Retail trade lenders in Oakland, MI

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-06-30.

62 institutions have SBA 7(a) loans on record to this industry in Oakland, MI, together $221.9M across 482 loans. The Huntington National Bank is the largest, with 21% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	The Huntington National Bank	171	$46.6M	21.0%
2	Fifth Third Bank	42	$28.3M	12.7%
3	First Internet Bank of Indiana	10	$16.7M	7.5%
4	First Merchants Bank	26	$16.1M	7.3%
5	ChoiceOne Bank	8	$8.5M	3.8%
6	Live Oak Banking Company	9	$8.5M	3.8%
7	JPMorgan Chase Bank, National Association	30	$7.2M	3.3%
8	Bank of Ann Arbor	14	$6.1M	2.7%
9	Wells Fargo Bank National Association	9	$4.9M	2.2%
10	Citizens Bank, National Association	29	$4.9M	2.2%
11	IncredibleBank	6	$4.4M	2.0%
12	Newtek Small Business Finance, Inc.	3	$4.2M	1.9%
13	PNC Bank, National Association	8	$4.2M	1.9%
14	United FCU	3	$4.1M	1.8%
15	Shoreham Bank	3	$4.1M	1.8%
16	Pinnacle Bank	1	$4.0M	1.8%
17	Byline Bank	5	$3.8M	1.7%
18	First State Bank	5	$3.5M	1.6%
19	Legence Bank	5	$3.5M	1.6%
20	Gulf Coast Bank and Trust Company	1	$2.6M	1.2%
21	KeyBank National Association	10	$2.6M	1.2%
22	Credit Union One	6	$2.5M	1.1%
23	Readycap Lending, LLC	5	$2.5M	1.1%
24	First Financial Bank	1	$2.3M	1.0%
25	Farmers State Bank of Alto Pass, Illinois	2	$1.9M	0.8%
26	Genisys CU	2	$1.7M	0.8%
27	Huron Valley State Bank	7	$1.4M	0.7%
28	Oxford Bank	5	$1.4M	0.6%
29	First National Bank of Pennsylvania	1	$1.3M	0.6%
30	Columbia Bank	2	$1.3M	0.6%
31	Independent Bank	5	$1.3M	0.6%
32	Lake Trust CU	1	$1.2M	0.5%
33	Superior National Bank	2	$1.0M	0.5%
34	Unity Bank	1	$1.0M	0.5%
35	American Momentum Bank	1	$934K	0.4%
36	Bank Michigan	2	$845K	0.4%
37	U.S. Bank, National Association	1	$813K	0.4%
38	Happen Bank	1	$775K	0.3%
39	National Cooperative Bank, National Association	1	$750K	0.3%
40	United Midwest Savings Bank National Association	5	$740K	0.3%
41	Flagstar Bank National Association	2	$700K	0.3%
42	Michigan Schools and Government Credit Union	2	$679K	0.3%
43	Waterford Bank, National Association	1	$664K	0.3%
44	Pathward National Association	3	$653K	0.3%
45	BankUnited, National Association	1	$631K	0.3%
46	US Eagle FCU	1	$580K	0.3%
47	First Bank	1	$492K	0.2%
48	Northeast Bank	3	$437K	0.2%
49	Hanmi Bank	1	$430K	0.2%
50	United Community Bank	1	$350K	0.2%
51	Celtic Bank Corporation	2	$300K	0.1%
52	Horizon Bank	2	$249K	0.1%
53	Everwise Credit Union	1	$200K	0.1%
54	Detroit Development Fund	1	$187K	0.1%
55	Newtek Bank, National Association	1	$185K	0.1%
56	Northstar Bank	1	$150K	0.1%
57	Community Choice CU	2	$150K	0.1%
58	Capital One National Association	2	$100K	0.0%
59	Independence Bank	1	$100K	0.0%
60	BayFirst National Bank	1	$85K	0.0%
61	Bank of America, National Association	1	$30K	0.0%
62	VelocitySBA, LLC	2	$20K	0.0%

See retail trade lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.