Retail trade lenders in Mecklenburg, NC

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

55 institutions have SBA 7(a) loans on record to this industry in Mecklenburg, NC, together $127.3M across 234 loans. Pinnacle Bank is the largest, with 12% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Pinnacle Bank	14	$15.9M	12.5%
2	Live Oak Banking Company	16	$13.5M	10.6%
3	Wells Fargo Bank National Association	36	$7.6M	6.0%
4	TowneBank	4	$6.3M	4.9%
5	Truist Bank	19	$5.5M	4.3%
6	SouthState Bank, National Association	6	$5.3M	4.1%
7	Capital Bank, National Association	3	$5.1M	4.0%
8	United Community Bank	7	$5.1M	4.0%
9	Truliant FCU	6	$4.7M	3.7%
10	TD Bank, National Association	6	$4.4M	3.5%
11	Bank of Hope	12	$3.4M	2.7%
12	Fifth Third Bank	4	$3.3M	2.6%
13	Readycap Lending, LLC	6	$2.8M	2.2%
14	Fund-Ex Solutions Group, LLC	1	$2.6M	2.0%
15	Bank of America, National Association	4	$2.6M	2.0%
16	PromiseOne Bank	4	$2.5M	2.0%
17	First National Bank of Pennsylvania	7	$2.3M	1.8%
18	Northeast Bank	5	$2.2M	1.8%
19	Harvest Small Business Finance, LLC	2	$2.2M	1.7%
20	Newtek Small Business Finance, LLC	3	$2.2M	1.7%
21	The Huntington National Bank	3	$2.2M	1.7%
22	Regions Bank	2	$2.1M	1.6%
23	The Fidelity Bank	1	$2.0M	1.6%
24	First Community Bank	1	$1.8M	1.4%
25	Citizens Bank	2	$1.7M	1.3%
26	Enterprise Bank & Trust	1	$1.7M	1.3%
27	Ameris Bank	2	$1.5M	1.1%
28	Metro City Bank	2	$1.2M	0.9%
29	PNC Bank, National Association	6	$1.2M	0.9%
30	Newtek Bank, National Association	2	$1.1M	0.9%
31	HomeTrust Bank	2	$1.0M	0.8%
32	United Midwest Savings Bank National Association	7	$995K	0.8%
33	First Bank	1	$970K	0.8%
34	Bank Five Nine	1	$940K	0.7%
35	BayFirst National Bank	4	$825K	0.6%
36	Shoreham Bank	1	$736K	0.6%
37	Uwharrie Bank	1	$719K	0.6%
38	Beacon Bank and Trust	1	$708K	0.6%
39	Bank OZK	2	$596K	0.5%
40	PCB Bank	2	$500K	0.4%
41	FinWise Bank	1	$450K	0.4%
42	First Bank of the Lake	1	$386K	0.3%
43	Stearns Bank National Association	2	$360K	0.3%
44	BankUnited, National Association	1	$332K	0.3%
45	Carolina Business Capital, Inc.	3	$322K	0.3%
46	Paragon Bank	1	$286K	0.2%
47	First Interstate Bank	1	$280K	0.2%
48	Coastal States Bank	1	$270K	0.2%
49	Carolina Small Business Development Fund	1	$150K	0.1%
50	Accion Opportunity Fund Community Development	1	$120K	0.1%
51	VelocitySBA, LLC	8	$115K	0.1%
52	First Horizon Bank	1	$110K	0.1%
53	Self-Help Credit Union	1	$64K	0.1%
54	Capital One National Association	1	$50K	0.0%
55	U.S. Bank, National Association	1	$25K	0.0%

See retail trade lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.