SBA 7(a) lenders in York, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

80 institutions have SBA 7(a) loans on record in York, together $368.0M across 1,164 loans. Manufacturers and Traders Trust Company is the largest, with 18% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	505	$66.6M	18.1%	0.98%
2	Live Oak Banking Company	19	$29.0M	7.9%	0.00%
3	Beacon Bank and Trust	32	$23.9M	6.5%	0.00%
4	Orrstown Bank	61	$23.8M	6.5%	0.00%
5	First National Bank of Pennsylvania	91	$23.0M	6.3%	1.21%
6	Fulton Bank, National Association	34	$19.9M	5.4%	5.18%
7	Newtek Small Business Finance, Inc.	13	$15.9M	4.3%	30.61%
8	First Commonwealth Bank	16	$15.6M	4.2%	3.98%
9	Truist Bank	19	$12.7M	3.4%	0.00%
10	The Bank of Princeton	3	$10.8M	2.9%	0.00%
11	Univest Bank and Trust Co	12	$9.6M	2.6%	0.00%
12	Mid Penn Bank	13	$5.9M	1.6%	2.08%
13	Colony Bank	3	$5.2M	1.4%	0.00%
14	Byline Bank	2	$5.1M	1.4%	0.00%
15	HomeTrust Bank	1	$5.0M	1.4%	0.00%
16	Wells Fargo Bank National Association	29	$4.9M	1.3%	0.20%
17	CIBC Bank USA	5	$4.8M	1.3%	0.00%
18	The Juniata Valley Bank	2	$4.5M	1.2%	0.00%
19	BankUnited, National Association	1	$4.0M	1.1%	0.00%
20	Celtic Bank Corporation	13	$3.8M	1.0%	4.00%
21	Freedom Small Business Lending BIDCO, Inc.	1	$3.7M	1.0%	0.00%
22	The MINT National Bank	2	$3.7M	1.0%	0.00%
23	Hanover Community Bank	3	$3.3M	0.9%	0.00%
24	Citizens Bank, National Association	36	$3.3M	0.9%	3.17%
25	ACNB Bank	9	$3.3M	0.9%	0.00%
26	Readycap Lending, LLC	11	$3.2M	0.9%	8.25%
27	Firstrust Savings Bank	4	$3.1M	0.8%	0.00%
28	TD Bank, National Association	5	$2.9M	0.8%	0.00%
29	First Bank	1	$2.9M	0.8%	0.00%
30	First Bank of the Lake	5	$2.8M	0.7%	0.00%
31	Stearns Bank National Association	3	$2.6M	0.7%	0.00%
32	Community First Capital Corp	31	$2.5M	0.7%	2.19%
33	Mid-Atlantic Federal Credit Union	1	$2.4M	0.7%	41.66%
34	BayFirst National Bank	15	$2.1M	0.6%	0.00%
35	United Midwest Savings Bank National Association	9	$2.1M	0.6%	0.00%
36	PNC Bank, National Association	15	$2.0M	0.6%	1.31%
37	Patriot Bank, National Association	3	$2.0M	0.5%	0.00%
38	Northeast Bank	16	$1.9M	0.5%	0.00%
39	The Huntington National Bank	12	$1.9M	0.5%	0.00%
40	Newtek Bank, National Association	8	$1.9M	0.5%	0.00%
41	Meridian Bank	1	$1.8M	0.5%	0.00%
42	The Bancorp Bank National Association	2	$1.8M	0.5%	0.00%
43	TowneBank	1	$1.4M	0.4%	0.00%
44	Santander Bank, National Association	29	$1.2M	0.3%	25.41%
45	Banc of California	2	$1.2M	0.3%	0.00%
46	Bank of America, National Association	3	$976K	0.3%	0.00%
47	Northwest Bank	4	$910K	0.2%	0.00%
48	RiverWind Bank	1	$850K	0.2%	0.00%
49	Grow America Fund, Incorporated	1	$755K	0.2%	0.00%
50	First Financial Bank	1	$740K	0.2%	0.00%
51	Parke Bank	1	$735K	0.2%	0.00%
52	CenTrust Bank, A Division of SmartBiz Bank National Association	3	$650K	0.2%	0.00%
53	U.S. Bank, National Association	3	$596K	0.2%	0.00%
54	KeyBank National Association	3	$590K	0.2%	0.00%
55	ConnectOne Bank	1	$565K	0.2%	0.00%
56	WesBanco Bank, Inc.	1	$563K	0.2%	0.00%
57	First Resource Bank	1	$496K	0.1%	0.00%
58	Lendistry SBLC, LLC	4	$475K	0.1%	0.00%
59	Southern Bank	1	$474K	0.1%	0.00%
60	Waukesha State Bank	1	$329K	0.1%	0.00%
61	Atlantic Union Bank	1	$325K	0.1%	0.00%
62	Citizens & Northern Bank	2	$320K	0.1%	0.00%
63	FWBank	1	$309K	0.1%	0.00%
64	Popular Bank	2	$303K	0.1%	64.08%
65	Community Bank, National Association	1	$256K	0.1%	0.00%
66	Simmons Bank	1	$220K	0.1%	0.00%
67	State Empl CU of Maryland Inc	1	$210K	0.1%	0.00%
68	Primis Bank	4	$205K	0.1%	0.00%
69	Navy FCU	1	$189K	0.1%	0.00%
70	Belco Community CU	3	$158K	0.0%	0.00%
71	First Merchants Bank	1	$150K	0.0%	0.00%
72	Independence Bank	1	$150K	0.0%	96.90%
73	The Harbor Bank of Maryland	1	$138K	0.0%	0.00%
74	VelocitySBA, LLC	10	$100K	0.0%	31.67%
75	Glenwood State Bank Incorporated	1	$90K	0.0%	0.00%
76	JPMorgan Chase Bank, National Association	1	$85K	0.0%	0.00%
77	Customers Bank	1	$80K	0.0%	0.00%
78	Stone Bank	1	$75K	0.0%	0.00%
79	Wilmington Savings Fund Society FSB	1	$50K	0.0%	0.00%
80	Capital One National Association	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	171	$75.4M	20.5%
2	Other services	108	$51.0M	13.9%
3	Construction	134	$38.8M	10.5%
4	Health care & social assistance	73	$29.4M	8.0%
5	Manufacturing	74	$29.4M	8.0%
6	Retail trade	63	$24.7M	6.7%
7	Professional & technical services	108	$19.4M	5.3%
8	Retail trade	70	$18.1M	4.9%
9	Administrative & waste services	97	$13.0M	3.5%
10	Manufacturing	26	$12.1M	3.3%
11	Manufacturing	19	$9.1M	2.5%
12	Wholesale trade	40	$9.0M	2.4%
13	Transportation & warehousing	44	$8.0M	2.2%
14	Real estate & leasing	20	$7.7M	2.1%
15	Finance & insurance	19	$6.3M	1.7%
16	Educational services	32	$4.7M	1.3%
17	Arts, entertainment & recreation	35	$4.6M	1.3%
18	Information	10	$3.4M	0.9%
19	Transportation & warehousing	8	$1.5M	0.4%
20	Agriculture, forestry & fishing	9	$1.4M	0.4%
21	Management of companies	2	$945K	0.3%
22	Utilities	2	$240K	0.1%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.