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SBA Lending DataEvery 7(a) lender, market and industry, from the SBA’s own public record. Free to use.

SBA 7(a) lenders in Cumberland, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

66 institutions have SBA 7(a) loans on record in Cumberland, together $250.3M across 689 loans. First Commonwealth Bank is the largest, with 9% of approvals.

Showing
Yearsto
RankLenderLoansApprovedShareLoss rate
1First Commonwealth Bank41$22.7M9.1%3.16%
2First National Bank of Pennsylvania86$21.6M8.6%0.86%
3Fulton Bank, National Association19$18.7M7.5%0.00%
4Manufacturers and Traders Trust Company183$17.2M6.9%4.02%
5Beacon Bank and Trust28$17.1M6.8%0.00%
6Mid Penn Bank48$15.4M6.1%0.76%
7Live Oak Banking Company12$14.3M5.7%0.00%
8The Huntington National Bank26$10.9M4.3%0.00%
9Orrstown Bank9$8.7M3.5%0.00%
10Wells Fargo Bank National Association26$7.1M2.9%2.04%
11Byline Bank2$6.3M2.5%0.00%
12PNC Bank, National Association17$5.7M2.3%0.00%
13Citizens & Northern Bank9$4.8M1.9%25.99%
14Readycap Lending, LLC5$4.7M1.9%0.00%
15Hanover Community Bank3$4.3M1.7%0.00%
16Harvest Small Business Finance, LLC2$4.2M1.7%0.00%
17GBank1$4.0M1.6%0.00%
18North Valley Bank1$3.6M1.4%0.00%
19Northeast Bank7$3.2M1.3%0.00%
20Citizens Bank, National Association28$3.0M1.2%0.00%
21Truist Bank5$2.7M1.1%9.17%
22HomeTrust Bank1$2.6M1.1%0.00%
23Pinnacle Bank2$2.5M1.0%0.00%
24Santander Bank, National Association14$2.5M1.0%7.87%
25Metro City Bank2$2.4M1.0%0.00%
26Newtek Small Business Finance, Inc.5$2.2M0.9%0.00%
27Wilmington Savings Fund Society FSB4$2.2M0.9%0.00%
28Firstrust Savings Bank3$2.0M0.8%0.00%
29Stearns Bank National Association7$2.0M0.8%0.00%
30Centier Bank1$1.9M0.8%0.00%
31Bank of America, National Association4$1.8M0.7%0.00%
32IncredibleBank1$1.7M0.7%0.00%
33Primis Bank2$1.6M0.6%0.00%
34Univest Bank and Trust Co3$1.6M0.6%0.00%
35Happen Bank1$1.5M0.6%0.00%
36Members 1st FCU1$1.5M0.6%0.00%
37Lendistry SBLC, LLC2$1.4M0.6%0.00%
38United Midwest Savings Bank National Association7$1.3M0.5%0.00%
39Citizens Bank1$1.3M0.5%0.00%
40Merchants Bank of Indiana3$1.3M0.5%0.00%
41Burke & Herbert Bank & Trust Company2$1.2M0.5%0.00%
42Community First Capital Corp14$1.1M0.4%5.06%
43AmeriChoice FCU1$1.0M0.4%0.00%
44BankUnited, National Association1$1.0M0.4%0.00%
45The Bancorp Bank National Association2$1.0M0.4%0.00%
46Newtek Bank, National Association4$912K0.4%0.00%
47BayFirst National Bank7$896K0.4%0.00%
48TD Bank, National Association6$786K0.3%0.00%
49FWBank1$682K0.3%0.00%
50Belco Community CU1$659K0.3%71.62%
51CIBC Bank USA2$593K0.2%0.00%
52Meridian Bank2$545K0.2%0.00%
53First Financial Bank1$526K0.2%0.00%
54Banesco USA1$500K0.2%0.00%
55Celtic Bank Corporation4$500K0.2%0.00%
56Horicon Bank4$500K0.2%0.00%
57Magnifi Financial CU1$483K0.2%0.00%
58Seacoast National Bank1$350K0.1%0.00%
59First Merchants Bank2$300K0.1%0.00%
60Popular Bank2$296K0.1%0.00%
61US Metro Bank1$294K0.1%0.00%
62Stone Bank1$250K0.1%0.00%
63Independence Bank1$150K0.1%0.00%
64Bank Five Nine1$85K0.0%0.00%
65Five Star Bank1$50K0.0%0.00%
66VelocitySBA, LLC3$35K0.0%0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

RankIndustryLoansApprovedShare of county
1Accommodation & food services90$57.8M23.1%
2Other services72$26.7M10.7%
3Health care & social assistance81$26.7M10.7%
4Retail trade61$20.7M8.3%
5Administrative & waste services55$14.6M5.8%
6Manufacturing22$14.2M5.7%
7Arts, entertainment & recreation26$13.3M5.3%
8Construction66$12.6M5.0%
9Professional & technical services46$12.1M4.8%
10Manufacturing13$10.7M4.3%
11Transportation & warehousing34$6.0M2.4%
12Retail trade36$5.2M2.1%
13Real estate & leasing9$5.0M2.0%
14Agriculture, forestry & fishing8$4.6M1.8%
15Manufacturing19$4.4M1.8%
16Information5$3.9M1.6%
17Finance & insurance9$3.1M1.2%
18Transportation & warehousing4$2.2M0.9%
19Wholesale trade17$2.1M0.8%
20Educational services13$2.1M0.8%
21Public administration2$1.9M0.7%
22Mining & extraction1$425K0.2%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.