SBA 7(a) lenders in Luzerne, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

71 institutions have SBA 7(a) loans on record in Luzerne, together $207.5M across 684 loans. Manufacturers and Traders Trust Company is the largest, with 8% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Manufacturers and Traders Trust Company	211	$16.2M	7.8%	1.60%
2	Fidelity Deposit and Discount Bank	66	$14.2M	6.8%	3.29%
3	Community Bank, National Association	41	$12.1M	5.8%	6.13%
4	Live Oak Banking Company	8	$11.9M	5.8%	0.00%
5	Mid Penn Bank	29	$10.7M	5.2%	0.00%
6	Metro City Bank	5	$9.6M	4.6%	0.00%
7	Peoples Security Bank and Trust Company	19	$8.7M	4.2%	1.52%
8	FinWise Bank	8	$8.5M	4.1%	0.00%
9	Hanover Community Bank	2	$8.1M	3.9%	0.00%
10	Celtic Bank Corporation	5	$6.9M	3.3%	0.00%
11	Univest Bank and Trust Co	2	$5.5M	2.7%	0.00%
12	Northwest Bank	3	$5.3M	2.5%	0.00%
13	PromiseOne Bank	2	$5.2M	2.5%	0.00%
14	America First Federal Credit Union	2	$5.0M	2.4%	0.00%
15	Shoreham Bank	1	$4.6M	2.2%	0.00%
16	Wells Fargo Bank National Association	15	$4.5M	2.2%	35.61%
17	PNC Bank, National Association	40	$4.2M	2.0%	7.31%
18	First Bank of the Lake	4	$3.8M	1.8%	0.00%
19	Meridian Bank	2	$3.7M	1.8%	0.00%
20	Hana Bank USA National Association	3	$3.6M	1.7%	47.26%
21	The Huntington National Bank	14	$3.5M	1.7%	0.00%
22	Northeast Bank	10	$3.1M	1.5%	0.00%
23	Readycap Lending, LLC	6	$2.9M	1.4%	23.04%
24	Newtek Small Business Finance, Inc.	5	$2.7M	1.3%	8.59%
25	PS Bank	17	$2.7M	1.3%	0.00%
26	NEPA Alliance Business Finance Corporation	18	$2.5M	1.2%	0.00%
27	Banc of California	1	$2.4M	1.2%	0.00%
28	First National Bank of Pennsylvania	10	$2.3M	1.1%	13.11%
29	GBank	1	$2.3M	1.1%	0.00%
30	Customers Bank	3	$2.1M	1.0%	0.00%
31	Santander Bank, National Association	2	$2.0M	1.0%	0.00%
32	Byline Bank	1	$2.0M	1.0%	0.00%
33	Citizens Bank, National Association	36	$1.9M	0.9%	3.88%
34	Harvest Small Business Finance, LLC	2	$1.3M	0.6%	0.00%
35	The Bancorp Bank National Association	1	$1.3M	0.6%	0.00%
36	Firstrust Savings Bank	1	$1.3M	0.6%	0.00%
37	CIBC Bank USA	1	$1.2M	0.6%	0.00%
38	Old National Bank	1	$1.2M	0.6%	80.72%
39	NBT Bank, National Association	11	$1.1M	0.5%	0.00%
40	Busey Bank	1	$1.1M	0.5%	0.00%
41	BankUnited, National Association	2	$950K	0.5%	0.00%
42	BayFirst National Bank	6	$883K	0.4%	0.00%
43	Truist Bank	2	$840K	0.4%	0.00%
44	SandT Bank	2	$804K	0.4%	0.00%
45	Stearns Bank National Association	4	$803K	0.4%	0.00%
46	Newtek Bank, National Association	4	$705K	0.3%	0.00%
47	Hometown Bank	1	$658K	0.3%	0.00%
48	Beacon Bank and Trust	1	$650K	0.3%	0.00%
49	Town Bank, National Association	1	$650K	0.3%	0.00%
50	TD Bank, National Association	4	$606K	0.3%	0.00%
51	Citizens Bank	1	$577K	0.3%	0.00%
52	First Internet Bank of Indiana	1	$570K	0.3%	0.00%
53	Bank of America, National Association	4	$535K	0.3%	1.91%
54	Port 51 Lending LLC	1	$500K	0.2%	0.00%
55	Quaint Oak Bank	1	$497K	0.2%	0.00%
56	The Honesdale National Bank	1	$473K	0.2%	0.00%
57	KeyBank National Association	3	$427K	0.2%	12.67%
58	The Bank of Princeton	1	$364K	0.2%	0.00%
59	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$350K	0.2%	0.00%
60	CNB Bank	1	$325K	0.2%	0.00%
61	Wayne Bank	3	$307K	0.1%	0.00%
62	Lendistry SBLC, LLC	1	$300K	0.1%	0.00%
63	United Midwest Savings Bank National Association	2	$290K	0.1%	0.00%
64	Popular Bank	2	$285K	0.1%	0.00%
65	Cross Valley FCU	1	$265K	0.1%	91.17%
66	U.S. Bank, National Association	3	$139K	0.1%	0.00%
67	VelocitySBA, LLC	11	$133K	0.1%	15.32%
68	First Western SBLC, LLC	1	$101K	0.0%	0.00%
69	Bank of Hope	5	$85K	0.0%	42.47%
70	Stone Bank	1	$75K	0.0%	0.00%
71	Capital One National Association	2	$75K	0.0%	32.05%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	115	$60.1M	29.0%
2	Retail trade	71	$24.2M	11.7%
3	Construction	69	$20.7M	10.0%
4	Retail trade	44	$20.3M	9.8%
5	Other services	76	$12.4M	6.0%
6	Health care & social assistance	48	$11.5M	5.6%
7	Transportation & warehousing	44	$11.5M	5.5%
8	Professional & technical services	49	$7.8M	3.8%
9	Manufacturing	11	$7.0M	3.4%
10	Wholesale trade	25	$6.3M	3.0%
11	Administrative & waste services	34	$5.3M	2.6%
12	Transportation & warehousing	8	$4.7M	2.3%
13	Manufacturing	19	$4.2M	2.0%
14	Arts, entertainment & recreation	17	$3.0M	1.4%
15	Finance & insurance	16	$2.7M	1.3%
16	Real estate & leasing	12	$2.0M	1.0%
17	Mining & extraction	2	$1.8M	0.9%
18	Manufacturing	14	$1.5M	0.7%
19	Agriculture, forestry & fishing	5	$318K	0.2%
20	Information	4	$125K	0.1%
21	Educational services	1	$60K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.