Construction lenders in Santa Barbara, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
24 institutions have SBA 7(a) loans on record to this industry in Santa Barbara, CA, together $27.9M across 109 loans. Newtek Small Business Finance, Inc. is the largest, with 13% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Newtek Small Business Finance, Inc. | 1 | $3.5M | 12.6% |
| 2 | U.S. Bank, National Association | 14 | $3.2M | 11.6% |
| 3 | Mission Bank | 1 | $3.0M | 10.9% |
| 4 | American Riviera Bank | 10 | $2.8M | 10.0% |
| 5 | Columbia Bank | 14 | $2.5M | 9.0% |
| 6 | Mechanics Bank | 6 | $1.9M | 7.0% |
| 7 | Coasthills Federal Credit Union | 16 | $1.8M | 6.4% |
| 8 | Citizens Business Bank National Association | 2 | $1.4M | 5.1% |
| 9 | Wells Fargo Bank National Association | 8 | $1.3M | 4.6% |
| 10 | JPMorgan Chase Bank, National Association | 12 | $1.2M | 4.4% |
| 11 | KeyPoint CU | 1 | $691K | 2.5% |
| 12 | Montecito Bank and Trust | 7 | $600K | 2.2% |
| 13 | Community West Bank | 1 | $595K | 2.1% |
| 14 | BayFirst National Bank | 3 | $580K | 2.1% |
| 15 | UMB Bank, National Association | 1 | $580K | 2.1% |
| 16 | The Huntington National Bank | 2 | $400K | 1.4% |
| 17 | Northeast Bank | 2 | $400K | 1.4% |
| 18 | Five Star Bank | 1 | $350K | 1.3% |
| 19 | Newtek Bank, National Association | 1 | $315K | 1.1% |
| 20 | Bank of America, National Association | 2 | $275K | 1.0% |
| 21 | Lendistry SBLC, LLC | 1 | $150K | 0.5% |
| 22 | Kinecta FCU | 1 | $138K | 0.5% |
| 23 | Readycap Lending, LLC | 1 | $50K | 0.2% |
| 24 | CDC Small Business Finance Corp. | 1 | $30K | 0.1% |
See construction lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.