SBA 7(a) lenders in Northampton, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

90 institutions have SBA 7(a) loans on record in Northampton, together $266.0M across 762 loans. Truist Bank is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Truist Bank	40	$25.9M	9.7%	1.84%
2	Beacon Bank and Trust	25	$21.4M	8.0%	0.00%
3	Unity Bank	24	$12.9M	4.8%	7.28%
4	Wilmington Savings Fund Society FSB	22	$12.6M	4.7%	0.00%
5	Fulton Bank, National Association	30	$12.5M	4.7%	5.67%
6	TD Bank, National Association	96	$12.1M	4.5%	3.72%
7	Newtek Small Business Finance, Inc.	11	$9.3M	3.5%	0.00%
8	CNB Bank	24	$8.5M	3.2%	0.79%
9	Manufacturers and Traders Trust Company	55	$8.2M	3.1%	0.56%
10	Wells Fargo Bank National Association	49	$8.2M	3.1%	0.25%
11	Citizens & Northern Bank	21	$7.9M	3.0%	12.41%
12	PNC Bank, National Association	46	$7.2M	2.7%	2.06%
13	Newtek Bank, National Association	13	$6.4M	2.4%	0.00%
14	Univest Bank and Trust Co	18	$6.0M	2.3%	0.49%
15	First National Bank of Pennsylvania	7	$5.8M	2.2%	0.00%
16	Santander Bank, National Association	25	$5.6M	2.1%	1.71%
17	Byline Bank	6	$5.3M	2.0%	0.00%
18	Provident Bank	5	$5.2M	2.0%	0.00%
19	Meridian Bank	7	$4.9M	1.8%	0.00%
20	Northeast Bank	19	$4.7M	1.8%	0.00%
21	Live Oak Banking Company	5	$4.5M	1.7%	0.00%
22	Fidelity Deposit and Discount Bank	11	$4.3M	1.6%	0.00%
23	Firstrust Savings Bank	8	$4.2M	1.6%	0.00%
24	Peoples Security Bank and Trust Company	4	$3.8M	1.4%	0.00%
25	KeyBank National Association	11	$3.3M	1.2%	11.07%
26	Stearns Bank National Association	6	$3.2M	1.2%	4.75%
27	The Huntington National Bank	14	$2.9M	1.1%	4.83%
28	First Bank	1	$2.9M	1.1%	0.00%
29	Celtic Bank Corporation	14	$2.8M	1.1%	0.65%
30	Readycap Lending, LLC	15	$2.7M	1.0%	0.00%
31	BayFirst National Bank	13	$2.4M	0.9%	0.00%
32	Lendistry SBLC, LLC	4	$2.4M	0.9%	0.00%
33	SouthState Bank, National Association	2	$1.7M	0.6%	0.00%
34	Community First Capital Corp	12	$1.6M	0.6%	0.00%
35	22nd State Bank, A Division of 22nd State Banking Company	1	$1.5M	0.6%	0.00%
36	Quaint Oak Bank	3	$1.5M	0.6%	31.84%
37	The Bank of Princeton	2	$1.4M	0.5%	0.00%
38	People First Federal Credit Union	5	$1.4M	0.5%	7.09%
39	United Midwest Savings Bank National Association	2	$1.3M	0.5%	0.00%
40	QNB Bank	4	$1.3M	0.5%	0.00%
41	The Bancorp Bank National Association	1	$1.3M	0.5%	0.00%
42	Simmons Bank	3	$1.2M	0.5%	0.00%
43	Stone Bank	2	$1.2M	0.4%	0.00%
44	Hana Bank USA National Association	3	$1.1M	0.4%	77.92%
45	FDIC - Community Bank & Trust-West Georgia	1	$1.1M	0.4%	0.00%
46	GBank	1	$1.1M	0.4%	0.00%
47	Pentagon FCU	1	$1.0M	0.4%	0.00%
48	Financial Resources Federal Credit Union	2	$1.0M	0.4%	0.00%
49	Seacoast National Bank	1	$998K	0.4%	0.00%
50	The Honesdale National Bank	2	$961K	0.4%	0.00%
51	Parke Bank	1	$950K	0.4%	0.00%
52	Customers Bank	3	$811K	0.3%	1.80%
53	First Internet Bank of Indiana	1	$678K	0.3%	0.00%
54	American Bank	2	$675K	0.3%	0.00%
55	Bankwell Bank	1	$620K	0.2%	0.00%
56	First Bank of the Lake	1	$600K	0.2%	0.00%
57	Affinity FCU	1	$598K	0.2%	0.00%
58	Citizens Bank, National Association	3	$574K	0.2%	0.00%
59	First Commonwealth Bank	1	$570K	0.2%	0.00%
60	First Bank	1	$524K	0.2%	0.00%
61	Hanover Community Bank	1	$508K	0.2%	0.00%
62	Southern Bank	1	$500K	0.2%	0.00%
63	Genesis Bank	1	$468K	0.2%	0.00%
64	Capital Bank, National Association	1	$467K	0.2%	0.00%
65	Bank of Hope	1	$450K	0.2%	49.61%
66	BCB Community Bank	1	$375K	0.1%	0.00%
67	Community West Bank	1	$360K	0.1%	0.00%
68	Somerset Regal Bank	1	$300K	0.1%	5.99%
69	Independence Bank	2	$275K	0.1%	0.00%
70	NEPA Alliance Business Finance Corporation	1	$262K	0.1%	0.00%
71	Grasshopper Bank National Association	1	$250K	0.1%	0.00%
72	Citizens Bank	1	$242K	0.1%	0.00%
73	Evolve Bank and Trust	1	$232K	0.1%	0.00%
74	VelocitySBA, LLC	19	$208K	0.1%	8.80%
75	First Commonwealth FCU	1	$203K	0.1%	0.00%
76	Leader Bank, National Association	1	$203K	0.1%	0.00%
77	Five Star Bank	1	$170K	0.1%	0.00%
78	Accion Opportunity Fund Community Development	1	$150K	0.1%	0.00%
79	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.1%	0.00%
80	CDC Small Business Finance Corp.	1	$150K	0.1%	0.00%
81	FinWise Bank	1	$150K	0.1%	0.00%
82	NYBDC Local Development Corporation dba Pursuit Community Finance	1	$145K	0.1%	0.00%
83	Burke & Herbert Bank & Trust Company	1	$108K	0.0%	0.00%
84	First Business Bank	1	$94K	0.0%	61.75%
85	Trenton Business Assistance Corporation	1	$90K	0.0%	0.00%
86	Penn Security Bank & Trust Co.	1	$75K	0.0%	0.00%
87	Optus Bank	1	$60K	0.0%	0.00%
88	Community Bank, National Association	1	$59K	0.0%	0.00%
89	JPMorgan Chase Bank, National Association	1	$50K	0.0%	0.00%
90	U.S. Bank, National Association	2	$50K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	118	$51.6M	19.4%
2	Health care & social assistance	78	$28.0M	10.5%
3	Retail trade	62	$27.5M	10.3%
4	Other services	70	$23.5M	8.8%
5	Professional & technical services	46	$22.1M	8.3%
6	Wholesale trade	34	$16.4M	6.1%
7	Arts, entertainment & recreation	40	$15.7M	5.9%
8	Manufacturing	18	$14.0M	5.3%
9	Construction	65	$11.3M	4.3%
10	Manufacturing	21	$10.7M	4.0%
11	Transportation & warehousing	39	$9.3M	3.5%
12	Administrative & waste services	52	$8.4M	3.2%
13	Real estate & leasing	13	$7.2M	2.7%
14	Retail trade	42	$6.0M	2.3%
15	Manufacturing	20	$4.9M	1.8%
16	Finance & insurance	16	$4.0M	1.5%
17	Transportation & warehousing	2	$2.4M	0.9%
18	Educational services	13	$1.4M	0.5%
19	Information	10	$922K	0.3%
20	Agriculture, forestry & fishing	3	$564K	0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.