Retail trade lenders in Oakland, MI

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

45 institutions have SBA 7(a) loans on record to this industry in Oakland, MI, together $63.4M across 256 loans. The Huntington National Bank is the largest, with 28% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	The Huntington National Bank	108	$17.7M	27.9%
2	ChoiceOne Bank	9	$3.7M	5.9%
3	Fifth Third Bank	8	$3.7M	5.8%
4	First Internet Bank of Indiana	3	$3.5M	5.5%
5	Live Oak Banking Company	2	$2.9M	4.5%
6	JPMorgan Chase Bank, National Association	33	$2.7M	4.3%
7	Newtek Bank, National Association	6	$2.7M	4.2%
8	CIBC Bank USA	2	$2.4M	3.7%
9	BayFirst National Bank	13	$2.3M	3.7%
10	Oxford Bank	5	$1.9M	3.1%
11	Independent Bank	3	$1.7M	2.7%
12	Newtek Small Business Finance, LLC	3	$1.7M	2.6%
13	PNC Bank, National Association	7	$1.4M	2.2%
14	US Metro Bank	1	$1.4M	2.2%
15	Citizens Bank, National Association	8	$1.3M	2.1%
16	UniBank	1	$1.3M	2.0%
17	Byline Bank	3	$1.1M	1.8%
18	TowneBank	1	$1.0M	1.6%
19	Happen Bank	1	$833K	1.3%
20	IncredibleBank	1	$828K	1.3%
21	Northeast Bank	4	$703K	1.1%
22	First Merchants Bank	4	$676K	1.1%
23	Nicolet National Bank	1	$665K	1.0%
24	Readycap Lending, LLC	3	$568K	0.9%
25	Michigan State University Federal Credit Union	3	$520K	0.8%
26	University Bank	1	$515K	0.8%
27	Lake Michigan CU	1	$480K	0.8%
28	First-Citizens Bank & Trust Company	1	$350K	0.6%
29	Five Star Bank	1	$350K	0.6%
30	Stearns Bank National Association	1	$302K	0.5%
31	Celtic Bank Corporation	2	$300K	0.5%
32	MI Bank	1	$300K	0.5%
33	Citizens Bank	1	$296K	0.5%
34	Huron Valley State Bank	2	$216K	0.3%
35	CDC Small Business Finance Corp.	1	$200K	0.3%
36	Superior National Bank	1	$185K	0.3%
37	Heritage Bank Inc	1	$150K	0.2%
38	Bank Five Nine	1	$136K	0.2%
39	Bank of America, National Association	1	$125K	0.2%
40	Wildfire Credit Union	1	$108K	0.2%
41	Seacoast National Bank	1	$80K	0.1%
42	United Midwest Savings Bank National Association	1	$75K	0.1%
43	Flagstar Bank National Association	1	$50K	0.1%
44	Community Choice CU	2	$45K	0.1%
45	First State Bank	1	$30K	0.0%

See retail trade lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.