SBA 7(a) lenders in El Paso, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

98 institutions have SBA 7(a) loans on record in El Paso, together $573.0M across 2,047 loans. Wells Fargo Bank National Association is the largest, with 12% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wells Fargo Bank National Association	286	$66.1M	11.5%	0.93%
2	WestStar Bank	244	$52.4M	9.1%	2.94%
3	First American Bank	302	$44.9M	7.8%	4.78%
4	Sunflower Bank National Association	76	$33.1M	5.8%	0.00%
5	JPMorgan Chase Bank, National Association	142	$26.7M	4.7%	2.24%
6	Coastal States Bank	18	$25.4M	4.4%	0.00%
7	PNC Bank, National Association	122	$22.0M	3.8%	1.85%
8	Readycap Lending, LLC	33	$20.7M	3.6%	3.02%
9	First Savings Bank	39	$16.5M	2.9%	0.77%
10	Live Oak Banking Company	25	$15.4M	2.7%	0.00%
11	Peoples Bank	4	$14.3M	2.5%	0.00%
12	Newtek Small Business Finance, Inc.	20	$13.8M	2.4%	2.12%
13	The Huntington National Bank	31	$13.6M	2.4%	1.44%
14	Newtek Bank, National Association	23	$12.3M	2.2%	0.00%
15	First National Bank Texas	11	$10.1M	1.8%	0.00%
16	US Metro Bank	2	$10.0M	1.7%	0.00%
17	Celtic Bank Corporation	25	$9.4M	1.6%	2.92%
18	Enterprise Bank & Trust	10	$8.0M	1.4%	0.00%
19	BMO Bank National Association	7	$7.4M	1.3%	0.00%
20	Columbia Bank	30	$6.8M	1.2%	2.47%
21	United Midwest Savings Bank National Association	20	$6.7M	1.2%	2.82%
22	Northeast Bank	33	$6.5M	1.1%	0.00%
23	GECU	58	$6.2M	1.1%	1.24%
24	First Internet Bank of Indiana	7	$5.9M	1.0%	0.00%
25	First Bank of the Lake	5	$5.8M	1.0%	0.00%
26	First National Bank of Pennsylvania	6	$5.3M	0.9%	0.00%
27	Genisys CU	1	$5.0M	0.9%	0.00%
28	City Bank	21	$5.0M	0.9%	0.00%
29	Western Commerce Bank	3	$5.0M	0.9%	0.00%
30	Bank of Hope	99	$4.5M	0.8%	10.48%
31	BayFirst National Bank	24	$4.5M	0.8%	10.92%
32	Bank of America, National Association	14	$4.5M	0.8%	0.04%
33	PlainsCapital Bank	7	$4.5M	0.8%	0.00%
34	Banc of California	4	$4.4M	0.8%	0.00%
35	Pinnacle Bank	2	$4.4M	0.8%	0.00%
36	LiftFund, Inc.	38	$4.3M	0.8%	4.29%
37	Pathward National Association	2	$4.0M	0.7%	0.00%
38	PeopleFund	30	$3.8M	0.7%	5.38%
39	Midwest Regional Bank	3	$3.0M	0.5%	0.00%
40	Susser Bank	1	$3.0M	0.5%	0.00%
41	Milestone Bank	2	$2.7M	0.5%	0.00%
42	PCB Bank	1	$2.4M	0.4%	0.00%
43	Commonwealth Business Bank	1	$2.3M	0.4%	0.00%
44	East West Bank	1	$2.2M	0.4%	0.00%
45	Vantage Bank Texas	8	$2.0M	0.3%	32.17%
46	VelocitySBA, LLC	94	$1.9M	0.3%	7.76%
47	Security Service FCU	4	$1.8M	0.3%	0.00%
48	Third Coast Bank	3	$1.4M	0.3%	0.00%
49	Stearns Bank National Association	8	$1.4M	0.2%	4.69%
50	b1BANK	2	$1.3M	0.2%	0.00%
51	First Merchants Bank	1	$1.3M	0.2%	0.00%
52	U.S. Bank, National Association	3	$1.2M	0.2%	0.00%
53	Western Heritage Bank	5	$1.2M	0.2%	0.00%
54	Firstrust Savings Bank	1	$1.2M	0.2%	0.00%
55	Pioneer Bank	5	$1.2M	0.2%	0.00%
56	Capital One National Association	5	$1.2M	0.2%	0.00%
57	Business Lenders, LLC	1	$1.0M	0.2%	88.17%
58	SouthState Bank, National Association	4	$1.0M	0.2%	0.00%
59	Prosperity Bank	1	$982K	0.2%	0.00%
60	TexasBank	4	$980K	0.2%	0.00%
61	Colony Bank	4	$938K	0.2%	0.00%
62	Simmons Bank	3	$820K	0.1%	0.00%
63	FWBank	1	$817K	0.1%	0.00%
64	Atlantic Union Bank	1	$811K	0.1%	0.00%
65	United Community Bank	2	$805K	0.1%	0.00%
66	Citizens Bank of Las Cruces	3	$795K	0.1%	0.00%
67	FDIC - Community Bank & Trust-West Georgia	1	$794K	0.1%	0.00%
68	Nusenda FCU	4	$750K	0.1%	0.00%
69	Southwest Heritage Bank	2	$745K	0.1%	0.00%
70	The Bancorp Bank National Association	3	$730K	0.1%	0.00%
71	T Bank, National Association	1	$730K	0.1%	0.00%
72	Northwest FCU	1	$710K	0.1%	0.00%
73	Grasshopper Bank National Association	2	$695K	0.1%	0.00%
74	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$650K	0.1%	0.00%
75	The Pecos County State Bank	2	$600K	0.1%	0.00%
76	Lendistry SBLC, LLC	2	$592K	0.1%	0.00%
77	Craft Bank	1	$513K	0.1%	0.00%
78	Northwest Bank	1	$500K	0.1%	0.00%
79	Century Bank	1	$475K	0.1%	0.00%
80	Evolve Bank and Trust	1	$465K	0.1%	0.00%
81	Capital Bank, National Association	2	$450K	0.1%	0.00%
82	CDC Small Business Finance Corp.	5	$411K	0.1%	0.00%
83	Hanmi Bank	2	$364K	0.1%	45.92%
84	Harvest Small Business Finance, LLC	1	$281K	0.0%	0.00%
85	Bank Five Nine	1	$265K	0.0%	0.00%
86	DreamSpring	2	$203K	0.0%	0.00%
87	Five Star Bank	1	$200K	0.0%	67.29%
88	Independence Bank	2	$200K	0.0%	70.49%
89	Seacoast National Bank	1	$200K	0.0%	0.00%
90	Bank of Texas	1	$150K	0.0%	0.00%
91	Raiz Federal Credit Union	1	$125K	0.0%	0.00%
92	Arizona Capital Source	1	$120K	0.0%	0.00%
93	Lone Star National Bank	1	$90K	0.0%	0.00%
94	First Business Bank	1	$83K	0.0%	33.32%
95	FirstLight Federal Credit Union	1	$67K	0.0%	0.00%
96	Randolph-Brooks FCU	1	$50K	0.0%	0.00%
97	Bank of the Southwest	1	$48K	0.0%	0.00%
98	Federal Deposit Insurance Corporation	1	$35K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Health care & social assistance	284	$127.8M	22.3%
2	Accommodation & food services	200	$103.7M	18.1%
3	Construction	285	$56.2M	9.8%
4	Transportation & warehousing	160	$42.0M	7.3%
5	Professional & technical services	205	$37.5M	6.5%
6	Retail trade	148	$36.1M	6.3%
7	Other services	148	$34.7M	6.1%
8	Wholesale trade	114	$24.9M	4.3%
9	Retail trade	78	$16.8M	2.9%
10	Arts, entertainment & recreation	56	$15.1M	2.6%
11	Educational services	29	$13.8M	2.4%
12	Administrative & waste services	84	$13.1M	2.3%
13	Finance & insurance	59	$12.7M	2.2%
14	Real estate & leasing	32	$11.1M	1.9%
15	Manufacturing	46	$7.3M	1.3%
16	Manufacturing	52	$6.9M	1.2%
17	Manufacturing	30	$5.0M	0.9%
18	Management of companies	7	$4.7M	0.8%
19	Transportation & warehousing	5	$1.7M	0.3%
20	Utilities	6	$948K	0.2%
21	Information	11	$770K	0.1%
22	Agriculture, forestry & fishing	4	$205K	0.0%
23	Mining & extraction	3	$75K	0.0%
24	Public administration	1	$35K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.