Construction lenders in Sacramento, CA

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

61 institutions have SBA 7(a) loans on record to this industry in Sacramento, CA, together $165.5M across 505 loans. Wells Fargo Bank National Association is the largest, with 14% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Wells Fargo Bank National Association	58	$22.5M	13.6%
2	Plumas Bank	9	$11.9M	7.2%
3	U.S. Bank, National Association	154	$11.8M	7.1%
4	Enterprise Bank & Trust	12	$10.9M	6.6%
5	BMO Bank National Association	9	$8.8M	5.3%
6	Harvest Small Business Finance, LLC	8	$7.2M	4.4%
7	Newtek Small Business Finance, LLC	5	$7.2M	4.4%
8	Banner Bank	25	$7.0M	4.2%
9	Community West Bank	5	$5.4M	3.3%
10	EverBank National Association	1	$5.0M	3.0%
11	Summit State Bank	2	$4.5M	2.7%
12	Newtek Bank, National Association	3	$4.0M	2.4%
13	Columbia Bank	15	$3.9M	2.4%
14	Tri Counties Bank	6	$3.5M	2.1%
15	JPMorgan Chase Bank, National Association	25	$3.4M	2.1%
16	First-Citizens Bank & Trust Company	3	$3.3M	2.0%
17	Poppy Bank	4	$3.2M	1.9%
18	US Metro Bank	1	$2.7M	1.6%
19	Readycap Lending, LLC	5	$2.7M	1.6%
20	Fifth Third Bank	2	$2.4M	1.5%
21	SoFi Bank, National Association	3	$2.4M	1.4%
22	Heritage Bank Inc	1	$2.3M	1.4%
23	Centerstone SBA Lending, Inc.	1	$2.2M	1.4%
24	SAFE CU	49	$2.1M	1.3%
25	Five Star Bank	9	$1.9M	1.2%
26	Mechanics Bank	3	$1.8M	1.1%
27	T Bank, National Association	1	$1.4M	0.8%
28	Zions Bancorporation, National Association	2	$1.4M	0.8%
29	Live Oak Banking Company	3	$1.2M	0.7%
30	Northeast Bank	6	$1.2M	0.7%
31	Bank of America, National Association	7	$1.2M	0.7%
32	BayFirst National Bank	7	$1.1M	0.6%
33	Celtic Bank Corporation	5	$983K	0.6%
34	Northwest Bank	2	$925K	0.6%
35	United Business Bank	2	$925K	0.6%
36	The Huntington National Bank	5	$907K	0.5%
37	Genesis Bank	1	$884K	0.5%
38	Lendistry SBLC, LLC	3	$850K	0.5%
39	First General Bank	1	$829K	0.5%
40	Bank of San Francisco	1	$744K	0.4%
41	First Bank	1	$726K	0.4%
42	CalPrivate Bank	1	$642K	0.4%
43	City National Bank	1	$616K	0.4%
44	Sunflower Bank National Association	2	$600K	0.4%
45	Byline Bank	1	$565K	0.3%
46	Banesco USA	1	$496K	0.3%
47	CDC Small Business Finance Corp.	3	$407K	0.2%
48	Stearns Bank National Association	1	$350K	0.2%
49	Community Banks of Colorado, A Division of NBH Bank	2	$350K	0.2%
50	Magnifi Financial CU	1	$350K	0.2%
51	Exchange Bank	1	$331K	0.2%
52	America First Federal Credit Union	1	$283K	0.2%
53	Westamerica Bank	1	$250K	0.2%
54	First Merchants Bank	2	$250K	0.2%
55	Citibank, N.A.	6	$223K	0.1%
56	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.1%
57	First U.S. Community CU	2	$120K	0.1%
58	Capital One National Association	4	$95K	0.1%
59	VelocitySBA, LLC	6	$85K	0.1%
60	Bank of Hope	2	$55K	0.0%
61	AMPAC Tri-State CDC, Inc.	1	$50K	0.0%

See construction lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.