Finance & insurance lenders in Santa Barbara, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
15 institutions have SBA 7(a) loans on record to this industry in Santa Barbara, CA, together $7.8M across 22 loans. Live Oak Banking Company is the largest, with 37% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Live Oak Banking Company | 5 | $2.9M | 37.0% |
| 2 | American Riviera Bank | 3 | $1.1M | 14.1% |
| 3 | Columbia Bank | 1 | $997K | 12.7% |
| 4 | Pathward National Association | 1 | $932K | 11.9% |
| 5 | Mechanics Bank | 1 | $415K | 5.3% |
| 6 | Wells Fargo Bank National Association | 2 | $347K | 4.4% |
| 7 | United Midwest Savings Bank National Association | 1 | $311K | 4.0% |
| 8 | Community Bank of Santa Maria | 1 | $234K | 3.0% |
| 9 | UMB Bank, National Association | 1 | $198K | 2.5% |
| 10 | First Bank | 1 | $125K | 1.6% |
| 11 | Community West Bank | 1 | $100K | 1.3% |
| 12 | Montecito Bank and Trust | 1 | $65K | 0.8% |
| 13 | Capital One National Association | 1 | $50K | 0.6% |
| 14 | U.S. Bank, National Association | 1 | $40K | 0.5% |
| 15 | VelocitySBA, LLC | 1 | $15K | 0.2% |
See finance & insurance lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.