SBA 7(a) lenders in Lackawanna, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

62 institutions have SBA 7(a) loans on record in Lackawanna, together $221.6M across 683 loans. Fidelity Deposit and Discount Bank is the largest, with 19% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Fidelity Deposit and Discount Bank	184	$42.6M	19.2%	4.43%
2	Peoples Security Bank and Trust Company	109	$33.8M	15.3%	3.58%
3	PS Bank	105	$21.1M	9.5%	0.00%
4	Live Oak Banking Company	9	$14.6M	6.6%	0.00%
5	Newtek Small Business Finance, Inc.	6	$10.6M	4.8%	0.00%
6	Manufacturers and Traders Trust Company	44	$8.4M	3.8%	3.51%
7	Community Bank, National Association	23	$7.8M	3.5%	0.00%
8	Wayne Bank	6	$5.6M	2.5%	0.00%
9	First National Bank of Pennsylvania	12	$5.2M	2.3%	4.36%
10	The MINT National Bank	1	$5.0M	2.3%	0.00%
11	Banc of California	1	$5.0M	2.2%	0.00%
12	Enterprise Bank & Trust	1	$3.9M	1.7%	0.00%
13	The Honesdale National Bank	9	$3.7M	1.7%	0.00%
14	NBT Bank, National Association	18	$3.6M	1.6%	7.79%
15	Titan Bank, National Association	2	$3.3M	1.5%	0.00%
16	CNB Bank	3	$3.2M	1.5%	0.00%
17	PNC Bank, National Association	17	$3.2M	1.5%	1.23%
18	First Bank	3	$2.9M	1.3%	0.00%
19	NEPA Alliance Business Finance Corporation	19	$2.9M	1.3%	0.00%
20	The Bank of Princeton	1	$2.5M	1.1%	0.00%
21	Customers Bank	2	$2.4M	1.1%	0.00%
22	The Huntington National Bank	7	$2.2M	1.0%	0.00%
23	Readycap Lending, LLC	2	$2.1M	1.0%	0.00%
24	Cross Valley FCU	2	$2.0M	0.9%	0.00%
25	Provident Bank	2	$1.9M	0.8%	0.00%
26	Northeast Bank	10	$1.8M	0.8%	0.00%
27	Celtic Bank Corporation	3	$1.6M	0.7%	0.00%
28	Wells Fargo Bank National Association	22	$1.5M	0.7%	1.33%
29	Fulton Bank, National Association	1	$1.4M	0.6%	0.00%
30	Truist Bank	2	$1.3M	0.6%	0.00%
31	BayFirst National Bank	6	$1.3M	0.6%	22.77%
32	Newtek Bank, National Association	7	$1.1M	0.5%	0.00%
33	Firstrust Savings Bank	3	$1.1M	0.5%	0.00%
34	First Commonwealth Bank	3	$1.0M	0.5%	35.23%
35	Lafayette Square SBLC, LLC	1	$978K	0.4%	0.00%
36	TD Bank, National Association	3	$910K	0.4%	0.00%
37	HomeTrust Bank	1	$808K	0.4%	0.00%
38	FinWise Bank	1	$780K	0.4%	0.00%
39	Metro City Bank	1	$745K	0.3%	0.00%
40	Beacon Bank and Trust	1	$640K	0.3%	0.00%
41	City National Bank	1	$577K	0.3%	0.00%
42	Hana Bank USA National Association	1	$450K	0.2%	0.00%
43	Cathay Bank	1	$440K	0.2%	0.00%
44	First Merchants Bank	1	$403K	0.2%	0.00%
45	United FCU	1	$369K	0.2%	0.00%
46	Wilmington Savings Fund Society FSB	1	$351K	0.2%	0.00%
47	Penn Security Bank & Trust Co.	2	$350K	0.2%	0.00%
48	Seacoast National Bank	1	$350K	0.2%	0.00%
49	Stearns Bank National Association	1	$323K	0.1%	0.00%
50	Journey Bank	1	$250K	0.1%	0.00%
51	Unity Bank	1	$225K	0.1%	68.59%
52	Mid Penn Bank	1	$165K	0.1%	0.00%
53	SoFi Bank, National Association	1	$150K	0.1%	0.00%
54	Lendistry SBLC, LLC	1	$150K	0.1%	0.00%
55	United Midwest Savings Bank National Association	1	$150K	0.1%	0.00%
56	KeyBank National Association	2	$140K	0.1%	0.00%
57	Citizens Bank, National Association	3	$110K	0.0%	0.00%
58	Bank of Hope	3	$60K	0.0%	6.46%
59	Capital One National Association	1	$50K	0.0%	0.00%
60	VelocitySBA, LLC	3	$30K	0.0%	0.00%
61	Pentagon FCU	1	$20K	0.0%	0.00%
62	Santander Bank, National Association	1	$17K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	143	$48.5M	21.9%
2	Manufacturing	15	$22.8M	10.3%
3	Retail trade	61	$19.5M	8.8%
4	Professional & technical services	54	$19.2M	8.7%
5	Other services	43	$13.1M	5.9%
6	Health care & social assistance	46	$12.8M	5.8%
7	Construction	66	$12.6M	5.7%
8	Manufacturing	25	$12.4M	5.6%
9	Wholesale trade	30	$10.2M	4.6%
10	Arts, entertainment & recreation	19	$8.6M	3.9%
11	Real estate & leasing	13	$8.5M	3.8%
12	Retail trade	44	$8.3M	3.8%
13	Transportation & warehousing	45	$5.6M	2.5%
14	Administrative & waste services	37	$4.8M	2.2%
15	Manufacturing	21	$4.7M	2.1%
16	Information	4	$4.6M	2.1%
17	Finance & insurance	9	$4.5M	2.0%
18	Mining & extraction	4	$744K	0.3%
19	Educational services	1	$125K	0.1%
20	Utilities	2	$85K	0.0%
21	Transportation & warehousing	1	$30K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.