SBA 7(a) lenders in Berks, PA

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

89 institutions have SBA 7(a) loans on record in Berks, together $479.7M across 1,232 loans. Customers Bank is the largest, with 14% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	Customers Bank	131	$67.8M	14.1%	3.88%
2	Fulton Bank, National Association	41	$33.2M	6.9%	1.22%
3	Wilmington Savings Fund Society FSB	32	$32.9M	6.9%	12.65%
4	Live Oak Banking Company	16	$26.1M	5.4%	0.00%
5	Manufacturers and Traders Trust Company	241	$23.2M	4.8%	2.09%
6	First National Bank of Pennsylvania	45	$18.6M	3.9%	0.68%
7	Firstrust Savings Bank	19	$17.9M	3.7%	0.00%
8	Tompkins Community Bank	58	$16.8M	3.5%	2.78%
9	QNB Bank	40	$15.4M	3.2%	5.08%
10	Mid Penn Bank	16	$15.3M	3.2%	0.00%
11	Truist Bank	41	$13.0M	2.7%	11.36%
12	Univest Bank and Trust Co	13	$12.1M	2.5%	0.00%
13	Meridian Bank	10	$11.8M	2.5%	2.87%
14	Newtek Small Business Finance, Inc.	5	$11.1M	2.3%	0.00%
15	Beacon Bank and Trust	12	$11.0M	2.3%	3.87%
16	Wells Fargo Bank National Association	65	$9.4M	2.0%	10.52%
17	Santander Bank, National Association	45	$7.9M	1.7%	3.84%
18	Community First Capital Corp	70	$7.8M	1.6%	4.57%
19	The Huntington National Bank	15	$7.4M	1.5%	0.00%
20	Citizens Bank, National Association	71	$7.3M	1.5%	3.37%
21	Capital Bank, National Association	7	$6.5M	1.3%	0.00%
22	Byline Bank	5	$6.0M	1.2%	5.30%
23	First Commonwealth Bank	3	$5.9M	1.2%	0.00%
24	Parke Bank	3	$5.8M	1.2%	0.00%
25	United Bank of Philadelphia	4	$5.2M	1.1%	0.00%
26	GBank	1	$5.0M	1.0%	0.00%
27	The Bank of Princeton	1	$5.0M	1.0%	0.00%
28	Celtic Bank Corporation	15	$4.5M	0.9%	2.77%
29	Northeast Bank	17	$4.2M	0.9%	0.00%
30	TD Bank, National Association	25	$3.8M	0.8%	4.30%
31	CNB Bank	3	$3.6M	0.7%	8.08%
32	BayFirst National Bank	19	$3.5M	0.7%	13.50%
33	Harvest Small Business Finance, LLC	4	$3.2M	0.7%	0.00%
34	KeyBank National Association	17	$2.8M	0.6%	1.24%
35	Readycap Lending, LLC	13	$2.7M	0.6%	0.00%
36	IncredibleBank	1	$2.7M	0.6%	0.00%
37	PNC Bank, National Association	7	$2.7M	0.6%	0.00%
38	United Community Bank	4	$2.6M	0.5%	0.00%
39	Hanover Community Bank	1	$2.5M	0.5%	0.00%
40	Orrstown Bank	2	$2.2M	0.5%	0.00%
41	First Guaranty Bank	2	$2.0M	0.4%	0.00%
42	Newtek Bank, National Association	12	$1.8M	0.4%	0.00%
43	Tioga-Franklin Savings Bank	2	$1.6M	0.3%	0.00%
44	Citizens & Northern Bank	3	$1.5M	0.3%	0.00%
45	Magyar Bank	2	$1.4M	0.3%	0.00%
46	Open Bank	1	$1.4M	0.3%	0.00%
47	Ambler Savings Bank	1	$1.4M	0.3%	0.00%
48	Truliant FCU	1	$1.3M	0.3%	0.00%
49	Stearns Bank National Association	3	$1.2M	0.3%	0.00%
50	American Heritage FCU	1	$1.2M	0.3%	0.00%
51	First Resource Bank	1	$1.2M	0.2%	0.00%
52	Frazer Bank	1	$1.2M	0.2%	0.00%
53	Wachovia SBA Lending, Inc.	1	$1.1M	0.2%	0.00%
54	Leader Bank, National Association	1	$1.1M	0.2%	0.00%
55	Hana Bank USA National Association	3	$1.1M	0.2%	19.66%
56	JPMorgan Chase Bank, National Association	2	$969K	0.2%	0.00%
57	FDIC - Community Bank & Trust-West Georgia	1	$935K	0.2%	0.00%
58	Provident Bank	1	$800K	0.2%	0.00%
59	PromiseOne Bank	1	$800K	0.2%	0.00%
60	Five Star Bank	4	$700K	0.1%	8.93%
61	First Internet Bank of Indiana	1	$640K	0.1%	0.00%
62	United Midwest Savings Bank National Association	4	$600K	0.1%	19.47%
63	Popular Bank	4	$588K	0.1%	37.54%
64	First Bank of the Lake	3	$534K	0.1%	0.00%
65	Northwest Bank	4	$515K	0.1%	0.00%
66	Discovery Federal Credit Union	1	$472K	0.1%	0.00%
67	Peoples Security Bank and Trust Company	1	$471K	0.1%	0.00%
68	First Financial Bank	1	$470K	0.1%	0.00%
69	Independence Bank	3	$425K	0.1%	0.00%
70	Bankwell Bank	1	$400K	0.1%	0.00%
71	Banc of California	1	$390K	0.1%	0.00%
72	The MINT National Bank	1	$362K	0.1%	0.00%
73	Fifth Third Bank	1	$351K	0.1%	0.00%
74	Quaint Oak Bank	1	$350K	0.1%	0.00%
75	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$300K	0.1%	0.00%
76	Paragon Bank	1	$288K	0.1%	0.00%
77	First Commonwealth FCU	1	$276K	0.1%	0.00%
78	CRF Small Business Loan Company, LLC	1	$275K	0.1%	0.00%
79	Lendistry SBLC, LLC	2	$173K	0.0%	0.00%
80	Fleetwood Bank	1	$160K	0.0%	0.00%
81	City National Bank of Florida	1	$150K	0.0%	0.00%
82	First Bank	1	$150K	0.0%	0.00%
83	First Citizens Community Bank	1	$150K	0.0%	0.00%
84	American Bank	1	$106K	0.0%	0.00%
85	Oxford Bank	1	$99K	0.0%	0.00%
86	VelocitySBA, LLC	7	$78K	0.0%	36.86%
87	Community Bank, National Association	1	$58K	0.0%	0.00%
88	Capital One National Association	1	$50K	0.0%	0.00%
89	SoFi Bank, National Association	1	$20K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	147	$77.4M	16.1%
2	Manufacturing	63	$52.5M	11.0%
3	Other services	158	$50.5M	10.5%
4	Construction	179	$45.9M	9.6%
5	Professional & technical services	117	$35.0M	7.3%
6	Health care & social assistance	99	$32.8M	6.8%
7	Retail trade	84	$27.6M	5.7%
8	Manufacturing	30	$26.4M	5.5%
9	Administrative & waste services	72	$25.3M	5.3%
10	Wholesale trade	48	$18.6M	3.9%
11	Manufacturing	26	$18.0M	3.8%
12	Arts, entertainment & recreation	29	$15.7M	3.3%
13	Agriculture, forestry & fishing	17	$12.3M	2.6%
14	Real estate & leasing	24	$10.5M	2.2%
15	Transportation & warehousing	49	$8.8M	1.8%
16	Educational services	18	$8.3M	1.7%
17	Retail trade	42	$7.5M	1.6%
18	Finance & insurance	20	$5.5M	1.1%
19	Information	7	$700K	0.1%
20	Management of companies	1	$350K	0.1%
21	Utilities	1	$25K	0.0%
22	Transportation & warehousing	1	$15K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.