SBA 7(a) lenders in Philadelphia, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

147 institutions have SBA 7(a) loans on record in Philadelphia, together $1.26B across 3,638 loans. Wilmington Savings Fund Society FSB is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wilmington Savings Fund Society FSB	164	$115.3M	9.1%	1.01%
2	TD Bank, National Association	705	$76.9M	6.1%	2.29%
3	Fulton Bank, National Association	77	$64.7M	5.1%	2.53%
4	Truist Bank	102	$53.9M	4.3%	7.31%
5	Firstrust Savings Bank	52	$49.9M	4.0%	0.00%
6	Meridian Bank	67	$43.7M	3.5%	1.01%
7	Beacon Bank and Trust	49	$42.3M	3.3%	1.65%
8	Woori America Bank	66	$39.6M	3.1%	0.00%
9	Citizens Bank, National Association	316	$39.2M	3.1%	2.20%
10	The Bank of Princeton	83	$38.8M	3.1%	1.12%
11	United Bank of Philadelphia	48	$35.2M	2.8%	3.61%
12	Newtek Bank, National Association	53	$30.6M	2.4%	0.00%
13	Newtek Small Business Finance, Inc.	45	$29.0M	2.3%	0.17%
14	Live Oak Banking Company	24	$27.2M	2.2%	0.00%
15	Manufacturers and Traders Trust Company	198	$25.1M	2.0%	4.17%
16	Hana Bank USA National Association	55	$22.5M	1.8%	6.30%
17	PNC Bank, National Association	113	$19.6M	1.5%	2.88%
18	Wells Fargo Bank National Association	207	$17.9M	1.4%	7.83%
19	The Bancorp Bank National Association	34	$16.5M	1.3%	2.81%
20	Quaint Oak Bank	21	$16.4M	1.3%	3.31%
21	Univest Bank and Trust Co	42	$15.1M	1.2%	1.02%
22	PromiseOne Bank	26	$14.8M	1.2%	0.00%
23	Hyperion Bank	13	$14.6M	1.2%	0.00%
24	Parke Bank	12	$14.3M	1.1%	0.00%
25	SandT Bank	58	$14.2M	1.1%	0.00%
26	Santander Bank, National Association	119	$14.2M	1.1%	3.20%
27	Northeast Bank	75	$13.9M	1.1%	6.69%
28	Tioga-Franklin Savings Bank	17	$13.5M	1.1%	0.00%
29	Port Richmond Savings	11	$13.2M	1.0%	0.00%
30	Customers Bank	28	$12.3M	1.0%	0.00%
31	Readycap Lending, LLC	44	$12.3M	1.0%	1.39%
32	The Huntington National Bank	43	$12.1M	1.0%	0.61%
33	Shoreham Bank	5	$11.5M	0.9%	0.00%
34	First Bank of the Lake	6	$11.4M	0.9%	0.00%
35	Heritage Bank Inc	10	$10.8M	0.9%	0.00%
36	Mid Penn Bank	18	$10.8M	0.9%	0.00%
37	KeyBank National Association	92	$10.0M	0.8%	1.67%
38	Celtic Bank Corporation	37	$9.8M	0.8%	1.06%
39	First Bank	13	$9.7M	0.8%	0.00%
40	First Commonwealth Bank	26	$8.6M	0.7%	1.55%
41	BayFirst National Bank	51	$8.5M	0.7%	5.69%
42	Bank of America, National Association	16	$7.6M	0.6%	0.88%
43	Bankwell Bank	4	$6.0M	0.5%	0.00%
44	Metro City Bank	5	$6.0M	0.5%	0.00%
45	Financial Resources Federal Credit Union	2	$6.0M	0.5%	0.00%
46	First Bank	7	$6.0M	0.5%	0.00%
47	Provident Bank	5	$5.9M	0.5%	0.00%
48	Unity Bank	8	$5.8M	0.5%	3.23%
49	Pinnacle Bank	3	$5.6M	0.4%	0.00%
50	Capital Bank, National Association	4	$5.5M	0.4%	0.00%
51	Bank of Hope	22	$5.4M	0.4%	2.98%
52	FWBank	4	$5.3M	0.4%	0.00%
53	BCB Community Bank	2	$5.2M	0.4%	0.00%
54	Northwest Bank	1	$5.0M	0.4%	0.00%
55	First Internet Bank of Indiana	4	$4.8M	0.4%	0.00%
56	JPMorgan Chase Bank, National Association	18	$4.6M	0.4%	0.66%
57	Banc of California	8	$4.6M	0.4%	0.00%
58	First National Bank of Pennsylvania	9	$4.4M	0.3%	0.00%
59	Peapack Private Bank and Trust	6	$4.4M	0.3%	0.00%
60	CNB Bank	5	$4.3M	0.3%	15.79%
61	Hancock Whitney Bank	1	$3.8M	0.3%	0.00%
62	Capital One National Association	7	$3.7M	0.3%	25.31%
63	OceanFirst Bank, National Association	4	$3.5M	0.3%	1.09%
64	Paragon Bank	2	$3.4M	0.3%	0.00%
65	Asian Bank	17	$3.3M	0.3%	0.00%
66	CRF Small Business Loan Company, LLC	5	$3.3M	0.3%	7.31%
67	Stone Bank	5	$3.3M	0.3%	0.00%
68	FinWise Bank	3	$3.2M	0.3%	0.00%
69	Citizens Bank	3	$3.1M	0.2%	0.00%
70	BankUnited, National Association	3	$2.9M	0.2%	0.00%
71	United Midwest Savings Bank National Association	13	$2.8M	0.2%	2.87%
72	Citibank, N.A.	14	$2.7M	0.2%	9.58%
73	Climate First Bank	3	$2.7M	0.2%	0.00%
74	Bank Five Nine	2	$2.5M	0.2%	0.00%
75	Popular Bank	10	$2.5M	0.2%	21.06%
76	22nd State Bank, A Division of 22nd State Banking Company	3	$2.4M	0.2%	0.00%
77	Stearns Bank National Association	8	$2.4M	0.2%	6.75%
78	Five Star Bank	10	$2.3M	0.2%	0.00%
79	QNB Bank	6	$2.2M	0.2%	0.00%
80	Happen Bank	2	$2.2M	0.2%	0.00%
81	Open Bank	1	$2.2M	0.2%	0.00%
82	Ambler Savings Bank	4	$2.1M	0.2%	0.00%
83	Evolve Bank and Trust	3	$2.1M	0.2%	0.00%
84	GBC International Bank	2	$1.9M	0.1%	0.00%
85	First Bank of Central Ohio	1	$1.8M	0.1%	0.00%
86	New Millennium Bank	4	$1.5M	0.1%	0.00%
87	Grasshopper Bank National Association	3	$1.4M	0.1%	0.00%
88	United Community Bank	3	$1.4M	0.1%	0.00%
89	American Heritage FCU	3	$1.3M	0.1%	8.28%
90	TowneBank	3	$1.3M	0.1%	0.00%
91	Lendistry SBLC, LLC	7	$1.2M	0.1%	0.00%
92	Citadel FCU	1	$1.2M	0.1%	0.00%
93	HomeTrust Bank	2	$1.1M	0.1%	0.00%
94	Peoples Security Bank and Trust Company	3	$1.1M	0.1%	0.00%
95	Harvest Small Business Finance, LLC	3	$930K	0.1%	0.00%
96	Women's Opportunity Resource Center	4	$861K	0.1%	0.00%
97	U.S. Bank, National Association	2	$852K	0.1%	0.00%
98	American Bank	1	$850K	0.1%	0.00%
99	SouthState Bank, National Association	1	$794K	0.1%	0.00%
100	Fifth Third Bank	2	$754K	0.1%	0.00%
101	IncredibleBank	2	$726K	0.1%	0.00%
102	Valley National Bank	2	$690K	0.1%	0.00%
103	First Financial Bank	2	$665K	0.1%	0.00%
104	Tompkins Community Bank	5	$663K	0.1%	0.00%
105	Magyar Bank	1	$630K	0.0%	0.00%
106	NYBDC Local Development Corporation dba Pursuit Community Finance	3	$624K	0.0%	0.00%
107	Byline Bank	1	$580K	0.0%	0.00%
108	Independence Bank	4	$575K	0.0%	0.00%
109	Aurora Interim National Bank	1	$560K	0.0%	0.00%
110	Business Lenders, LLC	1	$509K	0.0%	0.00%
111	Citizens & Northern Bank	6	$501K	0.0%	0.00%
112	Columbia Bank	1	$500K	0.0%	0.00%
113	Magnifi Financial CU	2	$442K	0.0%	0.00%
114	Empire State Certified Development Corporation	4	$437K	0.0%	0.00%
115	Genesis Bank	1	$435K	0.0%	0.00%
116	Simmons Bank	1	$431K	0.0%	0.00%
117	North State Bank	1	$426K	0.0%	0.00%
118	Hanmi Bank	1	$425K	0.0%	0.00%
119	Craft Bank	1	$400K	0.0%	0.00%
120	Noah Bank	1	$360K	0.0%	0.00%
121	Accion Opportunity Fund Community Development	1	$350K	0.0%	0.00%
122	Affinity FCU	1	$350K	0.0%	0.00%
123	Federal Deposit Insurance Corporation	1	$350K	0.0%	0.00%
124	Penn Community Bank	3	$337K	0.0%	0.00%
125	Northfield Bank	1	$302K	0.0%	0.00%
126	First Merchants Bank	1	$297K	0.0%	0.00%
127	VelocitySBA, LLC	28	$280K	0.0%	21.97%
128	Community First Capital Corp	5	$279K	0.0%	0.00%
129	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$270K	0.0%	0.00%
130	Enterprise Bank & Trust	1	$256K	0.0%	0.00%
131	Colony Bank	2	$250K	0.0%	0.00%
132	Titan Bank, National Association	1	$244K	0.0%	0.00%
133	Fund-Ex Solutions Group, LLC	1	$230K	0.0%	0.00%
134	Old National Bank	3	$230K	0.0%	0.00%
135	Florida Capital Bank, National Association	1	$210K	0.0%	0.00%
136	NEPA Alliance Business Finance Corporation	1	$210K	0.0%	0.00%
137	TRF Enterprise Fund, Inc.	1	$210K	0.0%	0.00%
138	ConnectOne Bank	1	$205K	0.0%	0.00%
139	Truliant FCU	1	$200K	0.0%	0.00%
140	Leader Bank, National Association	1	$175K	0.0%	0.00%
141	Trenton Business Assistance Corporation	1	$150K	0.0%	0.00%
142	Amerasia Bank	1	$120K	0.0%	0.00%
143	Local Initiatives Support Corporation	1	$114K	0.0%	0.00%
144	Cowboy Bank	2	$100K	0.0%	0.00%
145	True Access Capital Corporation	1	$86K	0.0%	0.00%
146	United Bank	1	$75K	0.0%	0.00%
147	Columbia Bank	1	$50K	0.0%	84.63%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	667	$301.8M	23.9%
2	Health care & social assistance	365	$158.1M	12.5%
3	Retail trade	481	$150.6M	11.9%
4	Professional & technical services	408	$113.8M	9.0%
5	Other services	329	$106.1M	8.4%
6	Wholesale trade	157	$103.5M	8.2%
7	Construction	259	$58.2M	4.6%
8	Arts, entertainment & recreation	108	$46.2M	3.7%
9	Retail trade	172	$45.3M	3.6%
10	Administrative & waste services	118	$35.5M	2.8%
11	Manufacturing	56	$33.4M	2.6%
12	Manufacturing	86	$29.9M	2.4%
13	Real estate & leasing	81	$23.0M	1.8%
14	Manufacturing	34	$13.9M	1.1%
15	Educational services	56	$12.5M	1.0%
16	Transportation & warehousing	162	$11.4M	0.9%
17	Finance & insurance	43	$11.1M	0.9%
18	Information	40	$5.8M	0.5%
19	Transportation & warehousing	13	$3.2M	0.3%
20	Agriculture, forestry & fishing	1	$500K	0.0%
21	Management of companies	1	$160K	0.0%
22	Public administration	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.