Construction lenders in Mecklenburg, NC

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

64 institutions have SBA 7(a) loans on record to this industry in Mecklenburg, NC, together $153.4M across 325 loans. Pinnacle Bank is the largest, with 27% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	Pinnacle Bank	30	$40.8M	26.6%
2	Wells Fargo Bank National Association	55	$13.4M	8.8%
3	Live Oak Banking Company	8	$12.5M	8.2%
4	The Huntington National Bank	14	$8.5M	5.5%
5	Truist Bank	30	$7.2M	4.7%
6	First Bank of the Lake	7	$5.6M	3.7%
7	United Midwest Savings Bank National Association	13	$5.0M	3.3%
8	United Community Bank	6	$4.4M	2.8%
9	First National Bank of Pennsylvania	11	$4.2M	2.7%
10	Truliant FCU	8	$4.1M	2.7%
11	Bank of America, National Association	14	$3.6M	2.3%
12	Newtek Small Business Finance, Inc.	6	$3.3M	2.1%
13	The Fidelity Bank	2	$3.1M	2.0%
14	1st Financial Bank USA	2	$3.0M	2.0%
15	First-Citizens Bank & Trust Company	1	$3.0M	1.9%
16	Northeast Bank	9	$2.1M	1.4%
17	Fifth Third Bank	9	$2.0M	1.3%
18	SouthState Bank, National Association	4	$1.9M	1.3%
19	Stearns Bank National Association	2	$1.9M	1.2%
20	First Horizon Bank	3	$1.6M	1.1%
21	JPMorgan Chase Bank, National Association	5	$1.4M	0.9%
22	First Bank	2	$1.2M	0.8%
23	BayFirst National Bank	7	$1.2M	0.8%
24	Byline Bank	2	$1.2M	0.8%
25	TowneBank	2	$1.2M	0.8%
26	Readycap Lending, LLC	5	$1.1M	0.7%
27	The Park National Bank	2	$1.1M	0.7%
28	Enterprise Bank & Trust	1	$990K	0.6%
29	Encore Bank	1	$918K	0.6%
30	TD Bank, National Association	8	$810K	0.5%
31	Newtek Bank, National Association	3	$755K	0.5%
32	North State Bank	2	$712K	0.5%
33	22nd State Bank, A Division of 22nd State Banking Company	1	$685K	0.4%
34	Wachovia SBA Lending, Inc.	1	$614K	0.4%
35	American Momentum Bank	1	$579K	0.4%
36	Celtic Bank Corporation	4	$570K	0.4%
37	Carolina Small Business Development Fund	2	$568K	0.4%
38	Metro City Bank	1	$550K	0.4%
39	Grasshopper Bank National Association	1	$500K	0.3%
40	First Internet Bank of Indiana	1	$480K	0.3%
41	BankUnited, National Association	1	$475K	0.3%
42	HomeTrust Bank	1	$423K	0.3%
43	Magnifi Financial CU	1	$375K	0.2%
44	Seacoast National Bank	1	$350K	0.2%
45	PNC Bank, National Association	2	$340K	0.2%
46	Regions Bank	1	$326K	0.2%
47	U.S. Bank, National Association	6	$322K	0.2%
48	Five Star Bank	1	$300K	0.2%
49	Bank of Oak Ridge	1	$264K	0.2%
50	Independence Bank	3	$225K	0.1%
51	Ameris Bank	1	$217K	0.1%
52	Lendistry SBLC, LLC	1	$210K	0.1%
53	Popular Bank	2	$191K	0.1%
54	Shoreham Bank	1	$150K	0.1%
55	Heritage Bank Inc	1	$150K	0.1%
56	Capital Bank, National Association	1	$150K	0.1%
57	CenTrust Bank, A Division of SmartBiz Bank National Association	1	$145K	0.1%
58	First Community Bank	2	$125K	0.1%
59	First Merchants Bank	1	$75K	0.0%
60	VelocitySBA, LLC	6	$70K	0.0%
61	Bank OZK	1	$50K	0.0%
62	Self-Help Credit Union	1	$34K	0.0%
63	Columbia Bank	1	$25K	0.0%
64	Bank of Hope	1	$25K	0.0%

See construction lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.