Construction lenders in Oakland, MI

Approvals from SBA fiscal year 2008 onward. Source data as of 2026-09-30.

52 institutions have SBA 7(a) loans on record to this industry in Oakland, MI, together $149.2M across 563 loans. The Huntington National Bank is the largest, with 27% of approvals.

Lenders

Rank	Lender	Loans	Approved	Share
1	The Huntington National Bank	252	$40.8M	27.3%
2	Fifth Third Bank	38	$12.3M	8.2%
3	JPMorgan Chase Bank, National Association	61	$8.8M	5.9%
4	ChoiceOne Bank	11	$6.2M	4.2%
5	Oxford Bank	12	$6.0M	4.1%
6	Milestone Bank	1	$5.0M	3.4%
7	First Internet Bank of Indiana	1	$4.9M	3.3%
8	Byline Bank	3	$4.4M	3.0%
9	22nd State Bank, A Division of 22nd State Banking Company	1	$4.2M	2.8%
10	Old National Bank	4	$4.0M	2.7%
11	TowneBank	2	$3.6M	2.4%
12	Independent Bank	5	$3.6M	2.4%
13	First State Bank	4	$3.5M	2.3%
14	Live Oak Banking Company	4	$3.3M	2.2%
15	Credit Union One	10	$3.1M	2.1%
16	Citizens Bank, National Association	23	$3.0M	2.0%
17	Bank of Ann Arbor	8	$3.0M	2.0%
18	First Merchants Bank	11	$2.7M	1.8%
19	Bank Michigan	3	$2.0M	1.3%
20	United Midwest Savings Bank National Association	10	$1.9M	1.3%
21	PNC Bank, National Association	11	$1.8M	1.2%
22	Gulf Coast Bank and Trust Company	2	$1.7M	1.1%
23	Newtek Small Business Finance, LLC	3	$1.6M	1.1%
24	Climate First Bank	1	$1.6M	1.0%
25	First Bank of the Lake	2	$1.4M	1.0%
26	Northeast Bank	9	$1.3M	0.9%
27	Readycap Lending, LLC	5	$1.3M	0.9%
28	Wells Fargo Bank National Association	2	$1.3M	0.9%
29	BayFirst National Bank	5	$1.2M	0.8%
30	Grasshopper Bank National Association	1	$1.1M	0.7%
31	Celtic Bank Corporation	7	$1.0M	0.7%
32	Huron Valley State Bank	8	$955K	0.6%
33	Flagstar Bank National Association	5	$863K	0.6%
34	Newtek Bank, National Association	5	$845K	0.6%
35	CIBC Bank USA	2	$666K	0.4%
36	Waterford Bank, National Association	3	$647K	0.4%
37	Bank of America, National Association	3	$500K	0.3%
38	Lendistry SBLC, LLC	2	$453K	0.3%
39	Mercantile Bank	1	$350K	0.2%
40	Five Star Bank	1	$350K	0.2%
41	Nicolet National Bank	1	$322K	0.2%
42	CenTrust Bank, A Division of SmartBiz Bank National Association	2	$300K	0.2%
43	Independence Bank	2	$275K	0.2%
44	LAF CU	1	$228K	0.2%
45	First-Citizens Bank & Trust Company	1	$222K	0.1%
46	Stearns Bank National Association	1	$206K	0.1%
47	Community Choice CU	2	$100K	0.1%
48	KeyBank National Association	3	$95K	0.1%
49	Capital One National Association	2	$75K	0.1%
50	Horizon Bank	2	$56K	0.0%
51	Michigan Schools and Government Credit Union	1	$40K	0.0%
52	VelocitySBA, LLC	3	$35K	0.0%

See construction lenders nationally

About this data

Built from the U.S. Small Business Administration’s 7(a) FOIA data release, a public record covering approvals from fiscal year 2008 onward and refreshed each quarter. SBA fiscal years end 30 September, so the most recent year is partial. Figures are approvals, not outstanding balances, and SBA attributes each loan to the institution that holds it today rather than the one that originated it — an acquisitive lender therefore shows books it did not write.