SBA 7(a) lenders in Midland, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-09-30.

Lenders

91 institutions have SBA 7(a) loans on record in Midland, together $264.2M across 398 loans. SouthWest Bank is the largest, with 11% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	SouthWest Bank	59	$29.5M	11.2%	0.32%
2	Live Oak Banking Company	14	$20.4M	7.7%	0.00%
3	American Momentum Bank	17	$12.4M	4.7%	0.45%
4	Prosperity Bank	27	$12.3M	4.7%	20.30%
5	First Basin Credit Union	7	$10.4M	3.9%	0.00%
6	Wells Fargo Bank National Association	64	$8.5M	3.2%	4.67%
7	Peoples Bank	2	$7.1M	2.7%	0.00%
8	Celtic Bank Corporation	7	$6.7M	2.6%	0.38%
9	Readycap Lending, LLC	8	$6.5M	2.5%	0.00%
10	Hanmi Bank	5	$5.6M	2.1%	0.00%
11	First National Bank and Trust Company of Weatherford d/b/a First Bank Texas	5	$5.5M	2.1%	0.00%
12	Citizens Bank	5	$5.4M	2.0%	0.00%
13	Stearns Bank National Association	2	$5.3M	2.0%	0.00%
14	American Bank, National Association	1	$5.0M	1.9%	0.00%
15	First Bank of the Lake	1	$5.0M	1.9%	0.00%
16	Pathward National Association	1	$5.0M	1.9%	0.00%
17	Oklahoma Capital Bank	1	$5.0M	1.9%	0.00%
18	Merchants & Marine Bank	1	$5.0M	1.9%	0.00%
19	Regions Bank	2	$5.0M	1.9%	0.00%
20	JPMorgan Chase Bank, National Association	15	$4.7M	1.8%	0.00%
21	Byline Bank	2	$4.1M	1.6%	0.00%
22	Newtek Bank, National Association	6	$4.0M	1.5%	0.00%
23	UMB Bank, National Association	7	$3.9M	1.5%	0.00%
24	The Huntington National Bank	6	$3.8M	1.4%	0.00%
25	PNC Bank, National Association	6	$3.8M	1.4%	0.51%
26	Northwest Bank	2	$3.6M	1.3%	0.00%
27	Dime Commercial Bank	1	$3.3M	1.2%	0.00%
28	Hancock Whitney Bank	4	$3.2M	1.2%	0.00%
29	Columbia Bank	7	$3.0M	1.1%	37.34%
30	FFB Bank	1	$2.8M	1.1%	0.00%
31	TransPecos Banks, SSB.	1	$2.8M	1.1%	0.00%
32	The Bancorp Bank National Association	2	$2.7M	1.0%	0.00%
33	Bank of Hope	1	$2.5M	0.9%	0.00%
34	T Bank, National Association	1	$2.4M	0.9%	0.00%
35	West Texas National Bank	6	$2.3M	0.9%	0.00%
36	Woori America Bank	1	$2.3M	0.9%	0.00%
37	BOKF, National Association	1	$2.2M	0.8%	0.00%
38	Grasshopper Bank National Association	1	$2.1M	0.8%	0.00%
39	Happen Bank	1	$2.1M	0.8%	0.00%
40	Simmons Bank	5	$1.9M	0.7%	0.00%
41	Fifth Third Bank	1	$1.7M	0.6%	38.11%
42	Frost Bank	4	$1.6M	0.6%	0.00%
43	PCB Bank	1	$1.6M	0.6%	0.00%
44	Community National Bank	3	$1.6M	0.6%	37.06%
45	Newtek Small Business Finance, LLC	2	$1.6M	0.6%	0.00%
46	PlainsCapital Bank	1	$1.5M	0.6%	52.96%
47	Cornerstone Capital Bank SSB	1	$1.4M	0.5%	0.00%
48	SouthState Bank, National Association	2	$1.3M	0.5%	0.00%
49	First State Bank of Texas	1	$1.3M	0.5%	0.00%
50	Northeast Bank	8	$1.2M	0.4%	0.00%
51	Colony Bank	2	$1.1M	0.4%	0.00%
52	CapitalSpring SBLC, LLC	1	$1.1M	0.4%	78.38%
53	Harvest Small Business Finance, LLC	3	$1.1M	0.4%	0.00%
54	Texas Capital Bank	1	$1.0M	0.4%	0.00%
55	Midwest Regional Bank	2	$989K	0.4%	0.00%
56	CenTrust Bank, A Division of SmartBiz Bank National Association	4	$950K	0.4%	0.00%
57	Lendistry SBLC, LLC	3	$918K	0.3%	0.00%
58	United Midwest Savings Bank National Association	6	$881K	0.3%	0.00%
59	BankUnited, National Association	1	$847K	0.3%	0.00%
60	Security State Bank and Trust	1	$846K	0.3%	0.00%
61	First Internet Bank of Indiana	1	$716K	0.3%	0.00%
62	Lea County State Bank	1	$700K	0.3%	0.00%
63	The American National Bank of Texas	1	$638K	0.2%	0.00%
64	Accion Opportunity Fund Community Development	3	$628K	0.2%	0.00%
65	Plains State Bank	2	$600K	0.2%	0.00%
66	Patriot Bank, National Association	1	$547K	0.2%	0.00%
67	Southern Bank	1	$545K	0.2%	0.00%
68	First Bank	2	$545K	0.2%	0.00%
69	City Bank	2	$460K	0.2%	0.00%
70	PeopleFund	3	$456K	0.2%	0.00%
71	BayFirst National Bank	3	$450K	0.2%	0.00%
72	Evolve Bank and Trust	1	$400K	0.2%	0.00%
73	City National Bank of Florida	2	$375K	0.1%	0.00%
74	Western Commerce Bank	1	$371K	0.1%	0.00%
75	First Merchants Bank	1	$350K	0.1%	0.00%
76	Bankwell Bank	1	$350K	0.1%	0.00%
77	Bank of America, National Association	2	$345K	0.1%	0.00%
78	Florida Capital Bank, National Association	1	$315K	0.1%	0.00%
79	Truist Bank	2	$305K	0.1%	0.00%
80	Seacoast National Bank	1	$275K	0.1%	0.00%
81	Capital Certified Development Corporation	1	$230K	0.1%	0.00%
82	The First National Bank of Tom Bean	1	$209K	0.1%	0.00%
83	Wallis Bank	1	$200K	0.1%	0.00%
84	CRF Small Business Loan Company, LLC	1	$172K	0.1%	0.00%
85	Independence Bank	1	$150K	0.1%	88.11%
86	Zions Bancorporation, National Association	2	$142K	0.1%	0.00%
87	Magnifi Financial CU	1	$107K	0.0%	0.00%
88	U.S. Bank, National Association	1	$75K	0.0%	0.00%
89	Navy FCU	1	$68K	0.0%	0.00%
90	The First National Bank of Ballinger	1	$37K	0.0%	0.00%
91	VelocitySBA, LLC	1	$5K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	57	$67.7M	25.6%
2	Mining & extraction	49	$50.8M	19.2%
3	Health care & social assistance	38	$25.3M	9.6%
4	Real estate & leasing	20	$18.0M	6.8%
5	Manufacturing	17	$17.3M	6.5%
6	Other services	39	$12.7M	4.8%
7	Arts, entertainment & recreation	16	$12.3M	4.6%
8	Retail trade	16	$10.3M	3.9%
9	Construction	24	$9.9M	3.8%
10	Wholesale trade	12	$7.5M	2.9%
11	Professional & technical services	27	$6.6M	2.5%
12	Retail trade	13	$6.6M	2.5%
13	Manufacturing	10	$5.5M	2.1%
14	Administrative & waste services	18	$4.5M	1.7%
15	Educational services	4	$3.0M	1.1%
16	Manufacturing	6	$2.9M	1.1%
17	Information	2	$1.2M	0.5%
18	Transportation & warehousing	23	$1.2M	0.4%
19	Utilities	3	$396K	0.1%
20	Agriculture, forestry & fishing	3	$342K	0.1%
21	Finance & insurance	1	$75K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.