Construction lenders in San Luis Obispo, CA
Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.
26 institutions have SBA 7(a) loans on record to this industry in San Luis Obispo, CA, together $58.7M across 239 loans. Bank of the Sierra is the largest, with 31% of approvals.
Lenders
| Rank | Lender | Loans | Approved | Share |
|---|---|---|---|---|
| 1 | Bank of the Sierra | 73 | $18.2M | 31.1% |
| 2 | UMB Bank, National Association | 45 | $8.5M | 14.5% |
| 3 | Columbia Bank | 26 | $5.4M | 9.2% |
| 4 | Wells Fargo Bank National Association | 12 | $5.0M | 8.5% |
| 5 | U.S. Bank, National Association | 19 | $2.9M | 5.0% |
| 6 | American Riviera Bank | 9 | $2.4M | 4.0% |
| 7 | 22nd State Bank, A Division of 22nd State Banking Company | 1 | $2.0M | 3.3% |
| 8 | JPMorgan Chase Bank, National Association | 13 | $1.7M | 3.0% |
| 9 | Citizens Bank | 1 | $1.6M | 2.7% |
| 10 | First-Citizens Bank & Trust Company | 1 | $1.4M | 2.4% |
| 11 | BMO Bank National Association | 1 | $1.3M | 2.3% |
| 12 | Coasthills Federal Credit Union | 8 | $1.2M | 2.1% |
| 13 | Mechanics Bank | 10 | $1.2M | 2.0% |
| 14 | Customers Bank | 2 | $1.2M | 2.0% |
| 15 | IncredibleBank | 3 | $1.1M | 1.9% |
| 16 | Readycap Lending, LLC | 2 | $1.1M | 1.9% |
| 17 | Grasshopper Bank National Association | 1 | $500K | 0.9% |
| 18 | The Huntington National Bank | 2 | $450K | 0.8% |
| 19 | Bank of America, National Association | 2 | $418K | 0.7% |
| 20 | Live Oak Banking Company | 1 | $350K | 0.6% |
| 21 | Plumas Bank | 1 | $290K | 0.5% |
| 22 | Northeast Bank | 1 | $150K | 0.3% |
| 23 | Celtic Bank Corporation | 2 | $118K | 0.2% |
| 24 | BayFirst National Bank | 1 | $100K | 0.2% |
| 25 | Lendistry SBLC, LLC | 1 | $62K | 0.1% |
| 26 | VelocitySBA, LLC | 1 | $8K | 0.0% |
See construction lenders nationally
About this data
Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.