Construction lenders in Santa Cruz, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
14 institutions have SBA 7(a) loans on record to this industry in Santa Cruz, CA, together $17.9M across 67 loans. West Coast Community Bank is the largest, with 45% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | West Coast Community Bank | 17 | $8.1M | 45.0% |
| 2 | BMO Bank National Association | 3 | $3.0M | 16.7% |
| 3 | Wells Fargo Bank National Association | 6 | $2.0M | 11.2% |
| 4 | Fifth Third Bank | 8 | $1.0M | 5.7% |
| 5 | Bank of San Francisco | 1 | $840K | 4.7% |
| 6 | Northeast Bank | 4 | $657K | 3.7% |
| 7 | JPMorgan Chase Bank, National Association | 3 | $655K | 3.7% |
| 8 | Santa Cruz Community Credit Union | 8 | $550K | 3.1% |
| 9 | U.S. Bank, National Association | 12 | $464K | 2.6% |
| 10 | Citibank, N.A. | 1 | $250K | 1.4% |
| 11 | Newtek Small Business Finance, Inc. | 1 | $150K | 0.8% |
| 12 | Grow America Fund, Incorporated | 1 | $150K | 0.8% |
| 13 | Capital One National Association | 1 | $100K | 0.6% |
| 14 | VelocitySBA, LLC | 1 | $8K | 0.0% |
See construction lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.