Retail trade lenders in San Luis Obispo, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
23 institutions have SBA 7(a) loans on record to this industry in San Luis Obispo, CA, together $15.5M across 70 loans. Centerstone SBA Lending, Inc. is the largest, with 32% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Centerstone SBA Lending, Inc. | 1 | $5.0M | 32.3% |
| 2 | Columbia Bank | 10 | $1.9M | 12.2% |
| 3 | United Business Bank | 1 | $1.5M | 9.7% |
| 4 | Bank of the Sierra | 20 | $1.4M | 9.1% |
| 5 | American Riviera Bank | 4 | $1.1M | 6.8% |
| 6 | CalPrivate Bank | 1 | $700K | 4.5% |
| 7 | UMB Bank, National Association | 4 | $640K | 4.1% |
| 8 | U.S. Bank, National Association | 4 | $571K | 3.7% |
| 9 | Harvest Small Business Finance, LLC | 1 | $450K | 2.9% |
| 10 | Citibank, N.A. | 1 | $430K | 2.8% |
| 11 | Commonwealth Business Bank | 1 | $350K | 2.3% |
| 12 | FFB Bank | 1 | $224K | 1.4% |
| 13 | Community West Bank | 1 | $223K | 1.4% |
| 14 | Zions Bank, A Division of | 1 | $200K | 1.3% |
| 15 | Coasthills Federal Credit Union | 2 | $200K | 1.3% |
| 16 | Celtic Bank Corporation | 1 | $150K | 1.0% |
| 17 | SBA CLSC Servicing | 1 | $120K | 0.8% |
| 18 | Readycap Lending, LLC | 2 | $100K | 0.6% |
| 19 | BayFirst National Bank | 1 | $82K | 0.5% |
| 20 | JPMorgan Chase Bank, National Association | 3 | $63K | 0.4% |
| 21 | Wells Fargo Bank National Association | 5 | $55K | 0.4% |
| 22 | Banc of California | 1 | $50K | 0.3% |
| 23 | VelocitySBA, LLC | 3 | $28K | 0.2% |
See retail trade lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.