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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Saint Croix, WI

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

65 institutions have SBA 7(a) loans on record in Saint Croix, together $211.5M across 641 loans. Hiawatha National Bank is the largest, with 18% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Hiawatha National Bank141$38.8M18.4%5.30%
2Old National Bank45$31.7M15.0%0.00%
3Citizens State Bank51$14.4M6.8%0.00%
4Live Oak Banking Company16$9.5M4.5%6.08%
5U.S. Bank, National Association73$9.0M4.3%2.07%
6Platinum Bank13$8.8M4.2%0.00%
7BankVista12$8.4M4.0%6.02%
8First National Community Bank29$6.5M3.1%0.66%
9Choice Financial Group6$6.3M3.0%0.00%
10Security Financial Bank12$5.8M2.7%0.00%
11Merchants Bank, National Association3$5.7M2.7%0.00%
12Pillar Bank15$5.5M2.6%0.89%
13Associated Bank National Association46$5.4M2.5%0.13%
14Nicolet National Bank22$5.0M2.4%0.00%
15Alerus Financial, National Association3$4.8M2.2%0.00%
16Wells Fargo Bank National Association27$4.6M2.2%0.00%
17First Resource Bank11$4.1M2.0%0.00%
1821st Century Bank5$3.5M1.6%0.00%
19First State Bank and Trust8$3.1M1.5%0.00%
20Lender 20571892$2.2M1.0%0.00%
21Byline Bank3$2.0M0.9%0.00%
22The Huntington National Bank4$1.9M0.9%0.00%
23The First National Bank of River Falls8$1.8M0.9%5.12%
24VisionBank3$1.5M0.7%0.00%
25CCFBank National Association4$1.5M0.7%9.14%
26Sunrise Banks National Association4$1.4M0.7%0.00%
27WESTconsin CU7$1.4M0.7%0.00%
28Lake Elmo Bank3$1.3M0.6%27.88%
29Falcon National Bank3$1.3M0.6%0.00%
30Frandsen Bank and Trust2$1.3M0.6%0.00%
31Banc of California1$1.3M0.6%0.00%
32Stearns Bank National Association1$950K0.4%0.00%
33Newtek Bank, National Association2$900K0.4%0.00%
34Minnwest Bank2$850K0.4%0.00%
35Compeer Financial, ACA2$788K0.4%0.00%
36BMO Bank National Association2$775K0.4%47.22%
37Northeast Bank6$736K0.3%0.00%
38Magnifi Financial CU1$617K0.3%0.00%
39Firstrust Savings Bank1$590K0.3%0.00%
40Bell Bank2$583K0.3%0.00%
41First National Bank of Pennsylvania1$468K0.2%0.00%
42Premier Bank5$421K0.2%0.00%
43Bridgewater Bank1$414K0.2%0.00%
44Security Bank & Trust Company1$400K0.2%0.00%
45Happen Bank1$372K0.2%0.00%
46Luminate Bank1$315K0.1%0.00%
47United Midwest Savings Bank National Association2$300K0.1%0.00%
48First Bank & Trust1$275K0.1%0.00%
49Granite Bank4$250K0.1%0.00%
50Citizens State Bank of La Crosse3$198K0.1%0.00%
51First Bank1$175K0.1%0.00%
52Colony Bank1$150K0.1%0.00%
53WBD Advantage Fund, LLC1$150K0.1%69.12%
54MY CU1$150K0.1%0.00%
55Royal Credit Union1$150K0.1%0.00%
56Celtic Bank Corporation1$150K0.1%0.00%
57Unity Bank1$125K0.1%0.00%
58Forward Bank1$100K0.0%0.00%
59Farmers and Merchants Savings Bank2$100K0.0%0.00%
60Highland Bank1$100K0.0%0.00%
61The RiverBank2$78K0.0%94.01%
62Readycap Lending, LLC2$52K0.0%0.00%
63Bank First, N.A.1$50K0.0%0.00%
64Gateway Bank1$50K0.0%0.00%
65VelocitySBA, LLC3$28K0.0%24.64%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Manufacturing60$27.2M12.8%
2Construction97$25.8M12.2%
3Retail trade45$19.4M9.2%
4Accommodation & food services63$19.2M9.1%
5Health care & social assistance59$14.9M7.1%
6Transportation & warehousing20$12.5M5.9%
7Professional & technical services59$12.2M5.8%
8Other services56$11.5M5.4%
9Wholesale trade17$11.5M5.4%
10Manufacturing18$10.9M5.1%
11Manufacturing22$10.4M4.9%
12Arts, entertainment & recreation21$8.8M4.2%
13Administrative & waste services38$8.4M4.0%
14Retail trade26$6.2M3.0%
15Real estate & leasing16$6.1M2.9%
16Transportation & warehousing6$3.0M1.4%
17Agriculture, forestry & fishing5$1.8M0.9%
18Information5$1.1M0.5%
19Finance & insurance6$276K0.1%
20Educational services2$175K0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.