SBA 7(a) lenders in Chester, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

121 institutions have SBA 7(a) loans on record in Chester, together $807.8M across 1,786 loans. Wilmington Savings Fund Society FSB is the largest, with 10% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Wilmington Savings Fund Society FSB	147	$84.2M	10.4%	0.76%
2	Meridian Bank	74	$71.0M	8.8%	0.70%
3	Beacon Bank and Trust	56	$56.0M	6.9%	2.92%
4	Fulton Bank, National Association	44	$44.0M	5.4%	0.00%
5	TD Bank, National Association	242	$33.7M	4.2%	2.73%
6	Wells Fargo Bank National Association	109	$32.5M	4.0%	0.12%
7	Live Oak Banking Company	22	$31.0M	3.8%	3.70%
8	Customers Bank	37	$25.6M	3.2%	1.21%
9	Manufacturers and Traders Trust Company	167	$23.6M	2.9%	3.88%
10	Truist Bank	44	$23.2M	2.9%	9.87%
11	Univest Bank and Trust Co	33	$21.3M	2.6%	0.00%
12	Citizens & Northern Bank	25	$18.7M	2.3%	6.31%
13	Citizens Bank, National Association	100	$15.9M	2.0%	0.38%
14	PNC Bank, National Association	50	$14.9M	1.8%	3.45%
15	First Resource Bank	7	$13.5M	1.7%	0.00%
16	Firstrust Savings Bank	17	$13.1M	1.6%	6.30%
17	SandT Bank	27	$12.7M	1.6%	0.00%
18	The Bancorp Bank National Association	12	$11.8M	1.5%	0.00%
19	Mid Penn Bank	16	$11.8M	1.5%	0.00%
20	First Commonwealth Bank	24	$11.7M	1.5%	0.00%
21	KeyBank National Association	59	$11.0M	1.4%	0.45%
22	Readycap Lending, LLC	15	$10.2M	1.3%	0.00%
23	Parke Bank	5	$8.9M	1.1%	0.00%
24	Haddon Savings Bank	2	$8.9M	1.1%	0.00%
25	First National Bank of Pennsylvania	15	$8.5M	1.1%	0.00%
26	CNB Bank	9	$8.3M	1.0%	0.20%
27	Byline Bank	4	$8.2M	1.0%	0.00%
28	QNB Bank	26	$7.7M	0.9%	3.19%
29	First Bank	8	$7.3M	0.9%	0.00%
30	The Bank of Princeton	9	$7.1M	0.9%	0.00%
31	Newtek Bank, National Association	22	$6.8M	0.8%	0.00%
32	Banc of California	5	$6.4M	0.8%	0.00%
33	The Huntington National Bank	23	$6.0M	0.7%	0.00%
34	Newtek Small Business Finance, Inc.	15	$5.9M	0.7%	2.89%
35	Celtic Bank Corporation	18	$5.9M	0.7%	5.13%
36	Falcon National Bank	8	$5.1M	0.6%	0.00%
37	First Bank of the Lake	6	$5.0M	0.6%	0.00%
38	TowneBank	6	$4.9M	0.6%	0.00%
39	Santander Bank, National Association	42	$4.5M	0.6%	0.00%
40	First Bank	1	$3.9M	0.5%	0.00%
41	FDIC - Community Bank & Trust-West Georgia	1	$3.5M	0.4%	0.00%
42	Five Star Bank	5	$3.4M	0.4%	0.00%
43	Amplify CU	2	$3.4M	0.4%	22.85%
44	Happen Bank	2	$3.2M	0.4%	0.00%
45	Peoples Security Bank and Trust Company	2	$3.2M	0.4%	0.00%
46	First Internet Bank of Indiana	3	$3.2M	0.4%	0.00%
47	Bankwell Bank	1	$2.8M	0.3%	0.00%
48	BayFirst National Bank	17	$2.7M	0.3%	8.21%
49	Stearns Bank National Association	15	$2.6M	0.3%	0.00%
50	Northeast Bank	14	$2.6M	0.3%	1.38%
51	United Midwest Savings Bank National Association	12	$2.6M	0.3%	5.44%
52	Quaint Oak Bank	4	$2.4M	0.3%	0.00%
53	New Millennium Bank	1	$2.2M	0.3%	0.00%
54	Preferred Capital BIDCO, Inc.	4	$2.2M	0.3%	0.00%
55	The National Bank of Malvern	2	$2.1M	0.3%	0.00%
56	Woori America Bank	3	$2.1M	0.3%	0.00%
57	Pathward National Association	2	$2.1M	0.3%	0.00%
58	Provident Bank	1	$2.1M	0.3%	0.00%
59	Climate First Bank	3	$2.0M	0.3%	0.00%
60	Burke & Herbert Bank & Trust Company	2	$1.9M	0.2%	0.00%
61	Citizens Bank	4	$1.8M	0.2%	0.00%
62	OceanFirst Bank, National Association	2	$1.7M	0.2%	37.77%
63	Capital Bank, National Association	1	$1.7M	0.2%	0.00%
64	BHCU D/B/A Propell Credit Union	2	$1.6M	0.2%	0.00%
65	Hyperion Bank	3	$1.6M	0.2%	0.00%
66	Centerstone SBA Lending, Inc.	2	$1.6M	0.2%	0.00%
67	JPMorgan Chase Bank, National Association	6	$1.5M	0.2%	0.00%
68	First Federal Bank	1	$1.4M	0.2%	0.00%
69	PromiseOne Bank	2	$1.4M	0.2%	0.00%
70	Community First Capital Corp	15	$1.4M	0.2%	3.43%
71	Applied Bank	2	$1.4M	0.2%	0.00%
72	Hana Bank USA National Association	3	$1.4M	0.2%	0.00%
73	First Commerce Bank	1	$1.4M	0.2%	0.00%
74	Bank of America, National Association	7	$1.3M	0.2%	3.70%
75	Alliance Bank	1	$1.3M	0.2%	102.02%
76	United Community Bank	2	$1.1M	0.1%	0.00%
77	True Access Capital Corporation	10	$1.1M	0.1%	0.00%
78	T Bank, National Association	2	$1.1M	0.1%	0.00%
79	Phoenixville Federal Bank and Trust	2	$1.1M	0.1%	0.00%
80	Port 51 Lending LLC	1	$1.0M	0.1%	0.00%
81	IncredibleBank	2	$1.0M	0.1%	0.00%
82	Genesee Regional Bank	1	$1.0M	0.1%	0.00%
83	City National Bank of Florida	2	$1.0M	0.1%	0.00%
84	VelocitySBA, LLC	11	$910K	0.1%	3.05%
85	Northwest Bank	2	$880K	0.1%	0.00%
86	The First National Bank of Absecon	1	$777K	0.1%	0.00%
87	Gulf Coast Bank and Trust Company	1	$745K	0.1%	0.00%
88	Hanover Community Bank	3	$691K	0.1%	0.00%
89	Lendistry SBLC, LLC	3	$630K	0.1%	0.00%
90	United Bank of Philadelphia	2	$623K	0.1%	0.00%
91	Colony Bank	2	$604K	0.1%	0.00%
92	Truliant FCU	1	$604K	0.1%	0.00%
93	The MINT National Bank	1	$575K	0.1%	0.00%
94	CRF Small Business Loan Company, LLC	4	$575K	0.1%	27.56%
95	Ameris Bank	1	$491K	0.1%	0.00%
96	Atlantic Union Bank	1	$450K	0.1%	0.00%
97	Bank Five Nine	2	$438K	0.1%	0.00%
98	NYBDC Local Development Corporation dba Pursuit Community Finance	2	$400K	0.0%	0.00%
99	Financial Resources Federal Credit Union	1	$390K	0.0%	0.00%
100	Old National Bank	1	$386K	0.0%	0.00%
101	Independence Bank	4	$375K	0.0%	25.22%
102	United Business Bank	1	$338K	0.0%	0.00%
103	Unity Bank	1	$338K	0.0%	0.00%
104	Public Savings Bank	1	$281K	0.0%	0.00%
105	Penn Community Bank	2	$250K	0.0%	0.00%
106	Empire State Certified Development Corporation	1	$250K	0.0%	0.00%
107	Stone Bank	1	$250K	0.0%	0.00%
108	First Bank	1	$228K	0.0%	74.49%
109	Magnifi Financial CU	1	$200K	0.0%	0.00%
110	HSBC Bank USA National Association	1	$200K	0.0%	0.00%
111	Community Development Transportation Lending Services, Inc.	1	$198K	0.0%	91.03%
112	Tioga-Franklin Savings Bank	1	$150K	0.0%	0.00%
113	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$150K	0.0%	0.00%
114	Heritage Bank Inc	1	$105K	0.0%	0.00%
115	Seacoast National Bank	1	$100K	0.0%	0.00%
116	Capital One National Association	2	$85K	0.0%	38.08%
117	Reliance Federal Credit Union	1	$70K	0.0%	0.00%
118	Citibank, N.A.	1	$56K	0.0%	0.00%
119	Orrstown Bank	1	$48K	0.0%	0.00%
120	Bank of Hope	1	$25K	0.0%	0.00%
121	U.S. Bank, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	193	$104.5M	12.9%
2	Professional & technical services	258	$93.2M	11.5%
3	Health care & social assistance	185	$89.3M	11.1%
4	Construction	196	$75.4M	9.3%
5	Wholesale trade	93	$63.6M	7.9%
6	Other services	178	$59.4M	7.3%
7	Retail trade	100	$44.3M	5.5%
8	Administrative & waste services	147	$41.6M	5.2%
9	Manufacturing	66	$41.5M	5.1%
10	Manufacturing	30	$29.4M	3.6%
11	Arts, entertainment & recreation	62	$29.2M	3.6%
12	Retail trade	66	$29.0M	3.6%
13	Finance & insurance	38	$27.0M	3.3%
14	Information	22	$17.0M	2.1%
15	Manufacturing	37	$16.5M	2.0%
16	Real estate & leasing	22	$15.3M	1.9%
17	Educational services	34	$11.5M	1.4%
18	Transportation & warehousing	29	$8.4M	1.0%
19	Transportation & warehousing	10	$6.8M	0.8%
20	Agriculture, forestry & fishing	16	$4.3M	0.5%
21	Management of companies	1	$400K	0.0%
22	Public administration	2	$146K	0.0%
23	Mining & extraction	1	$111K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.