SBA 7(a) lenders in Jefferson, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

81 institutions have SBA 7(a) loans on record in Jefferson, together $325.2M across 431 loans. Wallis Bank is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wallis Bank	15	$30.0M	9.2%	3.57%
2	PNC Bank, National Association	71	$22.1M	6.8%	0.35%
3	Hancock Whitney Bank	17	$19.8M	6.1%	0.46%
4	Stellar Bank	18	$19.5M	6.0%	4.57%
5	Third Coast Bank	19	$19.2M	5.9%	0.00%
6	Celtic Bank Corporation	12	$16.0M	4.9%	1.53%
7	Live Oak Banking Company	12	$14.6M	4.5%	0.00%
8	The Huntington National Bank	8	$14.4M	4.4%	0.00%
9	First Financial Bank	15	$11.4M	3.5%	10.12%
10	Capital One National Association	11	$10.7M	3.3%	5.95%
11	Southwestern National Bank	5	$8.6M	2.7%	0.00%
12	Newtek Bank, National Association	9	$7.4M	2.3%	0.00%
13	First State Bank of Texas	4	$6.8M	2.1%	0.00%
14	Home Bank, National Association	4	$6.3M	1.9%	0.00%
15	Banc of California	4	$5.9M	1.8%	0.00%
16	Wells Fargo Bank National Association	39	$5.8M	1.8%	0.58%
17	Zions Bank, A Division of	6	$5.1M	1.6%	0.00%
18	Bank of the Orient	2	$5.0M	1.5%	0.00%
19	Royal Business Bank	1	$4.9M	1.5%	0.00%
20	Bankwell Bank	2	$4.6M	1.4%	0.00%
21	Metro City Bank	5	$4.5M	1.4%	0.00%
22	JPMorgan Chase Bank, National Association	26	$4.2M	1.3%	2.41%
23	The MINT National Bank	1	$4.2M	1.3%	0.00%
24	United Midwest Savings Bank National Association	3	$4.2M	1.3%	0.00%
25	Commercial Bank of California	3	$3.8M	1.2%	0.00%
26	Hanmi Bank	7	$3.8M	1.2%	0.00%
27	Legence Bank	2	$3.6M	1.1%	0.00%
28	T Bank, National Association	1	$3.2M	1.0%	0.00%
29	Plains State Bank	1	$3.2M	1.0%	0.00%
30	Newtek Small Business Finance, Inc.	8	$3.1M	1.0%	3.68%
31	Columbia Bank	5	$2.9M	0.9%	0.00%
32	PCB Bank	2	$2.9M	0.9%	10.98%
33	One World Bank	2	$2.9M	0.9%	0.00%
34	Simmons Bank	6	$2.8M	0.9%	0.00%
35	Commonwealth Business Bank	1	$2.4M	0.7%	0.00%
36	First-Citizens Bank & Trust Company	2	$2.3M	0.7%	48.51%
37	US Metro Bank	1	$2.2M	0.7%	0.00%
38	East West Bank	2	$2.0M	0.6%	0.00%
39	Open Bank	1	$1.9M	0.6%	0.00%
40	Grow America Fund, Incorporated	4	$1.9M	0.6%	0.00%
41	Ameris Bank	3	$1.8M	0.6%	4.52%
42	First Guaranty Bank	1	$1.8M	0.5%	0.00%
43	Texas Capital Bank	1	$1.8M	0.5%	0.00%
44	American Continental Bank	2	$1.7M	0.5%	0.00%
45	BayFirst National Bank	7	$1.3M	0.4%	0.00%
46	Security National Bank of Omaha	2	$1.2M	0.4%	0.00%
47	Citizens Bank	3	$1.1M	0.4%	0.00%
48	GBank	1	$1.1M	0.3%	0.00%
49	Preferred Bank	1	$1.1M	0.3%	0.00%
50	First National Bank Texas	3	$1.1M	0.3%	0.00%
51	b1BANK	2	$984K	0.3%	0.00%
52	Lone Star Bank	1	$897K	0.3%	0.00%
53	Texas First Bank	1	$845K	0.3%	0.00%
54	Merchants Bank of Indiana	1	$728K	0.2%	0.00%
55	Beacon Bank and Trust	1	$633K	0.2%	0.00%
56	KeyBank National Association	1	$556K	0.2%	0.00%
57	Associated Bank National Association	1	$542K	0.2%	0.00%
58	Bank of America, National Association	1	$540K	0.2%	0.00%
59	Capital Bank	1	$485K	0.1%	0.00%
60	CRF Small Business Loan Company, LLC	2	$420K	0.1%	0.00%
61	Bank Five Nine	2	$393K	0.1%	0.00%
62	Fifth Third Bank	1	$382K	0.1%	0.00%
63	SouthState Bank, National Association	1	$375K	0.1%	0.00%
64	Five Star Bank	2	$350K	0.1%	0.00%
65	The Bancorp Bank National Association	1	$328K	0.1%	0.00%
66	Stearns Bank National Association	1	$325K	0.1%	0.00%
67	Bank of Hope	7	$290K	0.1%	9.92%
68	Milestone Bank	1	$275K	0.1%	0.00%
69	Lincoln Savings Bank	1	$250K	0.1%	0.00%
70	VelocitySBA, LLC	5	$215K	0.1%	0.00%
71	Northeast Bank	5	$207K	0.1%	24.98%
72	Frost Bank	1	$201K	0.1%	0.00%
73	PeopleFund	2	$160K	0.0%	0.00%
74	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
75	SoFi Bank, National Association	1	$150K	0.0%	96.64%
76	First Merchants Bank	1	$150K	0.0%	0.00%
77	LiftFund, Inc.	1	$131K	0.0%	0.00%
78	Vision One CU	1	$108K	0.0%	0.00%
79	Lendistry SBLC, LLC	1	$62K	0.0%	0.00%
80	U.S. Bank, National Association	1	$45K	0.0%	0.00%
81	Readycap Lending, LLC	1	$25K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	74	$82.0M	25.2%
2	Retail trade	62	$58.6M	18.0%
3	Health care & social assistance	61	$35.1M	10.8%
4	Other services	39	$31.0M	9.5%
5	Retail trade	25	$23.9M	7.4%
6	Arts, entertainment & recreation	19	$22.2M	6.8%
7	Construction	33	$14.0M	4.3%
8	Professional & technical services	21	$12.5M	3.8%
9	Administrative & waste services	17	$7.7M	2.4%
10	Manufacturing	10	$7.6M	2.4%
11	Finance & insurance	10	$6.7M	2.1%
12	Manufacturing	6	$6.7M	2.0%
13	Wholesale trade	16	$6.3M	1.9%
14	Real estate & leasing	12	$6.2M	1.9%
15	Agriculture, forestry & fishing	3	$1.2M	0.4%
16	Utilities	1	$784K	0.2%
17	Transportation & warehousing	13	$693K	0.2%
18	Manufacturing	2	$659K	0.2%
19	Transportation & warehousing	1	$650K	0.2%
20	Information	4	$470K	0.1%
21	Educational services	1	$250K	0.1%
22	Mining & extraction	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.