Retail trade lenders in Santa Barbara, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
24 institutions have SBA 7(a) loans on record to this industry in Santa Barbara, CA, together $23.3M across 42 loans. Newtek Small Business Finance, Inc. is the largest, with 20% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Newtek Small Business Finance, Inc. | 1 | $4.7M | 20.4% |
| 2 | Integro Bank | 1 | $3.3M | 14.1% |
| 3 | US Metro Bank | 1 | $2.6M | 11.2% |
| 4 | PCB Bank | 1 | $2.1M | 9.2% |
| 5 | Royal Business Bank | 1 | $1.9M | 8.2% |
| 6 | Readycap Lending, LLC | 4 | $1.2M | 5.0% |
| 7 | Bank of the Sierra | 2 | $1.1M | 4.6% |
| 8 | American Riviera Bank | 1 | $941K | 4.0% |
| 9 | JPMorgan Chase Bank, National Association | 3 | $799K | 3.4% |
| 10 | Northeast Bank | 5 | $779K | 3.3% |
| 11 | Montecito Bank and Trust | 5 | $605K | 2.6% |
| 12 | Wells Fargo Bank National Association | 3 | $471K | 2.0% |
| 13 | Columbia Bank | 1 | $415K | 1.8% |
| 14 | Community West Bank | 2 | $320K | 1.4% |
| 15 | Live Oak Banking Company | 1 | $320K | 1.4% |
| 16 | BayFirst National Bank | 2 | $300K | 1.3% |
| 17 | Commonwealth Business Bank | 1 | $272K | 1.2% |
| 18 | California Coastal Certified Development Company | 1 | $270K | 1.2% |
| 19 | VelocitySBA, LLC | 1 | $260K | 1.1% |
| 20 | CDC Small Business Finance Corp. | 1 | $205K | 0.9% |
| 21 | SBA CLSC Servicing | 1 | $150K | 0.6% |
| 22 | Timberland Bank | 1 | $135K | 0.6% |
| 23 | Newtek Bank, National Association | 1 | $50K | 0.2% |
| 24 | Coasthills Federal Credit Union | 1 | $43K | 0.2% |
See retail trade lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.