SBA 7(a) lenders in Lancaster, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

105 institutions have SBA 7(a) loans on record in Lancaster, together $557.2M across 1,299 loans. Fulton Bank, National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Fulton Bank, National Association	73	$54.8M	9.8%	2.96%
2	First National Bank of Pennsylvania	109	$40.8M	7.3%	2.80%
3	Beacon Bank and Trust	39	$36.9M	6.6%	0.00%
4	Manufacturers and Traders Trust Company	204	$26.3M	4.7%	1.36%
5	Live Oak Banking Company	17	$26.2M	4.7%	1.03%
6	Orrstown Bank	36	$23.8M	4.3%	1.16%
7	Univest Bank and Trust Co	24	$23.1M	4.1%	0.00%
8	Mid Penn Bank	59	$21.3M	3.8%	0.00%
9	First Commonwealth Bank	24	$18.7M	3.4%	4.49%
10	Truist Bank	50	$17.4M	3.1%	1.56%
11	Wilmington Savings Fund Society FSB	21	$15.8M	2.8%	0.00%
12	Meridian Bank	13	$14.6M	2.6%	0.00%
13	Wells Fargo Bank National Association	73	$13.2M	2.4%	0.27%
14	Lender 2057189	10	$13.0M	2.3%	3.19%
15	Customers Bank	16	$12.1M	2.2%	0.19%
16	Celtic Bank Corporation	9	$11.8M	2.1%	0.00%
17	Community First Capital Corp	96	$10.8M	1.9%	0.86%
18	PNC Bank, National Association	51	$10.8M	1.9%	0.00%
19	Northwest Bank	33	$9.3M	1.7%	0.00%
20	TD Bank, National Association	22	$8.8M	1.6%	2.65%
21	Newtek Bank, National Association	18	$8.4M	1.5%	0.00%
22	The MINT National Bank	2	$7.0M	1.3%	0.00%
23	The Huntington National Bank	22	$5.9M	1.1%	0.00%
24	Burke & Herbert Bank & Trust Company	4	$5.7M	1.0%	0.00%
25	Byline Bank	2	$5.6M	1.0%	0.00%
26	The Bank of Princeton	3	$5.3M	1.0%	0.00%
27	Stearns Bank National Association	7	$5.2M	0.9%	0.00%
28	Hanover Community Bank	2	$5.1M	0.9%	0.00%
29	First Bank	1	$5.0M	0.9%	0.00%
30	Metro City Bank	2	$4.8M	0.9%	0.00%
31	Citizens Bank, National Association	38	$4.5M	0.8%	0.00%
32	Readycap Lending, LLC	13	$4.1M	0.7%	0.00%
33	Banc of California	4	$3.5M	0.6%	0.00%
34	BayFirst National Bank	18	$3.4M	0.6%	15.32%
35	Port 51 Lending LLC	1	$3.3M	0.6%	0.00%
36	TowneBank	3	$3.0M	0.5%	0.00%
37	United Community Bank	4	$3.0M	0.5%	0.00%
38	Harvest Small Business Finance, LLC	1	$2.5M	0.4%	0.00%
39	Pathward National Association	1	$2.5M	0.4%	0.00%
40	KeyBank National Association	8	$2.4M	0.4%	5.46%
41	CRF Small Business Loan Company, LLC	1	$2.3M	0.4%	0.00%
42	SandT Bank	2	$2.3M	0.4%	0.00%
43	Fleetwood Bank	3	$2.2M	0.4%	0.00%
44	Bank of Hope	3	$2.1M	0.4%	1.08%
45	Hana Small Business Lending, Inc.	2	$2.1M	0.4%	0.00%
46	Unity Bank	2	$2.1M	0.4%	0.00%
47	Ameris Bank	1	$2.1M	0.4%	0.00%
48	Peapack Private Bank and Trust	1	$2.0M	0.4%	0.00%
49	Popular Bank	7	$1.8M	0.3%	0.00%
50	Hana Bank USA National Association	3	$1.8M	0.3%	9.82%
51	Mission Valley Bank	1	$1.8M	0.3%	0.00%
52	Provident Bank	1	$1.6M	0.3%	0.00%
53	Parke Bank	1	$1.6M	0.3%	0.00%
54	United Midwest Savings Bank National Association	3	$1.6M	0.3%	21.17%
55	Northeast Bank	16	$1.5M	0.3%	0.00%
56	VelocitySBA, LLC	16	$1.5M	0.3%	0.97%
57	The Ephrata National Bank	3	$1.4M	0.3%	0.00%
58	Bank of America, National Association	3	$1.4M	0.3%	0.00%
59	First Business Bank	1	$1.3M	0.2%	0.00%
60	Pinnacle Bank	2	$1.3M	0.2%	0.00%
61	Port Richmond Savings	4	$1.3M	0.2%	0.00%
62	Santander Bank, National Association	28	$1.2M	0.2%	0.00%
63	Bank Five Nine	2	$1.1M	0.2%	0.00%
64	Firstrust Savings Bank	3	$1.1M	0.2%	0.00%
65	PromiseOne Bank	1	$900K	0.2%	0.00%
66	North Valley Bank	1	$885K	0.2%	0.00%
67	Colony Bank	2	$856K	0.2%	0.00%
68	Centerstone SBA Lending, Inc.	1	$810K	0.1%	0.00%
69	Capital Bank, National Association	1	$800K	0.1%	0.00%
70	ACNB Bank	2	$787K	0.1%	0.00%
71	Platinum Bank	2	$765K	0.1%	0.00%
72	The National Bank of Malvern	1	$640K	0.1%	0.00%
73	Heritage Bank Inc	2	$626K	0.1%	0.00%
74	ConnectOne Bank	1	$611K	0.1%	0.00%
75	First Utah Bank	1	$600K	0.1%	0.00%
76	Hyperion Bank	1	$569K	0.1%	0.00%
77	First Citizens Community Bank	1	$539K	0.1%	0.00%
78	Five Star Bank	4	$515K	0.1%	0.00%
79	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$500K	0.1%	0.00%
80	Stifel Bank	1	$500K	0.1%	0.00%
81	SouthState Bank, National Association	1	$500K	0.1%	0.00%
82	Gulf Coast Bank and Trust Company	1	$445K	0.1%	0.00%
83	Leader Bank, National Association	1	$439K	0.1%	0.00%
84	Quaint Oak Bank	1	$430K	0.1%	0.00%
85	Simmons Bank	1	$424K	0.1%	0.00%
86	Citizens Bank	1	$411K	0.1%	0.00%
87	Magnifi Financial CU	1	$378K	0.1%	0.00%
88	First Merchants Bank	2	$375K	0.1%	0.00%
89	Belco Community CU	6	$362K	0.1%	0.00%
90	City National Bank of Florida	2	$350K	0.1%	0.00%
91	Blue Ridge Bank National Association	1	$300K	0.1%	0.00%
92	NYBDC Local Development Corporation dba Pursuit Community Finance	1	$261K	0.0%	0.00%
93	The Bancorp Bank National Association	1	$253K	0.0%	0.00%
94	EagleBank	1	$220K	0.0%	0.00%
95	Lendistry SBLC, LLC	1	$150K	0.0%	0.00%
96	Georgia Banking Company	1	$150K	0.0%	0.00%
97	Fidelity Deposit and Discount Bank	1	$135K	0.0%	0.00%
98	Independence Bank	1	$125K	0.0%	0.00%
99	Enterprise Bank of South Carolina	1	$120K	0.0%	0.00%
100	JPMorgan Chase Bank, National Association	2	$105K	0.0%	0.00%
101	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	1	$62K	0.0%	0.00%
102	Capital One National Association	1	$50K	0.0%	99.46%
103	Lanco FCU	1	$49K	0.0%	0.00%
104	SoFi Bank, National Association	1	$25K	0.0%	0.00%
105	Tompkins Community Bank	1	$6K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	210	$127.5M	22.9%
2	Health care & social assistance	101	$64.7M	11.6%
3	Construction	148	$52.0M	9.3%
4	Manufacturing	72	$47.0M	8.4%
5	Retail trade	108	$39.5M	7.1%
6	Other services	125	$38.2M	6.9%
7	Wholesale trade	61	$26.5M	4.8%
8	Administrative & waste services	71	$23.9M	4.3%
9	Retail trade	73	$23.9M	4.3%
10	Professional & technical services	85	$23.1M	4.2%
11	Arts, entertainment & recreation	53	$22.9M	4.1%
12	Manufacturing	36	$15.1M	2.7%
13	Manufacturing	22	$14.7M	2.6%
14	Real estate & leasing	35	$12.6M	2.3%
15	Educational services	15	$7.3M	1.3%
16	Finance & insurance	15	$4.4M	0.8%
17	Agriculture, forestry & fishing	12	$4.2M	0.8%
18	Transportation & warehousing	39	$2.9M	0.5%
19	Transportation & warehousing	5	$2.9M	0.5%
20	Management of companies	1	$2.5M	0.4%
21	Information	9	$1.1M	0.2%
22	Mining & extraction	1	$250K	0.0%
23	Utilities	2	$75K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.