SBA 7(a) lenders in Brazos, TX

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

92 institutions have SBA 7(a) loans on record in Brazos, together $219.2M across 430 loans. Live Oak Banking Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Live Oak Banking Company	16	$18.4M	8.4%	0.00%
2	Simmons Bank	46	$15.8M	7.2%	3.49%
3	Wells Fargo Bank National Association	44	$13.0M	5.9%	5.93%
4	Wallis Bank	6	$9.3M	4.2%	0.21%
5	Readycap Lending, LLC	7	$7.9M	3.6%	9.72%
6	American Momentum Bank	10	$7.4M	3.4%	21.57%
7	Hancock Whitney Bank	4	$7.1M	3.2%	0.00%
8	The Huntington National Bank	16	$6.2M	2.8%	0.00%
9	Prosperity Bank	10	$5.4M	2.5%	3.77%
10	American Bank, National Association	1	$5.0M	2.3%	0.00%
11	Texas Capital Bank	2	$5.0M	2.3%	0.00%
12	First Financial Bank	26	$4.8M	2.2%	1.59%
13	Zions Bank, A Division of	2	$4.7M	2.2%	0.00%
14	Royal Business Bank	1	$4.6M	2.1%	0.00%
15	Titan Bank, National Association	2	$4.4M	2.0%	0.00%
16	Stellar Bank	3	$4.4M	2.0%	0.00%
17	Plains State Bank	2	$4.3M	2.0%	0.00%
18	Genisys CU	1	$4.0M	1.8%	0.00%
19	First Bank of the Lake	6	$3.9M	1.8%	3.61%
20	Glacier Bank	4	$3.9M	1.8%	0.00%
21	The Bancorp Bank National Association	3	$3.3M	1.5%	0.00%
22	Celtic Bank Corporation	21	$3.3M	1.5%	3.86%
23	JPMorgan Chase Bank, National Association	12	$3.3M	1.5%	0.00%
24	Peoples Bank	1	$3.3M	1.5%	0.00%
25	Third Coast Bank	7	$2.8M	1.3%	0.00%
26	American Pride Bank	1	$2.6M	1.2%	0.00%
27	City Bank	6	$2.5M	1.2%	0.00%
28	Home Bank, National Association	2	$2.3M	1.0%	0.00%
29	Midwest Regional Bank	3	$2.2M	1.0%	0.00%
30	First Internet Bank of Indiana	1	$2.1M	0.9%	0.00%
31	Gulf Coast Bank and Trust Company	2	$2.0M	0.9%	0.00%
32	Western Commerce Bank	1	$2.0M	0.9%	0.00%
33	First Bank	1	$1.9M	0.9%	0.00%
34	VeraBank National Association	3	$1.8M	0.8%	0.00%
35	First Commonwealth Bank	2	$1.7M	0.8%	0.00%
36	First United Bank and Trust Company	1	$1.6M	0.8%	0.00%
37	Truist Bank	5	$1.6M	0.7%	0.00%
38	Regions Bank	1	$1.6M	0.7%	0.00%
39	PNC Bank, National Association	24	$1.5M	0.7%	6.92%
40	Citizens Bank	4	$1.5M	0.7%	0.00%
41	Community National Bank and Trust of Texas	1	$1.5M	0.7%	0.00%
42	Northeast Bank	11	$1.5M	0.7%	0.00%
43	Bank of America, National Association	3	$1.4M	0.7%	0.00%
44	Falcon National Bank	2	$1.4M	0.7%	0.00%
45	BayFirst National Bank	9	$1.4M	0.6%	9.82%
46	The First National Bank of Ballinger	1	$1.3M	0.6%	0.00%
47	Texas Security Bank	1	$1.3M	0.6%	0.00%
48	Amarillo National Bank	5	$1.3M	0.6%	0.00%
49	First Financial Bank	1	$1.2M	0.6%	0.00%
50	Stearns Bank National Association	5	$1.2M	0.6%	29.26%
51	b1BANK	2	$1.1M	0.5%	0.00%
52	Evolve Bank and Trust	2	$1.1M	0.5%	0.00%
53	Capital Community Bank	1	$1.0M	0.5%	0.00%
54	Clear Fork Bank National Association	1	$996K	0.5%	0.00%
55	OptimumBank	1	$932K	0.4%	0.00%
56	Capital Certified Development Corporation	3	$900K	0.4%	0.00%
57	Golden Bank National Association	2	$900K	0.4%	0.00%
58	Climate First Bank	1	$812K	0.4%	0.00%
59	Security National Bank of Omaha	1	$810K	0.4%	0.00%
60	United Midwest Savings Bank National Association	7	$788K	0.4%	15.00%
61	Newtek Small Business Finance, Inc.	4	$735K	0.3%	0.00%
62	KeyBank National Association	1	$717K	0.3%	0.00%
63	United Community Bank	1	$710K	0.3%	0.00%
64	Fifth Third Bank	3	$667K	0.3%	31.05%
65	SouthStar Bank, S.S.B.	1	$659K	0.3%	0.00%
66	National Cooperative Bank, National Association	1	$650K	0.3%	71.72%
67	Columbia Bank	14	$570K	0.3%	12.92%
68	First Guaranty Bank	2	$530K	0.2%	0.00%
69	Lake Forest Bank & Trust Company, National Association	1	$519K	0.2%	0.00%
70	Sage Capital Bank	1	$497K	0.2%	0.00%
71	Ameris Bank	1	$477K	0.2%	0.00%
72	Newtek Bank, National Association	2	$450K	0.2%	0.00%
73	SouthState Bank, National Association	1	$450K	0.2%	0.00%
74	PeopleFund	4	$445K	0.2%	0.00%
75	Texas First Bank	1	$432K	0.2%	0.00%
76	Cache Valley Bank	1	$432K	0.2%	0.00%
77	PCB Bank	1	$400K	0.2%	0.00%
78	Frost Bank	2	$365K	0.2%	0.00%
79	Happen Bank	1	$350K	0.2%	71.46%
80	Five Star Bank	1	$350K	0.2%	0.00%
81	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$300K	0.1%	0.00%
82	PlainsCapital Bank	1	$281K	0.1%	0.00%
83	First National Bank of Huntsville	1	$250K	0.1%	0.00%
84	Lendistry SBLC, LLC	2	$223K	0.1%	0.00%
85	Grasshopper Bank National Association	1	$150K	0.1%	0.00%
86	Heritage Bank Inc	1	$150K	0.1%	0.00%
87	Members Choice CU	1	$125K	0.1%	0.00%
88	Citibank, N.A.	1	$97K	0.0%	0.00%
89	Centennial Bank	1	$86K	0.0%	62.93%
90	Seacoast National Bank	1	$75K	0.0%	0.00%
91	Bank of Hope	3	$50K	0.0%	47.78%
92	VelocitySBA, LLC	1	$8K	0.0%	91.25%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	81	$75.2M	34.3%
2	Retail trade	34	$18.4M	8.4%
3	Other services	44	$16.1M	7.3%
4	Professional & technical services	45	$16.0M	7.3%
5	Health care & social assistance	41	$15.0M	6.9%
6	Construction	45	$14.3M	6.5%
7	Arts, entertainment & recreation	20	$11.7M	5.4%
8	Wholesale trade	15	$9.8M	4.5%
9	Retail trade	16	$8.8M	4.0%
10	Administrative & waste services	26	$8.0M	3.7%
11	Manufacturing	8	$5.1M	2.3%
12	Real estate & leasing	8	$3.5M	1.6%
13	Agriculture, forestry & fishing	4	$3.4M	1.5%
14	Finance & insurance	10	$2.9M	1.3%
15	Manufacturing	4	$2.6M	1.2%
16	Educational services	8	$2.1M	1.0%
17	Transportation & warehousing	7	$1.6M	0.7%
18	Information	7	$1.5M	0.7%
19	Transportation & warehousing	2	$1.4M	0.7%
20	Manufacturing	2	$1.1M	0.5%
21	Mining & extraction	2	$458K	0.2%
22	Utilities	1	$100K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.