SBA 7(a) lenders in Philadelphia, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

148 institutions have SBA 7(a) loans on record in Philadelphia, together $1.29B across 3,687 loans. Wilmington Savings Fund Society FSB is the largest, with 9% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wilmington Savings Fund Society FSB	165	$116.2M	9.0%	1.25%
2	TD Bank, National Association	716	$78.0M	6.0%	2.67%
3	Fulton Bank, National Association	77	$64.7M	5.0%	2.53%
4	Truist Bank	102	$53.9M	4.2%	7.31%
5	Firstrust Savings Bank	54	$51.7M	4.0%	0.00%
6	Meridian Bank	68	$44.4M	3.4%	1.00%
7	Beacon Bank and Trust	49	$42.3M	3.3%	1.65%
8	Woori America Bank	67	$40.1M	3.1%	0.00%
9	Citizens Bank, National Association	316	$39.2M	3.0%	2.20%
10	The Bank of Princeton	83	$38.8M	3.0%	1.12%
11	United Bank of Philadelphia	48	$35.2M	2.7%	3.61%
12	Newtek Bank, National Association	59	$32.4M	2.5%	0.00%
13	Lender 2057189	45	$29.0M	2.2%	0.17%
14	Live Oak Banking Company	25	$27.9M	2.2%	0.00%
15	Manufacturers and Traders Trust Company	200	$25.3M	2.0%	4.44%
16	Hana Bank USA National Association	55	$22.5M	1.7%	6.30%
17	PNC Bank, National Association	113	$19.6M	1.5%	2.88%
18	Wells Fargo Bank National Association	207	$17.9M	1.4%	7.98%
19	Hyperion Bank	14	$16.7M	1.3%	0.00%
20	Univest Bank and Trust Co	45	$16.6M	1.3%	0.93%
21	The Bancorp Bank National Association	34	$16.5M	1.3%	2.81%
22	Quaint Oak Bank	21	$16.4M	1.3%	3.31%
23	PromiseOne Bank	27	$15.6M	1.2%	0.00%
24	Northeast Bank	77	$14.3M	1.1%	6.51%
25	Parke Bank	12	$14.3M	1.1%	0.00%
26	SandT Bank	58	$14.2M	1.1%	0.00%
27	Santander Bank, National Association	119	$14.2M	1.1%	3.20%
28	Tioga-Franklin Savings Bank	17	$13.5M	1.0%	0.00%
29	Port Richmond Savings	11	$13.2M	1.0%	0.00%
30	Customers Bank	28	$12.3M	1.0%	0.00%
31	Readycap Lending, LLC	44	$12.3M	1.0%	2.55%
32	The Huntington National Bank	43	$12.1M	0.9%	0.61%
33	Shoreham Bank	5	$11.5M	0.9%	0.00%
34	First Bank of the Lake	6	$11.4M	0.9%	0.00%
35	Heritage Bank Inc	10	$10.8M	0.8%	0.00%
36	Mid Penn Bank	18	$10.8M	0.8%	0.00%
37	KeyBank National Association	94	$10.5M	0.8%	2.01%
38	Celtic Bank Corporation	37	$9.8M	0.8%	1.42%
39	First Bank	13	$9.7M	0.8%	0.00%
40	First Commonwealth Bank	26	$8.6M	0.7%	1.55%
41	BayFirst National Bank	51	$8.5M	0.7%	5.69%
42	Bank of America, National Association	16	$7.6M	0.6%	0.88%
43	Bankwell Bank	5	$6.8M	0.5%	0.00%
44	Metro City Bank	5	$6.0M	0.5%	0.00%
45	Financial Resources Federal Credit Union	2	$6.0M	0.5%	0.00%
46	First Bank	7	$6.0M	0.5%	0.00%
47	Provident Bank	5	$5.9M	0.5%	0.00%
48	Unity Bank	8	$5.8M	0.4%	3.23%
49	Pinnacle Bank	3	$5.6M	0.4%	0.00%
50	Capital Bank, National Association	4	$5.5M	0.4%	0.00%
51	Bank of Hope	22	$5.4M	0.4%	2.98%
52	FWBank	4	$5.3M	0.4%	0.00%
53	BCB Community Bank	2	$5.2M	0.4%	0.00%
54	Northwest Bank	1	$5.0M	0.4%	0.00%
55	JPMorgan Chase Bank, National Association	19	$5.0M	0.4%	0.62%
56	First Internet Bank of Indiana	4	$4.8M	0.4%	0.00%
57	Banc of California	8	$4.6M	0.4%	0.00%
58	First National Bank of Pennsylvania	9	$4.4M	0.3%	0.00%
59	Peapack Private Bank and Trust	6	$4.4M	0.3%	0.00%
60	CNB Bank	5	$4.3M	0.3%	15.79%
61	Hancock Whitney Bank	1	$3.8M	0.3%	0.00%
62	Truliant FCU	4	$3.7M	0.3%	0.00%
63	Capital One National Association	7	$3.7M	0.3%	25.31%
64	OceanFirst Bank, National Association	4	$3.5M	0.3%	1.09%
65	Paragon Bank	2	$3.4M	0.3%	0.00%
66	Asian Bank	17	$3.3M	0.3%	0.00%
67	CRF Small Business Loan Company, LLC	5	$3.3M	0.3%	7.31%
68	Stone Bank	5	$3.3M	0.3%	0.00%
69	FinWise Bank	3	$3.2M	0.2%	0.00%
70	22nd State Bank, A Division of 22nd State Banking Company	4	$3.2M	0.2%	0.00%
71	Citizens Bank	3	$3.1M	0.2%	0.00%
72	BankUnited, National Association	3	$2.9M	0.2%	0.00%
73	QNB Bank	7	$2.8M	0.2%	0.00%
74	United Midwest Savings Bank National Association	13	$2.8M	0.2%	2.87%
75	First Merchants Bank	3	$2.8M	0.2%	0.00%
76	Citibank, N.A.	14	$2.7M	0.2%	9.58%
77	Climate First Bank	3	$2.7M	0.2%	0.00%
78	Bank Five Nine	2	$2.5M	0.2%	0.00%
79	Popular Bank	10	$2.5M	0.2%	21.06%
80	Stearns Bank National Association	8	$2.4M	0.2%	6.75%
81	VelocitySBA, LLC	29	$2.4M	0.2%	2.57%
82	Five Star Bank	10	$2.3M	0.2%	0.00%
83	Happen Bank	2	$2.2M	0.2%	0.00%
84	Open Bank	1	$2.2M	0.2%	0.00%
85	Ambler Savings Bank	4	$2.1M	0.2%	0.00%
86	Evolve Bank and Trust	3	$2.1M	0.2%	0.00%
87	TowneBank	5	$2.0M	0.2%	0.00%
88	GBC International Bank	2	$1.9M	0.1%	0.00%
89	First Bank of Central Ohio	1	$1.8M	0.1%	0.00%
90	New Millennium Bank	4	$1.5M	0.1%	0.00%
91	Grasshopper Bank National Association	3	$1.4M	0.1%	0.00%
92	United Community Bank	3	$1.4M	0.1%	0.00%
93	American Heritage FCU	3	$1.3M	0.1%	8.28%
94	Lendistry SBLC, LLC	7	$1.2M	0.1%	0.00%
95	Citadel FCU	1	$1.2M	0.1%	0.00%
96	HomeTrust Bank	2	$1.1M	0.1%	0.00%
97	Peoples Security Bank and Trust Company	3	$1.1M	0.1%	0.00%
98	The Fidelity Bank	1	$931K	0.1%	0.00%
99	Harvest Small Business Finance, LLC	3	$930K	0.1%	0.00%
100	Women's Opportunity Resource Center	4	$861K	0.1%	0.00%
101	U.S. Bank, National Association	2	$852K	0.1%	0.00%
102	American Bank	1	$850K	0.1%	0.00%
103	Columbia Bank	2	$802K	0.1%	0.00%
104	SouthState Bank, National Association	1	$794K	0.1%	0.00%
105	Fifth Third Bank	2	$754K	0.1%	0.00%
106	IncredibleBank	2	$726K	0.1%	0.00%
107	Valley National Bank	2	$690K	0.1%	0.00%
108	First Financial Bank	2	$665K	0.1%	0.00%
109	Tompkins Community Bank	5	$663K	0.1%	0.00%
110	Magnifi Financial CU	3	$647K	0.1%	0.00%
111	Magyar Bank	1	$630K	0.0%	0.00%
112	NYBDC Local Development Corporation dba Pursuit Community Finance	3	$624K	0.0%	0.00%
113	Byline Bank	1	$580K	0.0%	0.00%
114	Port 51 Lending LLC	1	$580K	0.0%	0.00%
115	Independence Bank	4	$575K	0.0%	0.00%
116	Aurora Interim National Bank	1	$560K	0.0%	0.00%
117	Business Lenders, LLC	1	$509K	0.0%	0.00%
118	Citizens & Northern Bank	6	$501K	0.0%	0.00%
119	Empire State Certified Development Corporation	4	$437K	0.0%	0.00%
120	Genesis Bank	1	$435K	0.0%	0.00%
121	Simmons Bank	1	$431K	0.0%	0.00%
122	North State Bank	1	$426K	0.0%	0.00%
123	Hanmi Bank	1	$425K	0.0%	0.00%
124	Craft Bank	1	$400K	0.0%	0.00%
125	Noah Bank	1	$360K	0.0%	0.00%
126	Accion Opportunity Fund Community Development	1	$350K	0.0%	0.00%
127	Federal Deposit Insurance Corporation	1	$350K	0.0%	0.00%
128	Affinity FCU	1	$350K	0.0%	0.00%
129	Penn Community Bank	3	$337K	0.0%	0.00%
130	Community First Capital Corp	5	$279K	0.0%	0.00%
131	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$270K	0.0%	0.00%
132	Enterprise Bank & Trust	1	$256K	0.0%	0.00%
133	Colony Bank	2	$250K	0.0%	0.00%
134	Titan Bank, National Association	1	$244K	0.0%	0.00%
135	Fund-Ex Solutions Group, LLC	1	$230K	0.0%	0.00%
136	Old National Bank	3	$230K	0.0%	0.00%
137	TRF Enterprise Fund, Inc.	1	$210K	0.0%	0.00%
138	Florida Capital Bank, National Association	1	$210K	0.0%	0.00%
139	NEPA Alliance Business Finance Corporation	1	$210K	0.0%	0.00%
140	ConnectOne Bank	1	$205K	0.0%	0.00%
141	Leader Bank, National Association	1	$175K	0.0%	0.00%
142	Trenton Business Assistance Corporation	1	$150K	0.0%	0.00%
143	Amerasia Bank	1	$120K	0.0%	0.00%
144	Local Initiatives Support Corporation	1	$114K	0.0%	0.00%
145	Cowboy Bank	2	$100K	0.0%	0.00%
146	True Access Capital Corporation	1	$86K	0.0%	0.00%
147	United Bank	1	$75K	0.0%	0.00%
148	Columbia Bank	1	$50K	0.0%	84.63%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	672	$308.6M	23.9%
2	Health care & social assistance	374	$161.3M	12.5%
3	Retail trade	492	$156.5M	12.1%
4	Professional & technical services	410	$113.8M	8.8%
5	Other services	333	$107.1M	8.3%
6	Wholesale trade	158	$103.6M	8.0%
7	Construction	268	$64.1M	5.0%
8	Arts, entertainment & recreation	110	$47.7M	3.7%
9	Retail trade	174	$46.0M	3.6%
10	Administrative & waste services	119	$35.7M	2.8%
11	Manufacturing	56	$33.4M	2.6%
12	Manufacturing	86	$29.9M	2.3%
13	Real estate & leasing	81	$23.0M	1.8%
14	Manufacturing	34	$13.9M	1.1%
15	Educational services	56	$12.5M	1.0%
16	Transportation & warehousing	164	$11.8M	0.9%
17	Finance & insurance	43	$11.1M	0.9%
18	Information	40	$5.8M	0.4%
19	Transportation & warehousing	14	$3.2M	0.2%
20	Agriculture, forestry & fishing	1	$500K	0.0%
21	Management of companies	1	$160K	0.0%
22	Public administration	1	$50K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.