SBA 7(a) lenders in Lancaster, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

104 institutions have SBA 7(a) loans on record in Lancaster, together $534.5M across 1,277 loans. Fulton Bank, National Association is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Fulton Bank, National Association	72	$54.2M	10.1%	3.00%
2	First National Bank of Pennsylvania	109	$40.8M	7.6%	2.80%
3	Beacon Bank and Trust	38	$33.2M	6.2%	0.00%
4	Manufacturers and Traders Trust Company	200	$25.9M	4.8%	1.34%
5	Orrstown Bank	36	$23.8M	4.5%	1.16%
6	Univest Bank and Trust Co	20	$19.9M	3.7%	0.00%
7	Mid Penn Bank	57	$19.0M	3.6%	0.00%
8	Live Oak Banking Company	12	$18.8M	3.5%	1.44%
9	First Commonwealth Bank	24	$18.7M	3.5%	4.49%
10	Truist Bank	50	$17.4M	3.3%	1.56%
11	Wilmington Savings Fund Society FSB	20	$15.5M	2.9%	0.00%
12	Meridian Bank	13	$14.6M	2.7%	0.00%
13	Wells Fargo Bank National Association	73	$13.2M	2.5%	0.27%
14	Newtek Small Business Finance, Inc.	10	$13.0M	2.4%	3.19%
15	Customers Bank	15	$11.9M	2.2%	0.19%
16	Celtic Bank Corporation	9	$11.8M	2.2%	0.00%
17	Community First Capital Corp	96	$10.8M	2.0%	0.86%
18	PNC Bank, National Association	51	$10.8M	2.0%	0.00%
19	Northwest Bank	33	$9.3M	1.7%	0.00%
20	TD Bank, National Association	22	$8.8M	1.6%	2.65%
21	The MINT National Bank	2	$7.0M	1.3%	0.00%
22	Newtek Bank, National Association	16	$6.3M	1.2%	0.00%
23	The Huntington National Bank	22	$5.9M	1.1%	0.00%
24	Burke & Herbert Bank & Trust Company	4	$5.7M	1.1%	0.00%
25	Byline Bank	2	$5.6M	1.0%	0.00%
26	The Bank of Princeton	3	$5.3M	1.0%	0.00%
27	Stearns Bank National Association	7	$5.2M	1.0%	0.00%
28	Hanover Community Bank	2	$5.1M	1.0%	0.00%
29	First Bank	1	$5.0M	0.9%	0.00%
30	Metro City Bank	2	$4.8M	0.9%	0.00%
31	Citizens Bank, National Association	38	$4.5M	0.8%	0.00%
32	Readycap Lending, LLC	13	$4.1M	0.8%	0.00%
33	Banc of California	4	$3.5M	0.7%	0.00%
34	BayFirst National Bank	18	$3.4M	0.6%	15.32%
35	Port 51 Lending LLC	1	$3.3M	0.6%	0.00%
36	TowneBank	3	$3.0M	0.6%	0.00%
37	United Community Bank	4	$3.0M	0.6%	0.00%
38	Pathward National Association	1	$2.5M	0.5%	0.00%
39	KeyBank National Association	8	$2.4M	0.4%	0.00%
40	CRF Small Business Loan Company, LLC	1	$2.3M	0.4%	0.00%
41	SandT Bank	2	$2.3M	0.4%	0.00%
42	Fleetwood Bank	3	$2.2M	0.4%	0.00%
43	Bank of Hope	3	$2.1M	0.4%	1.08%
44	Hana Small Business Lending, Inc.	2	$2.1M	0.4%	0.00%
45	Unity Bank	2	$2.1M	0.4%	0.00%
46	Ameris Bank	1	$2.1M	0.4%	0.00%
47	Peapack Private Bank and Trust	1	$2.0M	0.4%	0.00%
48	Popular Bank	7	$1.8M	0.3%	0.00%
49	Hana Bank USA National Association	3	$1.8M	0.3%	9.82%
50	Mission Valley Bank	1	$1.8M	0.3%	0.00%
51	Parke Bank	1	$1.6M	0.3%	0.00%
52	Provident Bank	1	$1.6M	0.3%	0.00%
53	United Midwest Savings Bank National Association	3	$1.6M	0.3%	21.17%
54	Northeast Bank	16	$1.5M	0.3%	0.00%
55	VelocitySBA, LLC	16	$1.5M	0.3%	0.97%
56	The Ephrata National Bank	3	$1.4M	0.3%	0.00%
57	Bank of America, National Association	3	$1.4M	0.3%	0.00%
58	First Business Bank	1	$1.3M	0.2%	0.00%
59	Pinnacle Bank	2	$1.3M	0.2%	0.00%
60	Port Richmond Savings	4	$1.3M	0.2%	0.00%
61	Santander Bank, National Association	28	$1.2M	0.2%	0.00%
62	Bank Five Nine	2	$1.1M	0.2%	0.00%
63	Firstrust Savings Bank	3	$1.1M	0.2%	0.00%
64	PromiseOne Bank	1	$900K	0.2%	0.00%
65	North Valley Bank	1	$885K	0.2%	0.00%
66	Colony Bank	2	$856K	0.2%	0.00%
67	Centerstone SBA Lending, Inc.	1	$810K	0.2%	0.00%
68	Capital Bank, National Association	1	$800K	0.1%	0.00%
69	ACNB Bank	2	$787K	0.1%	0.00%
70	Platinum Bank	2	$765K	0.1%	0.00%
71	The National Bank of Malvern	1	$640K	0.1%	0.00%
72	Heritage Bank Inc	2	$626K	0.1%	0.00%
73	ConnectOne Bank	1	$611K	0.1%	0.00%
74	First Utah Bank	1	$600K	0.1%	0.00%
75	Hyperion Bank	1	$569K	0.1%	0.00%
76	First Citizens Community Bank	1	$539K	0.1%	0.00%
77	Five Star Bank	4	$515K	0.1%	0.00%
78	SouthState Bank, National Association	1	$500K	0.1%	0.00%
79	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$500K	0.1%	0.00%
80	Stifel Bank	1	$500K	0.1%	0.00%
81	Gulf Coast Bank and Trust Company	1	$445K	0.1%	0.00%
82	Leader Bank, National Association	1	$439K	0.1%	0.00%
83	Quaint Oak Bank	1	$430K	0.1%	0.00%
84	Simmons Bank	1	$424K	0.1%	0.00%
85	Citizens Bank	1	$411K	0.1%	0.00%
86	Magnifi Financial CU	1	$378K	0.1%	0.00%
87	First Merchants Bank	2	$375K	0.1%	0.00%
88	Belco Community CU	6	$362K	0.1%	0.00%
89	City National Bank of Florida	2	$350K	0.1%	0.00%
90	Blue Ridge Bank National Association	1	$300K	0.1%	0.00%
91	NYBDC Local Development Corporation dba Pursuit Community Finance	1	$261K	0.0%	0.00%
92	The Bancorp Bank National Association	1	$253K	0.0%	0.00%
93	EagleBank	1	$220K	0.0%	0.00%
94	Lendistry SBLC, LLC	1	$150K	0.0%	0.00%
95	Georgia Banking Company	1	$150K	0.0%	0.00%
96	Fidelity Deposit and Discount Bank	1	$135K	0.0%	0.00%
97	Independence Bank	1	$125K	0.0%	0.00%
98	Enterprise Bank of South Carolina	1	$120K	0.0%	0.00%
99	JPMorgan Chase Bank, National Association	2	$105K	0.0%	0.00%
100	The First National Bank of McGregor d/b/a TFNB Your Bank for Life	1	$62K	0.0%	0.00%
101	Capital One National Association	1	$50K	0.0%	99.46%
102	Lanco FCU	1	$49K	0.0%	0.00%
103	SoFi Bank, National Association	1	$25K	0.0%	0.00%
104	Tompkins Community Bank	1	$6K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	209	$127.4M	23.8%
2	Health care & social assistance	100	$64.5M	12.1%
3	Construction	145	$49.9M	9.3%
4	Manufacturing	72	$47.0M	8.8%
5	Retail trade	108	$39.5M	7.4%
6	Other services	125	$38.2M	7.2%
7	Administrative & waste services	70	$23.9M	4.5%
8	Professional & technical services	85	$23.1M	4.3%
9	Arts, entertainment & recreation	50	$21.7M	4.1%
10	Retail trade	70	$21.3M	4.0%
11	Wholesale trade	57	$19.6M	3.7%
12	Manufacturing	36	$15.1M	2.8%
13	Real estate & leasing	35	$12.6M	2.3%
14	Manufacturing	19	$10.1M	1.9%
15	Finance & insurance	15	$4.4M	0.8%
16	Agriculture, forestry & fishing	12	$4.2M	0.8%
17	Transportation & warehousing	5	$2.9M	0.5%
18	Transportation & warehousing	38	$2.8M	0.5%
19	Management of companies	1	$2.5M	0.5%
20	Educational services	13	$2.3M	0.4%
21	Information	9	$1.1M	0.2%
22	Mining & extraction	1	$250K	0.0%
23	Utilities	2	$75K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.