SBA 7(a) lenders in Galveston, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

113 institutions have SBA 7(a) loans on record in Galveston, together $468.5M across 818 loans. Wallis Bank is the largest, with 10% of approvals.

ShowingBanks 93Credit unions 5Non-depository lenders 15

YearsAll yearsLast 5 yearsLast 10 yearsDownturn, FY2008-09First fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026toLast fiscal yearFY2008FY2009FY2010FY2011FY2012FY2013FY2014FY2015FY2016FY2017FY2018FY2019FY2020FY2021FY2022FY2023FY2024FY2025FY2026

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wallis Bank	25	$46.1M	9.8%	0.00%
2	The Huntington National Bank	50	$29.4M	6.3%	3.46%
3	Home Bank, National Association	22	$26.3M	5.6%	0.00%
4	Stellar Bank	26	$25.6M	5.5%	3.17%
5	b1BANK	33	$25.1M	5.4%	3.29%
6	Live Oak Banking Company	14	$21.1M	4.5%	0.00%
7	PNC Bank, National Association	86	$20.7M	4.4%	1.17%
8	Wells Fargo Bank National Association	73	$18.1M	3.9%	3.72%
9	Members Choice CU	6	$13.2M	2.8%	0.63%
10	Simmons Bank	33	$13.1M	2.8%	6.48%
11	Zions Bank, A Division of	34	$11.5M	2.5%	0.22%
12	Texas First Bank	17	$10.4M	2.2%	2.72%
13	Readycap Lending, LLC	16	$10.1M	2.1%	2.73%
14	JPMorgan Chase Bank, National Association	54	$8.6M	1.8%	1.86%
15	Frost Bank	20	$8.4M	1.8%	1.33%
16	SouthState Bank, National Association	16	$8.3M	1.8%	0.48%
17	Celtic Bank Corporation	19	$8.2M	1.8%	0.00%
18	Newtek Small Business Finance, Inc.	7	$7.2M	1.5%	17.04%
19	US Metro Bank	2	$7.1M	1.5%	0.00%
20	Global One Bank	2	$7.1M	1.5%	0.00%
21	Bank of America, National Association	10	$5.6M	1.2%	0.36%
22	Third Coast Bank	5	$5.3M	1.1%	0.00%
23	Pathward National Association	2	$5.1M	1.1%	0.00%
24	Southwestern National Bank	2	$4.7M	1.0%	0.00%
25	Plains State Bank	5	$4.4M	0.9%	0.00%
26	Texas Advantage Community Bank National Association	3	$4.0M	0.8%	0.00%
27	Newtek Bank, National Association	9	$4.0M	0.8%	0.00%
28	Lexicon Bank	1	$3.9M	0.8%	0.00%
29	Glacier Bank	4	$3.8M	0.8%	0.00%
30	The MINT National Bank	3	$3.7M	0.8%	0.00%
31	TowneBank	2	$3.6M	0.8%	0.00%
32	BNC National Bank	2	$3.4M	0.7%	0.00%
33	Western Commerce Bank	1	$3.4M	0.7%	0.00%
34	Commonwealth Business Bank	1	$3.2M	0.7%	0.00%
35	Northeast Bank	24	$2.9M	0.6%	1.35%
36	T Bank, National Association	1	$2.7M	0.6%	0.00%
37	First Bank	8	$2.7M	0.6%	39.11%
38	New Millennium Bank	1	$2.5M	0.5%	0.00%
39	Open Bank	1	$2.5M	0.5%	0.00%
40	Capital One National Association	8	$2.5M	0.5%	0.00%
41	First Western SBLC, LLC	1	$2.4M	0.5%	0.00%
42	Gulf Capital Bank	1	$2.4M	0.5%	0.00%
43	Harvest Small Business Finance, LLC	1	$2.4M	0.5%	0.00%
44	Hanmi Bank	3	$2.4M	0.5%	0.00%
45	American First National Bank	2	$2.4M	0.5%	0.00%
46	United Community Bank	3	$2.2M	0.5%	26.16%
47	Regions Bank	4	$2.2M	0.5%	0.00%
48	Metro City Bank	2	$1.9M	0.4%	0.00%
49	Wilmington Savings Fund Society FSB	1	$1.9M	0.4%	0.00%
50	MidFirst Bank	1	$1.9M	0.4%	0.00%
51	Texas Capital Bank	2	$1.8M	0.4%	40.24%
52	The Bancorp Bank National Association	4	$1.6M	0.3%	0.00%
53	United Midwest Savings Bank National Association	7	$1.5M	0.3%	9.14%
54	Unity National Bank of Houston	4	$1.5M	0.3%	0.00%
55	Enterprise Bank & Trust	4	$1.5M	0.3%	14.43%
56	Fifth Third Bank	8	$1.4M	0.3%	7.61%
57	Citizens Bank	3	$1.4M	0.3%	0.00%
58	BayFirst National Bank	9	$1.4M	0.3%	11.32%
59	Stearns Bank National Association	6	$1.3M	0.3%	6.80%
60	Vision One CU	1	$1.3M	0.3%	0.00%
61	Bank of Hope	10	$1.3M	0.3%	3.78%
62	Cathay Bank	2	$1.3M	0.3%	0.00%
63	Happen Bank	1	$1.2M	0.3%	0.00%
64	CFBank National Association	1	$1.2M	0.3%	0.00%
65	East West Bank	2	$1.2M	0.3%	0.00%
66	Bank Five Nine	2	$1.2M	0.2%	0.00%
67	American Momentum Bank	1	$1.1M	0.2%	0.00%
68	PromiseOne Bank	2	$1.1M	0.2%	0.00%
69	OneWest Bank, A Division of	1	$1.1M	0.2%	0.00%
70	Port 51 Lending LLC	1	$1.1M	0.2%	0.00%
71	Trustmark Bank	5	$978K	0.2%	0.00%
72	Pinnacle Bank	2	$931K	0.2%	0.00%
73	BankUnited, National Association	1	$883K	0.2%	0.00%
74	First Liberty Bank	2	$874K	0.2%	36.96%
75	Security State Bank and Trust	3	$836K	0.2%	0.00%
76	Fund-Ex Solutions Group, LLC	1	$795K	0.2%	0.00%
77	First Horizon Bank	1	$767K	0.2%	0.00%
78	Stone Bank	1	$760K	0.2%	0.00%
79	Quaint Oak Bank	1	$730K	0.2%	0.00%
80	First Commonwealth Bank	2	$726K	0.2%	0.00%
81	Ameris Bank	3	$693K	0.1%	0.00%
82	First Bank of the Lake	3	$679K	0.1%	0.00%
83	Hanover Community Bank	1	$670K	0.1%	0.00%
84	Evolve Bank and Trust	1	$650K	0.1%	0.00%
85	Bank of the Orient	1	$630K	0.1%	0.00%
86	Midwest Regional Bank	2	$625K	0.1%	20.35%
87	National Cooperative Bank, National Association	1	$620K	0.1%	0.00%
88	LiftFund, Inc.	5	$613K	0.1%	11.55%
89	PeopleFund	3	$580K	0.1%	39.83%
90	CRF Small Business Loan Company, LLC	1	$554K	0.1%	0.00%
91	Lendistry SBLC, LLC	3	$531K	0.1%	0.00%
92	First Bank	1	$510K	0.1%	96.88%
93	Hancock Whitney Bank	2	$450K	0.1%	0.00%
94	Byline Bank	1	$430K	0.1%	96.94%
95	Truist Bank	1	$418K	0.1%	0.00%
96	University FCU	1	$405K	0.1%	12.20%
97	PlainsCapital Bank	2	$400K	0.1%	0.00%
98	FDIC - Community Bank & Trust-West Georgia	1	$387K	0.1%	0.00%
99	Columbia Bank	8	$386K	0.1%	15.36%
100	Independence Bank	2	$275K	0.1%	0.00%
101	Woodforest National Bank	1	$252K	0.1%	0.00%
102	Capital Bank, National Association	1	$250K	0.1%	0.00%
103	Capital Certified Development Corporation	1	$229K	0.0%	0.00%
104	Prosperity Bank	1	$190K	0.0%	0.00%
105	First Service Credit Union	1	$160K	0.0%	0.00%
106	Colony Bank	1	$150K	0.0%	0.00%
107	SoFi Bank, National Association	1	$150K	0.0%	0.00%
108	Capital Bank	1	$117K	0.0%	0.00%
109	Texas Dow Empl CU	1	$106K	0.0%	0.00%
110	Seacoast National Bank	1	$75K	0.0%	0.00%
111	VelocitySBA, LLC	6	$68K	0.0%	17.14%
112	Spirit of Texas Bank, SSB	1	$64K	0.0%	0.00%
113	Randolph-Brooks FCU	1	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.