Mountain Pacific Bank | 1 | $5.0M | 17.6% |
| 4 | U.S. Bank, National Association | 3 | $2.2M | 7.7% |
| 5 | East West Bank | 1 | $1.9M | 6.8% |
| 6 | United Business Bank | 1 | $1.8M | 6.5% |
| 7 | West Coast Community Bank | 11 | $1.8M | 6.2% |
| 8 | Monterey County Bank | 5 | $1.2M | 4.2% |
| 9 | Santa Cruz Community Credit Union | 10 | $1.1M | 3.9% |
| 10 | Wells Fargo Bank National Association | 8 | $776K | 2.7% |
| 11 | JPMorgan Chase Bank, National Association | 4 | $766K | 2.7% |
| 12 | Newtek Bank, National Association | 1 | $400K | 1.4% |
| 13 | The Huntington National Bank | 1 | $250K | 0.9% |
| 14 | AMPAC Tri-State CDC, Inc. | 1 | $150K | 0.5% |
| 15 | California Coastal Certified Development Company | 1 | $100K | 0.4% |
| 16 | Bank of Hope | 1 | $25K | 0.1% |
| 17 | CDC Small Business Finance Corp. | 1 | $25K | 0.1% |
See retail trade lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.