SBA 7(a) lenders in Bernalillo, NM

Approvals in SBA fiscal years 2008–2026. Source data as of 2026-06-30.

Lenders

125 institutions have SBA 7(a) loans on record in Bernalillo, together $793.2M across 1,753 loans. BMO Bank National Association is the largest, with 13% of approvals.

Showing

Yearsto

Rank	Lender	Loans	Approved	Share	Loss rate
1	BMO Bank National Association	169	$101.7M	12.8%	0.26%
2	Live Oak Banking Company	62	$90.3M	11.4%	0.00%
3	Wells Fargo Bank National Association	285	$86.6M	10.9%	3.45%
4	U.S. Bank, National Association	232	$51.5M	6.5%	2.83%
5	Western Commerce Bank	124	$44.0M	5.5%	1.36%
6	PNC Bank, National Association	204	$30.8M	3.9%	1.09%
7	Enterprise Bank & Trust	16	$17.8M	2.2%	0.00%
8	Sunflower Bank National Association	17	$17.1M	2.2%	0.00%
9	United Midwest Savings Bank National Association	24	$15.9M	2.0%	0.84%
10	UMB Bank, National Association	45	$14.8M	1.9%	0.29%
11	Century Bank	37	$14.3M	1.8%	0.00%
12	Main Bank	17	$12.4M	1.6%	2.17%
13	Newtek Small Business Finance, Inc.	20	$11.4M	1.4%	1.96%
14	Bank of Hope	19	$11.3M	1.4%	0.65%
15	The Huntington National Bank	30	$10.3M	1.3%	0.00%
16	Newtek Bank, National Association	23	$10.1M	1.3%	0.00%
17	First-Citizens Bank & Trust Company	10	$9.9M	1.2%	0.00%
18	Celtic Bank Corporation	15	$9.8M	1.2%	0.00%
19	Northeast Bank	27	$8.3M	1.1%	3.32%
20	First Bank of the Lake	13	$8.3M	1.0%	0.00%
21	BOKF, National Association	14	$7.9M	1.0%	0.13%
22	Firstrust Savings Bank	5	$7.8M	1.0%	0.00%
23	Wallis Bank	2	$7.8M	1.0%	0.00%
24	US Metro Bank	2	$6.8M	0.9%	0.00%
25	Community Banks of Colorado, A Division of NBH Bank	7	$6.8M	0.9%	0.00%
26	US Eagle FCU	5	$6.4M	0.8%	0.74%
27	Patriot Bank, National Association	2	$6.0M	0.8%	0.00%
28	Shoreham Bank	2	$5.6M	0.7%	0.00%
29	Harvest Small Business Finance, LLC	4	$5.4M	0.7%	0.00%
30	BayFirst National Bank	26	$5.1M	0.6%	4.51%
31	First Western SBLC, LLC	2	$5.1M	0.6%	0.00%
32	Bank of America, National Association	13	$4.8M	0.6%	0.00%
33	TowneBank	6	$4.7M	0.6%	0.00%
34	Bank of the Southwest	2	$4.6M	0.6%	0.00%
35	Readycap Lending, LLC	20	$4.3M	0.5%	3.30%
36	First Financial Bank	3	$4.3M	0.5%	0.00%
37	Coastal States Bank	1	$4.0M	0.5%	0.00%
38	Evolve Bank and Trust	3	$4.0M	0.5%	0.00%
39	State Empl CU	3	$4.0M	0.5%	0.00%
40	First American Bank	9	$3.8M	0.5%	0.00%
41	DreamSpring	29	$3.7M	0.5%	4.16%
42	Meridian Bank	1	$3.6M	0.4%	0.00%
43	Zions Bank, A Division of	3	$3.5M	0.4%	0.00%
44	Port 51 Lending LLC	3	$3.5M	0.4%	0.00%
45	First Guaranty Bank	1	$3.4M	0.4%	0.00%
46	Merchants Bank of Indiana	3	$3.4M	0.4%	0.00%
47	The Bancorp Bank National Association	4	$3.3M	0.4%	0.00%
48	First Internet Bank of Indiana	3	$3.1M	0.4%	0.00%
49	First National Rio Grande, A Division of The First National Bank of Santa Fe	4	$3.1M	0.4%	0.00%
50	Genesis Bank	2	$3.0M	0.4%	21.61%
51	Hanmi Bank	1	$3.0M	0.4%	0.00%
52	Primis Bank	2	$2.8M	0.4%	0.00%
53	Greater Nevada CU	1	$2.8M	0.4%	0.00%
54	Stearns Bank National Association	9	$2.7M	0.3%	0.00%
55	Federal Deposit Insurance Corporation	2	$2.7M	0.3%	0.00%
56	T Bank, National Association	2	$2.7M	0.3%	0.00%
57	Fifth Third Bank	2	$2.4M	0.3%	0.00%
58	Fountainhead SBF LLC	1	$2.3M	0.3%	0.00%
59	Capital Certified Development Corporation	10	$2.2M	0.3%	0.00%
60	United Community Bank	2	$1.9M	0.2%	0.00%
61	United Western Bank	1	$1.9M	0.2%	0.00%
62	Pathward National Association	1	$1.7M	0.2%	0.00%
63	First National Bank of Pennsylvania	2	$1.7M	0.2%	0.00%
64	Golden Bank National Association	1	$1.7M	0.2%	0.00%
65	JPMorgan Chase Bank, National Association	5	$1.7M	0.2%	0.00%
66	Happen Bank	2	$1.6M	0.2%	0.00%
67	Genisys CU	1	$1.6M	0.2%	0.00%
68	Byline Bank	2	$1.6M	0.2%	0.00%
69	Customers Bank	2	$1.5M	0.2%	0.00%
70	Five Star Bank	5	$1.5M	0.2%	0.00%
71	Citizens Bank	3	$1.5M	0.2%	0.00%
72	Capital Bank, National Association	3	$1.5M	0.2%	0.00%
73	PlainsCapital Bank	3	$1.4M	0.2%	24.93%
74	American Pride Bank	1	$1.4M	0.2%	0.00%
75	22nd State Bank, A Division of 22nd State Banking Company	3	$1.3M	0.2%	0.00%
76	Columbia Bank	3	$1.3M	0.2%	47.35%
77	Mountain America FCU	30	$1.3M	0.2%	15.00%
78	Midwest Regional Bank	1	$1.2M	0.1%	0.00%
79	First Bank	1	$1.2M	0.1%	0.00%
80	PromiseOne Bank	1	$1.1M	0.1%	0.00%
81	IncredibleBank	2	$1.1M	0.1%	27.86%
82	Colony Bank	2	$963K	0.1%	0.00%
83	Lendistry SBLC, LLC	5	$920K	0.1%	0.00%
84	Banc of California	2	$842K	0.1%	17.40%
85	First Merchants Bank	1	$840K	0.1%	0.00%
86	United Business Bank	3	$785K	0.1%	22.87%
87	PCB Bank	1	$770K	0.1%	0.00%
88	First National Bank of Coffee County	1	$765K	0.1%	0.00%
89	CRF Small Business Loan Company, LLC	2	$758K	0.1%	0.00%
90	First Financial Credit Union	1	$692K	0.1%	0.00%
91	Beacon Bank and Trust	1	$628K	0.1%	0.00%
92	Wachovia SBA Lending, Inc.	1	$541K	0.1%	0.00%
93	Merchants Bank of California, National Association	1	$515K	0.1%	0.00%
94	Sunward Federal Credit Union	1	$503K	0.1%	0.00%
95	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$500K	0.1%	0.00%
96	HomeTrust Bank	1	$499K	0.1%	0.00%
97	SouthState Bank, National Association	1	$440K	0.1%	0.00%
98	Midwest BankCentre	1	$436K	0.1%	0.00%
99	Independence Bank	4	$425K	0.1%	24.50%
100	First Southwest Bank	2	$417K	0.1%	0.00%
101	First Savings Bank	1	$400K	0.1%	58.47%
102	Cache Valley Bank	1	$400K	0.1%	0.00%
103	SouthWest Bank	2	$358K	0.0%	0.00%
104	Nusenda FCU	1	$350K	0.0%	0.00%
105	Florida Capital Bank, National Association	2	$349K	0.0%	85.29%
106	MVB Bank, Inc.	1	$347K	0.0%	0.00%
107	Grasshopper Bank National Association	1	$331K	0.0%	0.00%
108	Main Street Bank Corp	1	$300K	0.0%	0.00%
109	Arizona Capital Source	1	$225K	0.0%	0.00%
110	CDC Small Business Finance Corp.	1	$210K	0.0%	98.22%
111	Titan Bank, National Association	1	$197K	0.0%	0.00%
112	Old National Bank	1	$183K	0.0%	0.00%
113	Mission Valley Bank	1	$173K	0.0%	0.00%
114	Capital One National Association	4	$160K	0.0%	36.36%
115	Simmons Bank	1	$150K	0.0%	0.00%
116	Bank Five Nine	1	$150K	0.0%	0.00%
117	Popular Bank	2	$150K	0.0%	76.56%
118	Bank of the West	1	$130K	0.0%	0.00%
119	Time Bank	1	$115K	0.0%	0.00%
120	VelocitySBA, LLC	12	$115K	0.0%	13.90%
121	Optus Bank	1	$100K	0.0%	0.00%
122	FinWise Bank	1	$100K	0.0%	0.00%
123	SoFi Bank, National Association	1	$100K	0.0%	0.00%
124	Stone Bank	1	$90K	0.0%	0.00%
125	WaFd Bank	1	$15K	0.0%	0.00%

Loss rates cover every approval year on record together. SBA 7(a) losses peak two to four years after approval, so a lender whose lending is mostly recent will show a low rate because its loans have not aged yet, not because they are performing better.

What the money went into

Rank	Industry	Loans	Approved	Share of county
1	Accommodation & food services	210	$151.5M	19.1%
2	Health care & social assistance	214	$112.1M	14.1%
3	Professional & technical services	239	$85.1M	10.7%
4	Construction	213	$78.5M	9.9%
5	Retail trade	123	$54.2M	6.8%
6	Other services	179	$53.2M	6.7%
7	Wholesale trade	67	$39.3M	4.9%
8	Manufacturing	79	$31.4M	4.0%
9	Administrative & waste services	72	$27.4M	3.4%
10	Manufacturing	37	$24.7M	3.1%
11	Real estate & leasing	44	$24.3M	3.1%
12	Retail trade	70	$21.0M	2.6%
13	Arts, entertainment & recreation	44	$20.9M	2.6%
14	Manufacturing	42	$20.3M	2.6%
15	Finance & insurance	31	$17.1M	2.2%
16	Educational services	21	$10.0M	1.3%
17	Information	24	$9.1M	1.1%
18	Transportation & warehousing	33	$8.9M	1.1%
19	Transportation & warehousing	3	$2.3M	0.3%
20	Agriculture, forestry & fishing	5	$1.5M	0.2%
21	Public administration	1	$485K	0.1%
22	Management of companies	2	$204K	0.0%

Industry is the borrower’s NAICS sector as recorded by SBA at approval, grouped to the two-digit sector.

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.