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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Ellis, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

106 institutions have SBA 7(a) loans on record in Ellis, together $258.4M across 462 loans. Citizens National Bank of Texas is the largest, with 6% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1Citizens National Bank of Texas61$16.0M6.2%2.97%
2Wells Fargo Bank National Association44$16.0M6.2%3.32%
3American Momentum Bank4$12.9M5.0%0.00%
4US Metro Bank3$10.3M4.0%0.00%
5Metro City Bank7$9.9M3.8%0.00%
6Live Oak Banking Company10$8.7M3.4%0.45%
7Citizens Bank6$7.3M2.8%0.00%
8Enterprise Bank & Trust6$7.2M2.8%0.00%
9Celtic Bank Corporation4$7.1M2.7%0.00%
10InterBank8$6.9M2.7%0.00%
11PNC Bank, National Association36$5.8M2.3%1.11%
12Texas Security Bank3$5.2M2.0%0.00%
13Bank of Hope5$5.2M2.0%0.90%
14VelocitySBA, LLC3$4.9M1.9%0.40%
15The Huntington National Bank14$4.7M1.8%0.00%
16First Financial Bank3$4.7M1.8%0.00%
17The Bancorp Bank National Association3$4.7M1.8%2.66%
18Fifth Third Bank7$4.6M1.8%0.00%
19Byline Bank6$4.6M1.8%0.00%
20The American National Bank of Texas8$4.5M1.8%0.00%
21Spectra Bank2$4.3M1.7%0.00%
22First State Bank1$4.2M1.6%0.00%
23Bankwell Bank1$3.8M1.5%0.00%
24United Midwest Savings Bank National Association18$3.7M1.4%0.00%
25Wallis Bank4$3.6M1.4%0.00%
26JPMorgan Chase Bank, National Association38$3.6M1.4%2.66%
27Frost Bank6$3.5M1.4%0.00%
28Columbia Bank1$3.4M1.3%0.00%
29Lender 20571893$3.4M1.3%0.00%
30Colony Bank5$3.3M1.3%0.00%
31PlainsCapital Bank9$3.2M1.3%0.00%
32Broadway National Bank2$3.1M1.2%0.00%
33Fund-Ex Solutions Group, LLC1$2.9M1.1%0.00%
34Capital One National Association1$2.6M1.0%0.00%
35Open Bank1$2.4M0.9%0.00%
36Susser Bank3$2.3M0.9%0.00%
37Newtek Bank, National Association10$2.3M0.9%14.55%
38Pathward National Association1$2.1M0.8%0.00%
39United Community Bank3$1.9M0.8%0.00%
40Midwest Regional Bank1$1.9M0.7%0.00%
41Sunflower Bank National Association2$1.8M0.7%0.00%
42BayFirst National Bank5$1.8M0.7%0.00%
43Northeast Bank13$1.8M0.7%0.00%
44Readycap Lending, LLC6$1.8M0.7%0.00%
45Grasshopper Bank National Association2$1.7M0.7%0.00%
46Bank of America, National Association3$1.7M0.7%0.00%
47Texas Capital Bank1$1.6M0.6%0.00%
48Merchants Bank of Indiana1$1.5M0.6%0.00%
49First Commonwealth Bank1$1.4M0.5%0.00%
50Truliant FCU1$1.3M0.5%0.00%
51First Bank of the Lake1$1.2M0.5%0.00%
52Beacon Bank and Trust1$1.2M0.5%0.00%
53Great Plains National Bank1$1.2M0.5%0.00%
54Bank Five Nine1$1.2M0.4%0.00%
55SouthState Bank, National Association4$1.1M0.4%0.00%
5622nd State Bank, A Division of 22nd State Banking Company1$1.0M0.4%0.00%
57Stone Bank1$1.0M0.4%0.00%
58Hanmi Bank1$1.0M0.4%0.00%
59Commonwealth Business Bank2$959K0.4%0.00%
60IncredibleBank1$951K0.4%0.00%
61PCB Bank1$950K0.4%0.00%
62Community National Bank and Trust of Texas4$939K0.4%7.78%
63First Internet Bank of Indiana1$935K0.4%0.00%
64First-Citizens Bank & Trust Company1$860K0.3%0.00%
65Commercial State Bank2$831K0.3%0.00%
66First Merchants Bank1$815K0.3%0.00%
67Planters Bank and Trust Company1$750K0.3%0.00%
68The First National Bank of McGregor d/b/a TFNB Your Bank for Life2$743K0.3%0.00%
69Harvest Small Business Finance, LLC2$743K0.3%0.00%
70Customers Bank1$685K0.3%0.00%
71Simmons Bank1$670K0.3%0.00%
72MidFirst Bank1$585K0.2%0.00%
73Falcon National Bank1$585K0.2%77.82%
74LiftFund, Inc.3$532K0.2%0.00%
75Zions Bank, A Division of1$495K0.2%0.00%
76America First Federal Credit Union1$492K0.2%0.00%
77CenTrust Bank, A Division of SmartBiz Bank National Association2$425K0.2%0.00%
78Titan Bank, National Association1$421K0.2%0.00%
79SpiritBank1$396K0.2%56.24%
80Georgia Banking Company1$370K0.1%0.00%
81Shoreham Bank1$364K0.1%0.00%
82Trinity Capital Bank of Texas1$358K0.1%0.00%
83Five Star Bank1$350K0.1%0.00%
84Texas First Bank1$348K0.1%0.00%
85Colonial Savings FA2$341K0.1%0.00%
86Regions Bank1$300K0.1%0.00%
87Prosperity Bank1$269K0.1%0.00%
88First United Bank and Trust Company1$250K0.1%0.00%
89U.S. Bank, National Association2$231K0.1%0.00%
90Capital Certified Development Corporation2$225K0.1%0.00%
91East West Bank2$220K0.1%0.00%
92American Bank of Commerce2$218K0.1%0.00%
93The First National Bank of Tom Bean1$203K0.1%0.00%
94PeopleFund2$198K0.1%26.44%
95Lendistry SBLC, LLC1$150K0.1%0.00%
96Pinnacle Bank1$149K0.1%0.00%
97Avana Bank1$135K0.1%0.00%
98First Mid Bank & Trust, National Association1$125K0.0%0.00%
99Independence Bank1$100K0.0%0.00%
100Seacoast National Bank1$100K0.0%67.12%
101Accion Opportunity Fund Community Development1$100K0.0%0.00%
102CDC Small Business Finance Corp.1$75K0.0%0.00%
103Harmony Bank1$73K0.0%0.00%
104Truist Bank1$60K0.0%0.00%
105Farmers and Merchants Savings Bank1$50K0.0%0.00%
106Randolph-Brooks FCU1$50K0.0%98.06%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Other services64$45.0M18.5%
2Accommodation & food services55$44.7M18.4%
3Health care & social assistance42$33.7M13.8%
4Construction70$17.0M7.0%
5Manufacturing23$16.7M6.9%
6Retail trade31$16.6M6.8%
7Professional & technical services34$14.0M5.8%
8Wholesale trade14$10.7M4.4%
9Transportation & warehousing30$8.7M3.6%
10Retail trade14$8.0M3.3%
11Administrative & waste services25$7.6M3.1%
12Manufacturing6$5.3M2.2%
13Arts, entertainment & recreation10$3.9M1.6%
14Information5$3.3M1.4%
15Real estate & leasing5$3.1M1.3%
16Educational services7$1.9M0.8%
17Finance & insurance5$1.5M0.6%
18Manufacturing5$1.3M0.5%
19Management of companies1$250K0.1%
20Utilities1$45K0.0%
21Agriculture, forestry & fishing1$10K0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.