SBA 7(a) lenders in Wise, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

70 institutions have SBA 7(a) loans on record in Wise, together $118.1M across 173 loans. US Metro Bank is the largest, with 6% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	US Metro Bank	2	$7.2M	6.1%	0.00%
2	Live Oak Banking Company	3	$6.6M	5.6%	0.00%
3	Celtic Bank Corporation	6	$6.4M	5.5%	1.90%
4	Commonwealth Business Bank	3	$6.1M	5.1%	0.00%
5	American Bank, National Association	2	$5.7M	4.9%	0.00%
6	First Financial Bank	6	$5.5M	4.6%	0.00%
7	Golden Bank National Association	2	$4.8M	4.0%	0.00%
8	Enterprise Bank & Trust	1	$4.0M	3.4%	0.00%
9	Capital Bank, National Association	1	$4.0M	3.4%	0.00%
10	PlainsCapital Bank	2	$3.9M	3.3%	0.00%
11	PNC Bank, National Association	14	$3.5M	2.9%	0.74%
12	Readycap Lending, LLC	5	$3.5M	2.9%	0.00%
13	The Huntington National Bank	4	$3.4M	2.8%	0.00%
14	JPMorgan Chase Bank, National Association	8	$3.3M	2.8%	1.56%
15	BankUnited, National Association	2	$2.7M	2.3%	0.00%
16	Gulf Coast Bank and Trust Company	2	$2.7M	2.3%	0.00%
17	Frost Bank	5	$2.6M	2.2%	0.00%
18	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	1	$2.5M	2.1%	0.00%
19	Wells Fargo Bank National Association	27	$1.9M	1.6%	1.55%
20	National Cooperative Bank, National Association	1	$1.9M	1.6%	0.00%
21	Texas Security Bank	3	$1.7M	1.4%	0.00%
22	Bank of America, National Association	1	$1.6M	1.4%	0.00%
23	Encore Bank	2	$1.5M	1.3%	0.00%
24	HomeTrust Bank	1	$1.5M	1.3%	0.00%
25	First Commonwealth Bank	1	$1.5M	1.3%	0.00%
26	First Western SBLC, LLC	1	$1.4M	1.2%	0.00%
27	Fifth Third Bank	1	$1.4M	1.2%	0.00%
28	Capital One National Association	3	$1.4M	1.2%	0.00%
29	Southwestern National Bank	1	$1.4M	1.2%	0.00%
30	Newtek Bank, National Association	4	$1.3M	1.1%	0.00%
31	Colonial Savings FA	2	$1.2M	1.0%	0.00%
32	FWBank	1	$1.2M	1.0%	0.00%
33	BayFirst National Bank	5	$1.2M	1.0%	0.00%
34	Evolve Bank and Trust	1	$1.1M	0.9%	0.00%
35	1st Financial Bank USA	1	$1.0M	0.8%	0.00%
36	Metro City Bank	1	$965K	0.8%	0.00%
37	KeyBank National Association	2	$867K	0.7%	0.00%
38	First Bank	1	$860K	0.7%	0.00%
39	Northeast Bank	6	$824K	0.7%	0.00%
40	SouthState Bank, National Association	2	$791K	0.7%	0.00%
41	Hanmi Bank	2	$751K	0.6%	0.00%
42	Pioneer Bank SSB	1	$750K	0.6%	0.00%
43	Banc of California	1	$747K	0.6%	0.00%
44	Texas Capital Bank	1	$666K	0.6%	0.00%
45	Worthington Bank	1	$653K	0.6%	0.00%
46	First Bank	2	$629K	0.5%	21.69%
47	First-Citizens Bank & Trust Company	1	$620K	0.5%	39.31%
48	Stearns Bank National Association	2	$610K	0.5%	0.00%
49	Simmons Bank	2	$607K	0.5%	0.00%
50	Newtek Small Business Finance, Inc.	2	$520K	0.4%	0.00%
51	Luminate Bank	1	$507K	0.4%	0.00%
52	Great Plains National Bank	1	$420K	0.4%	0.00%
53	The Bancorp Bank National Association	1	$415K	0.4%	0.00%
54	Bank of the West	1	$405K	0.3%	0.00%
55	United Midwest Savings Bank National Association	1	$350K	0.3%	0.00%
56	Investar Bank, National Association	1	$275K	0.2%	0.00%
57	Magnifi Financial CU	1	$267K	0.2%	0.00%
58	Texas Regional Bank	1	$265K	0.2%	0.00%
59	Legend Bank, National Association	1	$264K	0.2%	68.13%
60	PeopleFund	1	$225K	0.2%	0.00%
61	BOKF, National Association	1	$200K	0.2%	53.85%
62	Texas Bank	1	$185K	0.2%	0.00%
63	First Command Bank	1	$161K	0.1%	0.00%
64	American National Bank and Trust	1	$150K	0.1%	0.00%
65	First National Bank and Trust Company of Weatherford d/b/a First Bank Texas	1	$139K	0.1%	0.00%
66	First Fidelity Bank	1	$133K	0.1%	0.00%
67	Bank of Hope	2	$120K	0.1%	12.67%
68	LiftFund, Inc.	1	$50K	0.0%	83.25%
69	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$50K	0.0%	0.00%
70	Columbia Bank	1	$25K	0.0%	85.96%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	27	$36.7M	31.1%
2	Retail trade	30	$31.8M	26.9%
3	Health care & social assistance	17	$9.8M	8.3%
4	Manufacturing	9	$6.6M	5.6%
5	Arts, entertainment & recreation	6	$5.6M	4.8%
6	Transportation & warehousing	17	$5.0M	4.3%
7	Construction	17	$4.8M	4.0%
8	Wholesale trade	4	$4.2M	3.6%
9	Other services	11	$3.1M	2.7%
10	Retail trade	9	$2.9M	2.5%
11	Agriculture, forestry & fishing	3	$1.8M	1.5%
12	Educational services	3	$1.5M	1.3%
13	Professional & technical services	5	$1.4M	1.2%
14	Administrative & waste services	8	$1.3M	1.1%
15	Real estate & leasing	3	$754K	0.6%
16	Manufacturing	1	$750K	0.6%
17	Mining & extraction	1	$25K	0.0%
18	Manufacturing	2	$25K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.